Best brokerages for a Roth IRA and potentially stock trading? Have Fidelity through my 401k but considering diversifying my holdings with Vanguard but open to other recommendations

Has anyone had success transferring Chase Ultimate Reward points to a friend? I see that only “household” transfers are allowed but don’t know if there’s leeway with the term. Worried chase might flag the accounts or stop the transfer if the billing addresses don’t match. The transfer is only for 40K

Anybody got a sibling who is obnoxiously cheap yet has a ton of money?

hi,
i got a offer letter from hsbc before baground verification but i taken education loan for my MBA this year 2022 but my tenure to pay is not occurred. i had credit score of 728 . is there any chance of getting revoke of offer letter

What are all the benefits EY GDS will provide for 5 years experienced new joiner like Joining bonus/WFH setup allowance/free cab-food facility?

Is there any other benefits I can ask apart from these?

Please give some details. So that I can check with HR.

How do you effectively plan for retirement?

Does it always make sense to max out your HSA? I have ~$6k parked there now as a healthy 28 yo with virtually no healthcare utilization

Under contract for nearly 1.1M. Wife and I are at HHI $315k. Will go up in the future, $400k in 3 years and $500k possible in 5-7 years. We have $300k in non-retirement funds, $260k of which will go towards acquiring the house. We have 2 kids and will probably reduce (not maxing) retirement accounts next 18 months to do this. Anyone have any thoughts or feedback? We’ll have to live on a budget and watch but I feel we’ll get used to it and income will grow.

Hi all - I'm on a £100-110k base + bonus at a tier 2 firm. This is in the region where personal allowance for tax starts eroding away..
Wondering what options I have to make this as tax efficient as possible (legally), considering a salary sacrifice pension and student loan.
Also what are you investment recommendations? Stocks and Share ISA? What are the good alternatives?

Shifted more options profits into 250 NOK shares

I’m seeing lots of posts about really bad losses. If you trade you’re going to lose money - hopefully not all the time, but many positions will be mistakes. But you need a process to find ideas and manage positions. Two books you should read are “The New Trading for a Livinng” and “The Laws of Trading.” Both look at psychology, process, and risk in different ways that can help you work out your own process. The next 18 months will be much harder than the last 18 - time to start learning.

Pro tip: live close to poorer people to feel rich. The feelings of wealth are extremely subjective and is mainly based on comparison

Looking to refer a friend in the Las Vegas area to an independent advisor for term insurance and basic retirement planning.

Moving to New York as a new analyst. What neighborhoods should I look at/how much should I expect to spend in rent?

In the same day

Fidelity files for a bitcoin etf
Tesla let’s you buy their cars with bitcoin

Have about 100k in cash, wanted to get into market. Any recommendations on One time buy vs dollar cost average? If DCA, what’s recommended schedule- weekly or monthly?

Does anyone think Biden will *not* further extend the pause on student loan payments until after the election?

Late in the game with buying crypto. Single but with limited savings with which to splurge. What is a good price point during a 'dip', and which 'stock' is best in my situation (LTC, BTC, ETC, etc.?)

So this all seems like mental illness pretending to be investing. Good luck on the gambling. I’m blown away by the people screaming “HODL” with no rationale. I’m 100% out

Thinking of moving my whole crypto portfolio into BTC. Is this dumb?

When giving your resignation notice, do you ASK to work for more days? Anyone here been told to quit right there and then? I’m giving a 20 days’ notice given the holidays instead of the typical 2 weeks

I'm seeking a transition from a high-growth Tech Scale-up to VC or PE. I'm armed with two years of Product Manager and, before that, 1 year in MBB; plus I've tackled extensive commercial due-diligence for targets anywhere from $50M - $500M - any idea to make this ambition a reality? Grateful for all advice.

What is the variable component percentage in UST global

Currently in ibanking as an associate and want to see if I can make the move to PE. Is the CAIA viewed favorably at all?

Can anyone tell me the salary range for a consulting associate at Huron? Strategy and operations. Huron.

