Hi! Started Fidelity 401k very recently and opted for Vanguard2055 with asset class (Stocks 88%, Bonds 10% , others 2%). Expense ratio is 0.15% . Want to know if allocations are okay or any pointers to look into. I’m 29, new to investing, 15% salary goes to 401k. TIA

Anyone else heard the news of KPMG staffing 1,500 employees to work 6 pm to 6 am reviewing documentation for cares act SBA bailout loans? My thoughts are 1- admirable cause 2- I would hate to (cont’d)

Need advice on How do you structure your corp to corp benefits and salary that you pay yourself? And what are the items that can be written off when you work from home?

Anyone in Kearney’s healthcare practice open to chatting?

Up 75% on UVXY puts expiring 7/26...sell or is it going to continue to go down?

In your opinion, what’s the best hedge / best buy against rising interest rates?

Hi y’all! I’m a financial educator and my job is to help families in need of financial education! I help anyone on learning how money works here in the US & how to get rid of debt! I offer financial products that help you protect and grow your money. I’d love to help you out in reaching your personal financial needs!
I’m also always looking for people to hire!

Recently received notice from landlord rent is going up ~20%. For reference, it is privately owned condo and did not sign at a COVID discounted rate. Super frustrated. What are others seeing for rent increases?

Can any healthcare bankers with experience in dealing with Canadian Healthcare system shed some light on why the system is inefficient and why it takes so long to see a specialist?

Hoping to get my PHR in the next year or so. Outside of employer reimbursement, are there other opportunities for this to get funded? I know SHRM Foundation offers scholarships for the CP, but I am looking for PHR specific help. Thank you! :)

Saving for a home. Should I save my money in a CD or savings account?

The wife, baby and I are moving to Greenville SC in the spring.

Would love to hear anyone’s experiences about the city and where you’d suggest we start our house search!

Is BRK-B a buy right now?

Hi fishes, could any one help me on how to withdraw of money and how much can be withdrawn ?

New to NYC and enrolling in wageworks. Should I do the payperride metro card or commuter card -transit ? Not sure which is most typically used? I will probably take the metro 6 times each work week

Anyone taking profits from UVXY and VXX or still holding?

Why are the other cryptos not skyrocketing? Will Ethereum ever rise like Bitcoin has risen?

Has anyone went from saas to benefit consulting? How was that transition? Was it worth it? I hear in benefits you get a book with recurring revenue.

Hey Fishes,
Just wondering to check if Paypal provides reimbursement for Internet during this WFH time. I heard they do not provide. Can anyone confirm and is there any benefits for WFH setup or getting gadgets.

Have offer for T24 grade in Paypal Chennai

I recently joined a company after being self employed. I’m on hubs’s health insurance. We have no kids. It’s United healthcare. The company offers United as health insurance. What’s the best way to compare plans? I have not been in this situation before so apologies in advance if this is a dumb question.

this will be my first year here

How to meet new people once in the city? I’m a guy (26) if that changes anything

Hi Guys, Please help me in unlocking the messaging feature. Need 11 likes....

I do enjoy a Texas sized thunderstorm every now and then 🤠

Anyone aware about wfo policy for expecting mother's?

Looking for AAE/AE talent in financial services and tech PR, marketing and media relations. Reach out to me if interested!

Anyone looking for a Strategist? I just finished at Ad school and have 15 years creative marketing experience. Open to relocate anywhere.

What do you guys think about municipal finance

What’s the one strategy/technique/ritual that has worked the best for your mental health? (Even if that was not the intention of it)

Hi,
I have been working as A business technology analyst for almost 2 years now and wanted to start learning data science.

I am not sure how much time will it take but wanted to ask y'all where I can start and what would be the right way forward without much impact on my ongoing work.

Genuine answers only.
TIA. :D

Hi all,

ive received offer from UK based company. My wife is a teacher. How easy/difficult is to get a Teaching job over there?? Any exams/training she has to complete to become an eligible candidate??

