Fidelity Investments Discussions

Is it better to have my investment portfolio spread out across multiple providers or OK to just have with one? Currently I have my 401k and IRA accounts all with Fidelity

Hi I am planning to use fidelity for IRA and day trading given that I already have my 401k and HSA there. Do you advise using one broker for all your investment needs or should I diversify first each … more

Have a Q on the Mega Backdoor Roth:

I contributed 10% of after tax pay to a normal 401k and called Fidelity to rollover the after tax amount to Roth IRA. The issue though is that the after tax amount gets invested… more

Have small amount of $ in Fidelity 401K account from previous employer.. what should I do with it? Rollover to current 401K (also Fidelity)? Rollover to an IRA (don’t have one currently)? Cash out and… more

Couple of dumb questions, but thought I’d ask in hopes that I can get back on course. 24M with the following assets: ~$30k HYSA, ~$6,600 Fidelity Roth 401k from old employer, ~$14k Vanguard (60% tradi… more

Hi! Started Fidelity 401k very recently and opted for Vanguard2055 with asset class (Stocks 88%, Bonds 10% , others 2%). Expense ratio is 0.15% . Want to know if allocations are okay or any pointers… more

My company’s 401k program is through Fidelity and auto assigns us the Freedom class of funds. Any pros/cons to switching funds to Vanguard (thinking VINIX) even though my brokerage remains Fidelity?

Need some cash (10,000) to pay of some CC debt and help parents. Is taking a loan against my 401k a bad option, currently fidelity has 3.25% interest and I can pay it back in 24 months via deductions

Mega back door experts- My company allows mega backdoor and our 401k is managed via Fidelity? Do I need to have IRA account with fidelity to use mega back door or can I use my vanguard IRA to roll ove… more

I have only been putting aside 10% for 401k but have a lot of extra cash to max it out. On Fidelity it looks like I can’t contribute (I have a Roth 401k) the extra 10k I want at once — is my only opti… more

Recently rolled over my 401k to fidelity and have been nervous about getting into the market. Granted that no one has the crystal ball but I've been torn between holding it in cash till the covid

New to this so any guidance is appreciated. Currently have my Roth 401k, Roth IRA, and HSA all through fidelity. 401k is invested my target retirement year fund. Both ira and hsa are fully in FXAIX, F… more

Moving funds from old 401k to IRA. Thoughts on Fidelity vs. Vanguard?

I changed jobs in 2019 and the 401k provider changed from Fidelity to Vanguard with the employers. Ended up contributing 1k more than the yearly limit of 19k. Realized this while preparing the tax ret… more

I was going to transfer my 401k from fidelity to Schwab until the guy on the phone at Fidelity mentioned about their zero fee and expenses mutual funds. My plan is to stay in the 500 index fund

EY folks, what funds do you have your 401k in? Are you having it managed by fidelity?

Changing jobs.
1) How to successfully transfer 401k from Fidelity to Vanguard?
2)Currently having traditional 401k, does it make sense to opt for Roth 401k now?
What would you choose 401 vs Roth 401

I’ve changed my 401k contributions with fidelity and over a month later, I still don’t see the update. Has changing it online worked for anyone or do I need to just call?

do any 401K / roth IRS gains automatically get reinvested? i have automatic contributions and target date funds for both set up through fidelity

Tax advice for 30 year old - combined household income pretax is $204K, $28K in checking, $72K in 401K (maxed out), $13K in Roth IRA (maxed out till last year), Fidelity Go balance is $43K. Stocks sta… more

Have maxed out my traditional 401k. Want to invest in IRA and spoke to Fidelity but I am not eligible for Roth IRA, just traditional. Do I still invest 6k every year considering I get no tax deduction… more

Any taxes or fees involved with a one time "exchange" of one fund to another within a Fidelity 401k? Want to move balance from a target date fund to FXAIX.

Recently changed job. Previous employer had fidelity for 401k, new employer uses Schwab. Can I transfer from employers fidelity 401k to my personal IRA with fidelity?

What is the diff between Roth IRA and 401k Roth? I was initially doing a mega backdoor Roth IRA by calling them every month. Recently fidelity said that they can do an automatic rollover to 401k Roth

For those that use Fidelity for 401k, do you recommend leaving the investment in a target fund (JPMCB 2055) or moving that investment in a stock like Fidelity 500 Index Fund (FXAIX). Pros/cons

Can I use my 401k money (currently in Fidelity EY preferred mutual funds) to buy stocks that comply with independence policies? (Such as MA, Adbe, BA, Dis, Intuit etc.)

Changed the employer. New employer uses Schwab for 401K, previous employer had Fidelity. Anyone moved 401k from Fidelity to Schwab? How was your experience?

Have about 80k to get into the market any suggestions? 401k and IRAs already maxing out, no house for 6 years. Currently I use fidelity for my non tax advantage accounts.

Best brokerages for a Roth IRA and potentially stock trading? Have Fidelity through my 401k but considering diversifying my holdings with Vanguard but open to other recommendations

Have some money in a traditional IRA (rolled over from previous employer)... should I roll over to current companies 401k or just use fidelity to purchase stocks directly using it? Need some help...

Anyone know where I can find Fidelity forms to convert my pre-tax 401k to post-tax (EY)?

On Fidelity, the 401k tab shows the investment options we have (31 to choose from). How do we know which stocks we can buy for individual accounts (to not clash with independence)?

Can someone explain the mega Backdoor process in terms of transferring after tax funds to Roth IRA? My 401k is with fidelity, do i need to have Roth IRA with them or can I transfer to Vanguard Roth?

Is there a best practice of how much I should contribute to a Roth IRA and 401k? Currently contributing 9% to 401K. Wanting to open a Fidelity account for the S&P 500 index funds

My 401K is with Fidelity, should I enroll in the Core investment management approach? I think they actively charge me to manage my account using a certain strategy they choose or do I just leave it

So apparently Fidelity was showing my fully vested amount when I wasn't fully vested in an older 401k. Always fun finding out you're $6500 poorer than you thought.

I feel I’m not getting good returns through my investments in fidelity. I use vanguard for personal investments and invested in voo and vti. I use fidelity for 401k and Roth and I don’t know which

🐟 - I rolled over $100K from old employer 401K to Fidelity Rollover IRA. What implications does it have on my ability to do backdoor IRA? We do not qualify for Roth due to income limits. TIA.

What are some good stock to get for my Roth IRA ? I let fidelity manage my ira this past year and I only got 7% back where as I got 32% return on my 401k.