Has work from office started in EY GDS Bangalore?

I’ve been offered a position with Fidelity as a Financial Consultant. I’d like to hear any pros or cons from anyone familiar with the position. Thank you!!

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Pricing Strategy vs. Marketing Communications (both in Pharma)? Which role do you guys/gals believe better sets one up for a leadership role in marketing in the future. Comp for both roles are equivalent and I like both specializations equally, so neither comp nor interest is a factor. Only factor I’m weighing is which is a better path towards potential leadership role in the future. T.I.A!!!

Looking to transition from federal consulting into Sales ops. Previously worked in Business Development as well for a B2B company. Any suggestions on how to break into Sales ops?

Can I start a side hustle on H1-B visa? Need to know the legal procedure to be followed. Any links to simplified details?

Advice for getting out of non profit and into corporate/tech? In a creative project management career..any tips appreciated 🙏

Anyone know best way to position industry hire (pharma r&d) for PwC pharma roles? Any guidance would be appreciated

would you make a switch from a big 4 to Simplus? expecting to get an offer from them and any info about them would be appreciated. I've seen a bunch of reviews on Glassdoor etc. - pretty decent

Will UST provide 100% of variable pay or what is the percentage they give us and when will they provide like end of the year

I’m gonna short the shit the out of Peloton, hopefully will get rich enough to buy one

Have never invested outside of 401k. Think I may start being able to put ~$500 in the market each month. Where / how do I start?
Happy to provide more details about my situation if its helpful.

I maxed out my Roth IRA contribution thinking I'd be safe from the income limits however my wife brought way too much $$$ than anticipated this year. It's a good problem to have but not sure what I need to do with my Roth IRA for the year 2021. Impossible to get a hold of Merrill to discuss options.

I’m a Bitcoin bull, and believe it will eventually be a hedge against inflation...

But right now this thing moves in line with the market :(
Beta > 1

Come from a no money family & limited financial savvy. What’s an easy way to open and manage a personal investment fund so my savings makes me more money, similar to my Roth 401k. Thanks in advance!

Have about 100k in cash, wanted to get into market. Any recommendations on One time buy vs dollar cost average? If DCA, what’s recommended schedule- weekly or monthly?

Brand new to investing! Husband and I are 37, don’t have any investments other than the home we currently own. Sitting on atleast 100g worth of cash....

I started a small LLC on the side. My company is getting it's first client this month.

Wondering if any 🐟 have recommended resources on setting up initial consulting business thru an LLC.

Books, websites, tax strategies etc.

My LLC is already incorporated, but looking for guidance with the next steps (creating contracts, invoices, etc)

I’m thinking of opening a TD Ameritrade account for investing - does anyone use this/have any feedback? For reference, I recently graduated and have no prior investing experience, so any feedback on investing is appreciated :)

Can my current lender refuse to accept the payment from refinance lender because they want to make more money from me? How do I sue them ?

What are people thinking for buying a primary home right now?

Using Robinhood to do some day trading. Bought a share of Amazon a few months back and have almost 30% ROI. Should I sell? It seems like it is too high right now and the bottom could fall any moment.

Anyone have a good online calculator or way to adjust their W-4 towards the end of the year so they don’t get slammed with a high tax bill? I know I’m too late for 2020, but curious for next year...I got slapped with a 6-figure tax bill last year. 😑 My wife and I made adjustments to our 2020 W-4s, but afraid it wasn’t enough.

Mutual funds you have your eye on right now?

What’s a good target annual earning % for interest and dividends relative to portfolio size? I am new to investing and am generally just invested in the SP500 and total stock market via index funds

Any good ETFs to invest Roth into?

I don’t get it: Why would anyone invest, for example, in a 6% dividend yield etf with a 0.50% ER (ie EMHY) instead of a 9% dividend yield etf with a 2.5 ER (ie YYY)? Wouldn’t you still be getting better results with the expensive one?

Looking at purchasing a townhouse/condo on the beach but the HOA fees are ~25% of the PITI. I’m wary of HOAs to begin with - any insight?