Tax advice for 30 year old - combined household income pretax is $204K, $28K in checking, $72K in 401K (maxed out), $13K in Roth IRA (maxed out till last year), Fidelity Go balance is $43K. Stocks stand at around $9K. I’m assuming I cannot contribute the full $6K to the IRA this year. Anything else I should probably look into?

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You can contribute $6k to each individual traditional IRA. There's no income limit. Then look into backdoor Roth.

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Yup, I was referring to the Roth IRA with regards to the income limit. I’ll look into this one as well, thank you!

Similar boat to you. We use the backdoor Roth IRA. Also if you are eligible, Max out the HSA (similar vehicle to an IRA but more flexible). After maxing out all tax advantages accounts, I just have a weekly draw go toward buying 3 different index funds (total money market, international, and dividend).

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Forgot to include HSA. Yes, that’s maxed out as well

529? gives state and federal income tax dedications

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