Vanguard Discussions

New employer is offering 401K through Empower. It looks like a smaller player compared to Vanguard or Fidelity. Any insights from the fishes?

I have yet to see a dividend from my 401k holding in Vanguard Institutional Total Bond Market Index Trust… Been in it since October ‘19.

I left my old firm a few months ago and I just received a contribution to my old 401k and I believe it’s coming from a profit sharing plan that I was in. Am I able to rollover the full amount to my cu… more

Vanguard Retirement Fund or Personal Allocation of ETFs? (24M) Does anyone have an opinion on which is the better option? This is in addition to my 401K plan. It seems like the retirement funds have h… more

Just changed employers. Previous employer uses Fidelity for 401k and new one uses Vanguard. Are there are distinct pros and cons of rolling over into the Vanguard 401k vs transferring to an IRA accoun… more

My previous employer used Fidelity and I have some 401k balance. My new employer uses Vanguard, so I don’t think I can transfer the balance out, right? What can I do in this case? Thanks so much!

Looking for some guidance. Rec’d 14k from previous employer pension fund. So far my rollover investments are in target fund. Should I just this money there or think of some other funds to invest in e.… more

Anyone have advice on generating passive income? I invest in Vanguard (brokerage, Roth IRA, 529), Fidelity (401k), BTC, and high yield savings account.

Enrolling in fidelity 401k. Thinking I’ll just do 50/50 Vanguard Russell value/growth. Yay or nay? I don’t see a total market option

Also-having trouble deciding between Roth and traditional. Selected … more

Thoughts on the Vanguard 401k? I feel like there are way too many target date funds

Can PWC folks provide insight on the wealth builder program? My understanding is that PwC contributes 5% of your yearly at the senior associate level correct? I understand the 5 year long vesting sche… more

Sorry if this was posted before. But I’m new to investing so can everyone share their 401K retirement allocation % of their portfolio? I currently have Vanguard (ACN) and have no idea where to start a… more

Max out my Roth IRA contributions for the previous tax year (sitting at like $4k out of $6k so far) with my stimulus check, or split it up between speculative plays I think have a ton of potential? (PLTR, CCIV, B… more

What expense ratio is considered higher than usual? Looking at my rollover IRA account with Vanguard where I’m invested in a target retirement fund, expense ratio is .15%
Compared with my current emplo… more

Hi folks, about to leave EY and wondering what’s the best course of action for my 401k. Leave it with Fidelity, rollover to Vanguard IRA (have my prior rollover already there in a target retirement fu… more

I just started with the firm and it's my first time having a 401k. I logged into Vanguard and noticed there were no employer contributions, but I am putting aside the right percentage for it to be match… more

Can someone walk me through how to do a backdoor Roth. I have a traditional IRA with Vanguard and with the max contributed for this year. But I don’t have a Roth account. Can I still roll the $$ over?… more

Anyone take out a 401k loan? Looking to take out a loan to fund a home down payment and pay it back in 2-3 months.

Will Vanguard sell my underlying holdings to loan me the money and then buy them back … more

I changed my employer to Discover Financial Services. I don’t have lot of information on 401K. Should I roll over the
Vanguard 401K deloitte ($10K)
to
Edelman Financial Engine 401K plan from Discover.

W… more

Looking to open an investment account, 401k is with Vanguard through work, is opening an account with Vanguard easiest?

Should I use Vanguard or Fidelity for IRA Roth account? Would just buy mostly ETF and stocks in there. Already have my 401K in Fidelity, and wondering if there is any risk at all putting all retireme… more

Can I online trade from the same account through which I am holding a portfolio of investments?

Say I have got a Vanguard trading account which has my ETFs, MFs, Stocks and so on. Can I do daily tradi… more

It seems that I messed up with 529. Since last year I have Vanguard 529 which is registered in Nevada but I am NY resident. I assume that I am missing tax benefits? Any advice what I should do now?

Looking to invest some extra cash. All I have is my 401k which I max every year. No idea where to go from there. Vanguard? Robinhood? Welcome all input!

What's the best 529plan? Heard Vanguard Nevada plan is popular due to low fee, or NY state one gives tax benefits upto $10k (but not sure if it matters for NJ residents working in NYC). What'… more

I left a firm I was only at for a hot second and I wasn’t vested so only have $1,200 of my own personal contributions in a Vanguard 401k. I have to roll it over into something but not sure what makes … more

Dumb question but I buy individual stocks on my brokerage. My 401K is just compromised off Vanguard allocated index funds. Is there a way I can buy stocks on my 401K instead?

Question about what to do with a bolus of money ~$50k. Mortgage principal payment (current <20% equity, 3.75% rate) or mix of Vanguard mutual funds? Retirement is maxed for the year (both 401k pre-… more

I’ve hit the IRS limit for 401k contributions. Any advice on where else I could be putting the money? I have a Roth IRA with Vanguard. Appreciate any tips

Seeking portfolio advice. 23 years old- 95k comp, 20k currently in market through the most basic Schwab index funds and Vanguard ETF’s, already max out 401k & IRA. My returns over the past year ha… more

What are the benefits of rolling over my 401K from my old job? Should I roll over into Accenture’s 401K or an IRA? I understand an IRA gives more flexibility but I am also pretty new to all this (if y… more

Which fund(s) should I invest this $100k in? My 401k etc is maxed. I am investing for long term—rather than this money sitting in my bank account doing nothing for years I want it to sit in a fund. I … more

Vanguard Target Retirement 2065, VOO, or both for 401k? Currently 22 years old

I’ve maxed out my 401k and IRA and have no student debt and have an emergency fund of 6 months in a HYSA. What can I do next? I tried betterment but not very happy with the results but feel like I may… more

Best Vanguard funds for 401k? Anyone willing to share their fund breakdown?