What is the diff between Roth IRA and 401k Roth? I was initially doing a mega backdoor Roth IRA by calling them every month. Recently fidelity said that they can do an automatic rollover to 401k Roth

Hello everyone currently i am working with TCS i have also visited onsite from this working since 2018 overall i have 5+ years experience with very less package i dont see any growth in package. i have experience into customer support technical support identity and access management resource management timesheet management etc i need help to switch which company you suggest would be better with all the benefits

Which one of the two has more long term monetory benefits/growth? Working as a product manager or working as a software developer. I need an honest opinion.

Mutual funds you have your eye on right now?

What kinds of things do you do in commercial healthcare? If that’s a thing?

How often do you come across Schedule F? I have prepped 3 tax returns for farmers this busy season? It’s interesting. I’ve worked for large and small firms. I never had to deal with Schedule F until now.

Anyone work in the Healthcare industry? I'm looking into joining Healthcare. I'm currently a Senior in tax compliance.

I’m maxing out my 401K, traditional IRA and HSA this year and paying for some house improvements. I have about $750K total investments and very close to $2M net worth, but realize that I am behind on investments if I want to do FIRE. I was focused on paying off huge chunks of my mortgage and managed to whittle it down to $75K left. Would you suggest I go ahead and pay that off this year? Or pause and do a mega back door roth instead? I’m mid 40s. Thanks!

With interest rates between 6.5% and 7.5%, it is safe to say that buyers are slowing down in their search.

I am a real estate agent who is in the process of closing on her first home. We offered $15k under list and asked for closing costs to be paid for. Granted, this is in a very small rural town; however, just know... If you have been looking for a home for the last 2 years and have not had great luck, now is the time to take advantage of the changing market. You can refi when rates drop.

Hey there, new and curious fish. Are you considering a position in pharma? Worried about how creative you can be? Thinking if the salary is worth it? Ask your questions about entering the world of healthcare advertising here and we’ll answer.

HELP!
If I sell a mutual fund (aciex) to buy an etf (splg) in my Roth IRA account, do I have to pay tax on the sale when filing next year? How does this work? TIA!

Do you share details about raises/bonuses/other financial gains with friends or do you keep it to yourself? I have a few friends who will tell me everything from how much money they make to how much their husband spent on them for their bdays to how much their parents make?? To me that feels like bragging/being arrogant. It’s also the way they say it, feels very much like seeking validation to me.

Any recommendation for best brokers / banks for jumbo mortgage rates? NY metro area. Was quoted ~5.6% last week from Guaranteed Rate, but not sure if they’re brokering or lending themselves. If the former, I’d think I could find better rate going direct to lender.

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

Is there a reason to get the luxury SPG amex if I got the new Chase Marriott card like a month ago?

Why do firms not use vested stock options as incentive in earlier stages of career?

Best side jobs for extra money? Really need to supplement my income..

How much has stock options changed anyone’s life here? Just started at amazon and I received 1500 shares post split. But obviously the vesting schedule is so long over 4 years and morale certainly will be up and down. I feel I’d be crazy to walk away before then and miss out.

Will be moving to LA at the start of next year. I make $150k and my boyfriend freelances and averages around $60k. How much should we realistically be paying in rent max?

Anybody have any thought about: Flatiron Health or COTA Healthcare for a data abstraction job (full-time, not PRN/contract)

Are we secretly being judged on how many of these admissions events we are attending / if we are participating?

Does anyone else find it absolutely hysterical that people group MBB/FAANG/PE/VC for the prestige-oriented folks and they never include BB IB 🤣

Anyone apply to an eMBA, taking advantageous of the GMAT/GRE/EA waiver? Did it work out for you? Any regrets or other thoughts.

I have 7+ years of experience, how much salary offer I should expect from TechM.

Has any given Partner round in PWC for SAP SD? Kindly share your experience

Looking for a general consensus - which firm offers the best compensation & WLB? For info, 4 years experience, mostly technology /mgmt consulting within public sector and starting to think about next move.

Any Jr. Project Manager openings?

Hi Fishes
I have an interview this week for Investment Strategy and Research - Senior Specialist.

Need suggestions for interview preparations.

Recommendation on foods in Paris please. TIA!

Case load= malpractice? Small plaintiff’s firm of 25 attorneys. I was a 2 year associate hired and given 50 active files in pre litigation status. 9 mos later a partner quit and I inherited 45 more. I got up to 105 files. Now I hover at 85 active files in varying stages of pre lit. I asked managing partner for help and was told to settle more claims to lessen my load. Is this what people consider negative work culture?

Hi,

What will be the max salary offered for Lead Software Engineer at Fidelity Investments.

YOE: 5.5yrs

Hello Folks, It’s been 2 weeks after receiving LOI and I did not get my offer letter from Amex. Should I wait?

What surprised you the most about the practice of law?

What’s your target retirement number and at what age do you plan to retire?
Of course I know it depends on a wide range of factors, but I’m curious to get a sample from this group.
Mine is $5M at 55.

Futures are crashing....with the fed slashing rates, I thought that would have the opposite outcome? I don’t fully understand the impact of that but I thought the market would be positive to that.

How do you earn $500k and still feel average?

What stocks are on your watchlist? Please share what level you'd be looking to buy it!

Adding my watchlist in comments.

Any thoughts of investing in gold or gold related instruments?

What do you think on buying JPM, WFC, C now?

Anyone else long on AMT?

Are you investing today?

Thoughts on Lockheed? Dropped lower than it's been in a while. Think it's a good time to buy?

HYSA anyone recommends?

Question on after-tax contributions. I’ve recently upped my contributions to after tax through payroll (already maxing our 401k+contributing to traditional Ira to be converted to a Roth shortly contd

I don’t get it: Why would anyone invest, for example, in a 6% dividend yield etf with a 0.50% ER (ie EMHY) instead of a 9% dividend yield etf with a 2.5 ER (ie YYY)? Wouldn’t you still be getting better results with the expensive one?

SO and I are debating contributing to 401k this year since the rate of return is around -11% on our portfolios this year. I believe it would be better off saving the cash in my account.

I'm thinking of contributing again when/if the market picks up next year. Thoughts?

considering betting a ton of money on tomorrow’s elections via “predict it”, as an emotional hedge. is this a stupid idea or a genius idea

Whats the benefit of a roth ira vs an individual brokerage account?

Will markets jump upwards the day Putin dies?

What did you do with your RSU’s after it vested? Did you keep it or was it sold and reinvest to another stock/fund/etf?

Hello all!
I'm 26, I studied economics but I don't know why I'm not much into investing/trading. Someone else like this?
I recognize this is not a very good approach for someone with money "knowledge" and I would like to change this mindset. My main weakness is that I easily get bored of following the market and that I do not see big opportunities. Any advice?
Where to start learning, general advice for LT and ST investments, things you learnt, books that changed your pov on the topic etc.

Thx!