I changed jobs in 2019 and the 401k provider changed from Fidelity to Vanguard with the employers. Ended up contributing 1k more than the yearly limit of 19k. Realized this while preparing the tax returns. Am I in trouble ? How do I fix this problem

Anyone here willing to connect/talk about buying a house in Toronto. Would really appreciate it. I am just overwhelmed thinking about it and not taking any action.

Where do you go to keep up to date on new Healthcare benefit products, regulations, etc? Is there an industry/regulatory resource?

Best book you've read recently on personal finance?

Hi,

Where to invest to reduce the taxable income of 8 lakhs after investing 1.5 lakhs under 80c and HRA 1 lakhs ? Medical insurance 50 k I’m aware of it and I don not plan on any house loan. Please suggest.

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

What do you look for when examining the accounting for a small business stock purchase? Asking for specific types of errors and red flags.

Everyone has a different perspective on this but would love to hear yours. Someone has debt ranging say 4-5% interest rates. Do you attack debt more then investing to move towards a debt free life or do you go after investments since they return historically above that then paying down closer towards retirement. I know the latter looks better on paper but what about the psychological factors of being debt free and the guaranteed return on interest savings.

I am a new investor. Started with Parag Parikh and Tata MFs and LIC IPO.

1. I see that both my MFs are in red - I started investing in Jan. Should I consider adding other MFs? Should I reconsider these 2?
2. Please suggest good tax saving MFs.
3. LIC listing gains and further performance is horrible. How much of gain I can look forward to in another 5yrs?

Thanks in advance!

Is there any good reason LMND went up $33 in one day?

Does anyone here have a Tesla? Should I do it???...

Looking to move into content (have 4+ years exp. writing/content and healthcare background - coming off a copywriting internship). Any advice/suggestions/places looking for writers? Chicago

I forgot to transfer my crypto or withdraw from binance to binance US. Is there a way I can withdraw or transfer now? I think the deadline was until Nov 2020

New to options on fishbowl - I have a call itm with Robinhood that expires tomorrow. If I don’t sell it, what happens? Will they exercise or am I better to sell it?

Everyone says Geico car insurance is cheap . However for me it is most expensive. I went for Allstate/State farm which were cheaper than Geico. Am I missing something?

I went from making $70k the last 7 years to now started a new job a month ago making $130k plus $10k bonus every year, and $60k in RSUs. I have $70k in my 401k and around $50k in savings. Want to get out of the Silicon Valley which has been home my whole life and buy in TX or AZ a ~$400k house. I have about $20k in student loans which my dad has offered to pay (wants to make up for never supporting me) but I’m waiting to see what Biden decides for student loans. Is this feasible? Credit is ~615

Home appraisal came in 30k too low. Seller is an investment group. House was on the market 40 days before offer. What's the chance they sell at appraised value?

What platforms do you use for your investments?

I use Zerodha for brokerage and Kuvera/Coin for MF investments.

What is a normal comp package for Google level 6 Cloud partner services?

Hello Everyone,

My brother is looking for a job. He previously worked at Amazon as TRMS . They were not on roll so got laid off last month.
Experience 1 year. Looking for fresher jobs for BBA graduates.
Any leads will be appreciated.
Thank you in advance

Is this a good year for lottery?? I feel companies like TCS, and other it body shops won't be filing h1bs as they are working remote. I know no one was the answer but I am feeling scared. About to send my documentation and stuff by EOD. Fingers crossed

How is the work culture for a DevOps in QuestionPro Pvt. Ltd Pune?

All I want to do is curl up in bed with hot tea and a good book. Recommendations for if I ever achieve said dream?

Actively looking for a change and entry into MAANG;

YOE: 8yrs;

Skillset: IAM, CIAM, AWS Cloud, CICD, DevOps, Agile Mehtods, Ping Identity, Okta, AzureAD, Oracle IAM;

Certified with AWS Cloud Practitioner, OIM, OAM;

Roles: Cybersecurity, Cloud Security and Data Architect;

Has anyone heard about layoffs happening in agencies these days?

Can women leave office early given safety concerns?

How many annual leaves can be encashed while resigning?

I have 31.5 leave balance showing in exit tool but no info on encashment.

how much can international students make working part time at mcdonalds or subway after taxes?

Well there are more people on my floor this weekend

Did you know that you can get $20 tickets to the Chicago Shakespeare Theatre if you’re under 35 with promo code UNDER35 ?

Hi all, I’m interested in knowing if you have noticed any management tools and methods that are effective for your team since the pandemic, especially if your company had the WFH setup. Your perspective could either be the team leader or a teammate.

Hello fishes,

can anyone tell after how many days does Amazon get back to you after the initial technical phone screening.

Thanks.

Looking to create a website that a user can plug in some basic information and then a bot can go behind the scenes and scrape data from other webpages and print that information to pdf. In theory, is this possible and if so, what’s the best technology/approach? Thanks!

whats avg ctc for a product manager with 20 yrs exp in nokia (India). any ball park figure, please share

Fav intl ETFs?

When determining your retirement spending, how much do you anticipate and budget for healthcare costs? This is for the US.

Follow up on Rich Dad Poor Dad...General consensus is to buy real estate...So for those of you who have read the book, have you bought any real estate lol?

What’s the max umbrella policy coverage y’all have seen offered by insurance providers? Looking to get one for the first time. Anything I should consider/ask the insurance company?

Mint users: why are my linked accounts broken every time I log into mint? Every one, every time

Come from a no money family & limited financial savvy. What’s an easy way to open and manage a personal investment fund so my savings makes me more money, similar to my Roth 401k. Thanks in advance!

What did you do with your RSU’s after it vested? Did you keep it or was it sold and reinvest to another stock/fund/etf?

HELP!
If I sell a mutual fund (aciex) to buy an etf (splg) in my Roth IRA account, do I have to pay tax on the sale when filing next year? How does this work? TIA!

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

Hi-I have 120K in cash in HYSA. After keeping emergency fund aside. Still have 75-80K available that I plan to invest. After 401k, HSA, IRA and monthly expenses: we are left with 6K every month. So investing 12K every month in market. My worry is with that rate - it will take us 12-14 months to move the extra 75-80K mentioned above. However do not want to make a bulk move. Any advise how to plan the switch. At present have 60K invested in stocks. Thanks

What is the point of a savings account if year-over-year inflation exceeds the APY rate?

If I’m contributing to my Roth 401k vs pretax 401k and my employer matches 10% of my contributions. My employer match be 10% on my post tax contributions right? Technically meaning I’ll be getting less of my 10% employer match then if I were to do pretax 401k since that match would be on a higher amount?

Are you a “Prodigious Accumulator of Wealth”?

N = 10% x (Your Age) x (Your Salary)

If your net worth is 0.5N or less then you are an under accumulator; around 1.0N then you average; 2.0N or greater then you are prodigious.

This is the millionaire next door formula.

Are you investing today?

Is anyone familiar with McKenna Capital? I’m interested in investing in a real estate syndicate and McKenna looks compelling. Hard to tell if they are legit or potential scam?

Recommendations for best ways to save for retirement after contributing to 401k up to match and maxing out Roth IRA?

Is $250 (all in) for a bed and breakfast worth it? My GF seems think so but that’s a 3pm check in and 11am check out. Not sure the value is there?

Investor’s Business Daily: worthwhile?

Getting about $2200 back from Federal and $1300 back from NY State. Claimed 2 for both last year and having 2nd kid this year. Should I bump to 3 or keep as is?

What is your ratio of Net Worth / Annual Income? What's your age?

Would prefer if folks don't share their gross net worth or income #s as this is more about how have folks been doing given the resources they have.