I have only been putting aside 10% for 401k but have a lot of extra cash to max it out. On Fidelity it looks like I can’t contribute (I have a Roth 401k) the extra 10k I want at once — is my only option to raise the % contribution?

CBD oil enthusiasts: why do you take it? How does it make you feel/what benefits do you see? Any brands you love?

Hey fishes. I have been offered Management Consultant role with CTC break up in terms of JB, RB, fixed and variable. So is the fixed amount my gross salary without any other deduction except TDS, or will the organisation contribution to PF be also deducted from the fixed component? Also, will claimable components like LTA, mobile bill reimbursement etc. be in addition to this fixed component or will they be included in it?

Do any of you participate in employee stock purchase program? I’m at an IPG firm FWIW.

Y’all I want to thank you for the tax discussion/questions we have in this bowl. I've been applying it to my job and it's helping. 😄 Of course, everything should be taken with a grain of salt.

Hi fishes, I am a dentist and did Masters in hospital administration from IIHMR B. Currently I am working as Cerner EHR support analyst since Aug2021. Can someone refer me to ZS, healthcare solutions. Thanks in advance

What platform do you guys use for buying ETFs ? Can you recommend high fielding ETFs ?

WFH/Layoff/Security
Hi,
CCTC including all benefits is 16.57 with 8.3 YOE, primarily focused on Manual Testing.
Is it worth looking for another opportunity?
I am afraid after seeing layoffs news of EPAM, Publicis Sapient & most of the other companies calling employees in the office.
I love my WFH in PwC India & base location of Kolkata. & the best thing is stability in PwC India, they never lay off!!

I'm 21, trying to build wealth. I need your help!

In the next 5 years, I plan on buying a house but there are so many investment options, I don't know what to choose.

I can invest upto 30,000 a month, please suggest!

The current state of market has me confused. I need an AR of 10-15% with Medium-High to Very High Risk profile.

Thanks!

Is anyone nervous about the whole Russia situation and how that may affect the market if an actual invasion takes place? Do you think it makes sense to take out investments just until things settle down, or even assuming the fed will increase interest rates? Thoughts?

Has anyone dealt with financing a non-warrantable condo? About to drop out of the deal because I can’t find a lender. My finances are fully in order, issue is the building.

Should I stop contributing to my 401K and put all my energy into paying off my student loan? Right now it's unconsolidated so there are rates between 3-6% and it's 20k.

I’ve worked 2 years at a non profit 501c 3 tech startup. When I started there were 6 employees we now have 22. I am considered a part of leadership and am a people manager in addition to my sales role. I am a high performer and last year got a 10% raise (which I asked for). This year I was offered 5%. I am going to counter but curious what anyone thinks I should ask for. I was thinking 8%.

IBM wants to retain me, manager told me told withdrawal the paper. But still didn't get the revised offer/promotion letter? So before withdrawal will not get yhe letter from ibm?

Can we upload yearly bill now for broadband reimbursement ?

I would like to transfer my career to Healthcare Data Analytics. I’m gaining my data analytics certification by the ending of November. I’ve also worked and still currently working for great healthcare company’s. I also have lots of great healthcare data experience. My only concern is no degree. What can I say to recruiters that will WOW them or replace the fact I have no degree because that’s what most of these company’s require.

I wanted to get your thoughts on the following:
1. Health Insurance for your parents (assuming they are 60+)
2. Term life options for myself (under 30)

I recently went through a medical family emergency and realised how important insurance is. Any suggestions will be appreciated.

H ello everyone, what are some good LinkedIn learning or certifications that are good for someone with a Healthcare Administration BS and Healthcare Informatics MS, with a strong background in Revenue Cycle Management. I am trying to become more marketable. Also, I am open for new opportunities.

Is gap affidavit is mandatory to submit at the time of joining in TCS? I have gap of 1.10 years in my education. Is affidavit is mandatory or They can allow me to join?

My head is beginning to not hurt and that worries me. I am used to banging it against a wall the entire day (theoretically). I work with people that I struggle to communicate with and/or they are extremely uneducated about various things that I used to think were the basics. I grew up poor and paid for everything myself; Money drives me. Where do I even begin to look to know what I should be doing?Sales is too easy, I need a challenge. I am good at inventing solutions. Ideas?

If you wanted to work for your audit client, could you simply quit without anything lined up and then reach out for a job at the end of your two weeks? Private company if that is helpful information.

Offer included temporary housing and moving expense reimbursement…it’s been a month since I began working and 2 months since I started moving but still no reimbursement…should I escalate this? How long is too long?

When I was a device driver developer with 2 years relevant experience I had got calls from Nvidia and Qualcomm. Unfortunately I wasn't able to crack the interviews back then.

For next 5 years I worked mostly on application development and broadening my exposure. I am not getting even a single call from such companies now.

Is it a good idea to rebrand myself as a device driver developer so that I can get calls again?