Please share your thoughts

Anyone ever bought two adjoining townhouses and knocked down some of the non-load bearing walls between them to combine them into one bigger home? Ones you own of course, not rent, and assuming local town and HOA rules allow for it. Thank you!

Looking to get into aws security in any of these roles (proserv, tpm, sa) but unable to secure interviews. Any tips you guys could share? For reference I have more than 10 years of security experience and can read some scripts but not a dev level coder. Tia!

Any recommendations for a course / resources on children's book writing / illustration?

Is it standard or common for ad agencies to cover egg freezing and/or IVF? It’s a common perk in the US

I got selected in LTI, the offered CTC is less than my current CTC, HR says they have budget constraints.

They were aware about my current CTC right from the first call.

I also shared the counter offer that I'm holding. (Offered CTC > Current CTC)
Switch won't make sense if I don't get the basic hike.

How can I convince them to revise my offer? YOE -3.2 yrs

Has anyone gone through the interview process for sr program manager position? What was that like and any tips on how to prepare? Thanks!

One of my direct reports has asked about going part time. They currently manage special reports in a bi-weekly publication, working closely with sales, freelance writers, and an internal designer. Job duties are primarily project management and editing/proofreading. As the first read on articles, they need to have an understanding of the material (business/regulation). Has anyone had experience with job sharing in this type of a role?

HYSA anyone recommends?

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

Anyone have experience with or recs for a good moving / shipping company? Trying to gauge typical cost, have about 5 furniture items to ship between states (7h driving distance) and would like them to load / unload. Thanks!

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

Looking at re-financing my mortgage with 2 lenders and need some advice please!

Currently sitting at 3.625% on a $512,000 home loan that now sits at about $490,000.

Lender 1: loan for ~$490,000, paying down for a few points to 2.875% (apr 3.034%); cash to close $12,344, monthly payments reduced by ~$300
Lender 2: loan for $510,000 (bundling in some closing costs), paying for points to 2.99% (apr 3.278%); cash to close $7,315, monthly payments also reduced by ~$300

Which option is better??

Does anyone have a referral for “Citi Double Cash” credit card?

Can anyone recommend good investment options in Bank of America HSA account? I feel their funds are very limited compared to what I have seen from 401k and IRA. Anyone recommends your HSA account?

Need help on how to invest. We are positioned to pay off our house later this year. Expect to work for another ~20 years. 401k fully funded and have some company stock investments maturing over the next few years, but no investments outside of that. Kids have a prepaid college plan for certain schools. Emergency fund is solid. Where should I look to start investing? I have fidelity for my 401k, would they be good to open a taxable investment account with, or are there better options?

Looking at purchasing a townhouse/condo on the beach but the HOA fees are ~25% of the PITI. I’m wary of HOAs to begin with - any insight?

I work for a company that gives me RSUS as part of my compensation. Am I allowed to short the companies stock to minimize my downside risk in case stock price drops? I value certainty of my RSU payments over any potential upside

New to investing. Looking for any/ all tips... book recommendations, YouTube videos on how to get started

Futures are crashing....with the fed slashing rates, I thought that would have the opposite outcome? I don’t fully understand the impact of that but I thought the market would be positive to that.

Just checked my credit score and it’s an 835. Is it possible to ever get an 850? If so how? (Know it’s not impacting any of my loans, just curious)

Is there any website to get a template for decent/basic contracts (i.e. leases, purchase agreements, partnership agreements)? I want a base to start, without having to sign up for a free trial and then get hit with a bill when I forget to cancel...

Anyone have experience with Donut app? And their 4% APY? Had any issues pulling money back out? Whats the risk here?

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

Can my current lender refuse to accept the payment from refinance lender because they want to make more money from me? How do I sue them ?

Getting about $2200 back from Federal and $1300 back from NY State. Claimed 2 for both last year and having 2nd kid this year. Should I bump to 3 or keep as is?