Have small amount of $ in Fidelity 401K account from previous employer.. what should I do with it? Rollover to current 401K (also Fidelity)? Rollover to an IRA (don’t have one currently)? Cash out and invest in index fund?

Makkaley, with the transportation reimbursement policy - chennai la enga venalum suthalam eh enna ? Illaa, verum office location pona Mattum dhan eligible eh?

what’s the ratio of equity/stocks to bond/fixed income in your Merrill lynch 401k plan?Do you make any modifications or just use recommended distribution? First job with 401k and not sure what to do!

Currently renting for ~ $1500/mo in a low COL city. My lease ends in Dec and am looking to purchase a property and get into rental game. I have $40K in bank, but I’m not sure what my max investment should be or will be approved for. Would it be feasible to keep renting and also try to rent out a purchased rental property given my liquid cash?

Which luxe car do you own/ lease? I’m gravitating towards leasing a Mercedes.

In my organization, most with my role are commission based. I make a set salary due to the firm I work for as an account manager/ coordinator for clients… I coordinate their enrollments, working with each groups HR department as to benefits and payroll purposes, and schedule our benefit counselors accordingly. I am finding that in most cases where I compare the voluntary benefits industry, I might be underpaid. What is an appropriate base salary for a position in which commission is replaced?

In your opinion - What type of property is the easiest to sell?

Hi IBMers,
Do we need to mandatorily submit the rental agreement, rental proofs and landlord's PAN to claim HRA for any amount?
Please help me with your suggestions. Thanks in advance 😊

Looking to buy my first house- Would it be a bit of a stretch to buy a house with a mortgage of 2.7k when I take in 3.4k bi weekly?

Hi,

KPMG has mentioned in offer that they shall provide reimbursement for purchase of home computer for 1L once every 3 years

Is this right???

Looking at re-financing my mortgage with 2 lenders and need some advice please!

Currently sitting at 3.625% on a $512,000 home loan that now sits at about $490,000.

Lender 1: loan for ~$490,000, paying down for a few points to 2.875% (apr 3.034%); cash to close $12,344, monthly payments reduced by ~$300
Lender 2: loan for $510,000 (bundling in some closing costs), paying for points to 2.99% (apr 3.278%); cash to close $7,315, monthly payments also reduced by ~$300

Which option is better??

What are some good healthcare/pharmaceutical etfs that you would recommend?

What is everyone’s top 1 or 2 favorite books on personal finance? I’m always looking for a new one to bring into the fold of what I’m doing

If you are interested in earning extra income, please let me know. I do financial services, great opportunity! Dm me!

I'm a long time user of mvelopes budgeting software, and we just got a notice that they're shutting the platform down at the end of the year.

Looking for a recommendation for an "envelope based" replacement. They suggested Every Dollar, but it doesn't handle credit cards well.

What are the health insurance benefits provided at SAP India ? What is the base cover and how much can it be extended to ?

Beat agencies in Sweden?

Does anyone have a Happy Light? Do they actually work?

All of us want the same thing! Money- Flex Timing- Great Culture- Respect - Value in what we are doing!
We, the employees make an organization. If all of us want the same thing, how come the culture of that organization still remains the same! Why can’t we be the pioneer? Thoughts…

Mint users: why are my linked accounts broken every time I log into mint? Every one, every time

Starting to get more involved in the project sales process - any recommendations for books or resources to develop skills in this area?

My application for an engagement financial analyst at Deloitte got rejected within a few hours despite having a good gpa(3.95 and graduated in the spring) and some work experience. Does anyone have some tips?

Any New Yorkers free for a drink tonight?

How does this work?

Associate development manager salary in Accenture,
YOE - 9

What should be average salary for Scrum master 3years exp and overall 7 years exp?

Anyone know anything about doing marketing at BCG DV (Boston Consulting Group Digital Ventures)?

Hi All, which is best company to work for cyber security employees?

Hello Everyone
I have a offer from pwc for senior associate role for 6 yoe, I have another offer as well.
any suggestions pwc revise offer or match the ctc of another company.

I get that money is tight. But if you deny all diagnostic tests, please don’t get mad at me when we can’t figure out what’s wrong. Those tests are there for a reason.

Anyone tried meditating and found it helpful to deal with work stress (or just stress in general)?

Do visa employees have laptop options upon joining? What is the standard laptop?

Hello all,

Does citi provide guest house for few days if we are going to work location from base loacation for 2 days.

Plase give ur thoughts on this.

Looking for female flatmate near Gachibowli area. Please dm if interested
Budget:10k

Is WDC is a value buy?

Started my Roth IRA in 2019 and bought some funds that aren’t doing so well. I want to trade them for an index fund that the majority of my Roth IRA is in. Will I be penalized for “selling” before a certain amount of time? I don’t plan on taking the money out until retirement, just want to reallocate.

I view fishbowl posts about individuals making 100k to 200k a year, would you mind sharing your experience and resilience on what you do and how you worked hard to get where you are today?

Any tips or tricks for a first time home buyer saving for mortgage trying to avoid pmi? Any advice appreciated. Cont.

What do you think on buying JPM, WFC, C now?

I'm planning to purchase a home in the next 1-2 years as a first home buyer. My parents are currently refinancing their home and because they are close to retirement and have a smaller income, I'm planning to take out the mortgage under my name (won't be listed as the property owner). Would I still be able to get the benefits of being a first home buyer when that time comes? Or will the mortgage disqualify me? I recognize this isa unique situation, so it's been hard to find a clear answer online

If I’m contributing to my Roth 401k vs pretax 401k and my employer matches 10% of my contributions. My employer match be 10% on my post tax contributions right? Technically meaning I’ll be getting less of my 10% employer match then if I were to do pretax 401k since that match would be on a higher amount?

How do people increase their credit score? Mine’s only around 790/770 for transunion/equifax respectively and its been like that for a while now. I have 100% payment rate, only 3% credit utilization, and 0 hard inquiries for the past 6 months or so. So far I only have credit cards, no loans yet. Thanks in advanced!

What’s a good target annual earning % for interest and dividends relative to portfolio size? I am new to investing and am generally just invested in the SP500 and total stock market via index funds

How does one decide whether to buy in a normal brokerage account vs. Roth IRA?

Has anyone here ever gifted a stock? Do you know the process? (Especially on Robinhood or Fidelity)

SO and I are debating contributing to 401k this year since the rate of return is around -11% on our portfolios this year. I believe it would be better off saving the cash in my account.

I'm thinking of contributing again when/if the market picks up next year. Thoughts?

What are the best prep materials to prepare for the CFA Level 1? Looking for some recommendations.

Thoughts on XT?

Fishes honest opinion needed. Me and My so presently live in Arkansas, living in our first home with a child 4 year, both of us recently changed our jobs and have HHI ~ 420K, current mortgage 1600/month. We are looking to move to Dallas and thinking of buying a house ~996K with a 15% down. Questions -
1. Should we go for house of that budget? We can afford, but asking based on market.
2. Should we down 15% or just 5% ? Or go for 20% ?
*Getting a rate lock 4.25% 🤞🏼

Any thoughts of investing in gold or gold related instruments?

What is everyone’s outlook on crypto? I have some litecoin from awhile ago and wondering if I should indefinitely hold it. Thanks!

What is the point of a savings account if year-over-year inflation exceeds the APY rate?

Any any one here created irrevocable trust? If so what are the annual expenses of maintaining the trust? How hard is IRS paper work

For those thinking about buying airlines, Warren Buffet just sold some massive stakes in Delta and Southwest for significant losses. The ultimate value/buy and hold investor selling out is a sign.