PwC partners have any comments on the cohort model? A lot of complaints in PwC bowl arising from the disappointing adjustment and the constraints the model has imposed on career growth

Random, but valid/persistent thought.

After 2 years of a pandemic and working independently for many years, I am not feeling interviews AT ALL. There are points in the interview where I want to just say "Look! Either hire me or don't".

How can I get over this feeling? I'm over the whole "stand in the line of fire to prove how good I am" bs. Any recommendations for getting over this or possible industries to pivot into to avoid bs interview processes and ghosting?

I messed up my screenshare in a meeting with 2 colleagues and showed my personal email that had scheduling info for my onsite interviews with another company. I closed it but it was up long enough for them to see it. Now they both pretend like they saw nothing and I felt panic for some reason. How were your experiences when letting it out the bag early like that?

I applied for a role a few days ago and found the relevant hiring manager today via LinkedIn. Should I send a follow up mail/introduce myself to this person. Would it leave a good impression or come across as desperate?

Btw, the person is in a “Talent Acquisition” position at the company.

Hi - I have an interview with Johnson & Johnson for a Leader role. There seems to be multiple interviews with multiple people in the organization. Hoping to get some insight on this process from those who have been through it as it sounds like a great opportunity. What do they look for? How can I ace the interview?

I have a senior business process manager interview next week, any tips? It requires 4 hour long interviews in which one is a business case study. What would you recommend while I am prepping?

Had an interview for an associate position at Citi. Interviewee was based in London and I’m in NYC. The only interview time that worked was 6am. I was barely functioning and feel like I truly messed up in my answers because I couldn’t not think clearly. I have another with the head of the division next week again at 6am (pre determined before this interview). It was also hard because the division’s core work is private enough that there was not much prep I could do beforehand. Tips?

Has anyone set up an NY 529 for their kids? Know there’s a 10k tax exemption for NY state taxes, but does anyone know if that per child, or across all children?

Hi fishes,
Want some feedback for Employees Assistant Program (EAP) by Capgemini which provides facilities to connect with Therapist.
Actually I am going through some tough times(going through a divorce), want to connect to EAP to discuss my mental health issues.
I had connected once and they say that the conversations are strictly confidential.
Just wanted to know do they really keeps stuff confidential or can they inform my Manager regarding the personal conversations.

Anyone else’s mom driving them crazy about mother of the bride dresses? Wedding is a little over a year out 😂 Any store recommendations for MOB dresses?

I’m looking for mentors in branding. Branding is something that I studied in my MBA days.. all that I know is what’s there in the internet. I am looking for a mentor who could take me under their wings and teach me all about branding.

What platform do you guys use for buying ETFs ? Can you recommend high fielding ETFs ?

Is anyone nervous about the whole Russia situation and how that may affect the market if an actual invasion takes place? Do you think it makes sense to take out investments just until things settle down, or even assuming the fed will increase interest rates? Thoughts?

This might seem silly but does anyone else consider designer handbags a good investment? From what I have seen, some bags don’t really go down in value even if it’s gently used. Thoughts?

Thoughts on Lockheed? Dropped lower than it's been in a while. Think it's a good time to buy?

Has anyone used fundrise? What are your thoughts? Is it worth checking out?

Looking at purchasing a townhouse/condo on the beach but the HOA fees are ~25% of the PITI. I’m wary of HOAs to begin with - any insight?

Looking to start investing (mostly Index Funds and some crypto). Any tips on where to get an account for index funds? Vanguard? Fidelity? Charles Schwab? Somewhere else? What’s most cost efficient?

What's the best airline stock to get into before the possible travel rebound next year? Do you also get in now or Q1/Q2?

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

How does one decide whether to buy in a normal brokerage account vs. Roth IRA?

Grade my allocations!

VTI - 50%
VXUS - 15%
VUG - 15%
QQQ - 10%
VYM - 5%
FALN - 5%

How much will someone get from a $5,000 referral bonus after taxes? Is there any way to minimize the amount it’s taxed? Work in VA and live in DC.

How much money have you invested in crypto currently? I’ll start - $5000 currently

What finance podcast/show/guru do you prefer? Do you have go to finance books you recommend?

I've heard from multiple people about how inflated the assets are and high the P/E ratio is, hence not a good time to invest in the market. Long term investors, how do you deal with this argument? P.s. I understand the time in the market>time the market.

How is everyone feeling about the market today? Buy? Sell? Wait?

Non-US-citizen, resident aliens - worth maxing out 401k, Roth etc? Might not stay in US until retirement.

HELP!
If I sell a mutual fund (aciex) to buy an etf (splg) in my Roth IRA account, do I have to pay tax on the sale when filing next year? How does this work? TIA!

anyone invested into Facedrive (FDVRF)?
Recently heard about the company and it looks very interesting... curious to hear your thoughts if you have any!