Thoughts on the Vanguard 401k? I feel like there are way too many target date funds

Amex gold or chase Sapphire preferred? I need a card for international travel to avoid foreign exchange fees. Please note, that I'll receive a $150 credit towards the Amex annual fee due to having a corp card. I'd you my capital one checking, but no rewards/benefits there.

Hi fellow fish need some advice.

I'm planning a wedding and wondering if I should apply for new credit cards to maximize on points. If so, wondering what your recommendations are and or if there are new cards out there I haven't heard of yet. For context I probably have another 20k+ in expenses to pay still and my current cards are:

CSP
Marriott Bonvoy Boundless
Citi double cash
Random card (used to be uber)

Taking a personal loan of 20k or more will it affect perm (GC) process?

Why do firms not use vested stock options as incentive in earlier stages of career?

Hi guys!
I am here to request for some support from the community in form of referrals as you may know about all the uncertainties that are prevailing at better mortgage. Any lead would be highly appreciated.

Anyone free to chat about getting into healthcare law?

Late in the game with buying crypto. Single but with limited savings with which to splurge. What is a good price point during a 'dip', and which 'stock' is best in my situation (LTC, BTC, ETC, etc.?)

I come from a pure healthcare background and have minimal finance skills/experience. Want to eventually get in healthcare investing in a MM PE fund.

Is there anyway that I can start to make moves on this, while at my Big 4? Who are the best types of folks to reach out to at my Big 4?

Anything I should get smart on? Websites, podcasts, books to read?

Sorry if this has been asked a few times but - relocating to Charlotte and looking for apartments, preferably in southend. Any solid recommendations or places to avoid?

Looking for a 1 BR - 2.4K a month or less.

TYSM!!

Any good ETFs to invest Roth into?

BakerTilly people, what application do you use to prepare your financial statements? Do you use word/excel?

Moving to Austin end of this year, with a new baby.

With ~$500k HHI and almost no debt, in which neighborhood can we practically afford a house? We do outdoorsy stuff (mtb biking, kayaking etc.) and also have a dog that likes to run.

Any suggestions are appreciated! 🙏🏽🙏🏽

Interested in starting AirBnB in SoCal.
1. Where do I start for gaining how to knowledge.
2. What’s are the best areas to buy the property for best cash flow and appreciation down the line.

How do you renegotiate your commission rate on TD Ameritrade and it’s platform ThinkOrSwim? Is this requested online or do you have to call in? Does it have a decent success rate? Im at the original .65.

How is Bain & Company’s Healthcare Practice? I know McK is solid for physicians and military folk, but I don’t know anything about how Bain would be for a doc

I have a boneheaded question I’m pretty sure I know the answer to. My partner can’t use my Hilton Honors account for an upcoming stay he is going to book, right? He doesn’t need my discount or anything - was just hoping that he could get my diamond benefits.

Can we just take a moment to recognize how great of a human being Dolly Parton is. She knows how to do good with her wealth.

Any idea wat would be the payscale for Senior 2 technology consulting in 3EY GDS with 9 YOE?

Any good entertainment news podcasts? (business/legal)

Might be a long shot but anyone interested in joining a lease for a duplex in the RiNo area? Intended roommate backed out at the last minute. Room is master bed/bath in a 2 bed 2.5 bath duplex, 2 cats, rent (inc utilities) is $1,250.

How to decide between two offers when you are on H1B. What if I said no to other and my H1 transfer to the accepted position is rejected 😐.

Can someone advise on what would be better standard Chartered or deloitte India or EY my domain is payments Business Analyst? Priorities are of future career growth and profile weight and advantages...

In Lti WFH is going on or operating in hybrid model ?

Does Deloitte file premium processing for h1b?

Hi everyone,

Can someone provide a referral for a developer position in SAP for job id: 349247.
Thanks!

I'm at a career juncture and have decided on a career in anti-money laundering as my new path. I'm also highly interested in additional education to further my career and am eyeing graduate school. Which is best? A law degree or a master's in international relations? Those are where my interests lie. I keep reading that JDs are valued in compliance but am wondering if a different graduate program is better for my goals. I already plan to obtain the CAMS certification. Thank you!

What laptop is given in CGI for Associate Consultant level? Could someone help here please?

#CGI

Word on the street about another Big4 Global Mobility practice in contact with another party … a huge deal going to happen … but who, when and how much?

Any advice or thoughts on the experience required to get hired at Salesforce as a Solution Engineer vs Sr Solution Engineer?

Yoe: 3
Experience type: Functional Consultant

Hi Friends,
Can you please let me know the current package Mindtree is offering for the below YOE and Skill.

YOE - 5 years and 3 months
Skill - SAP BASIS Consultant

Thanks in advance.

Seriously don't know how to get a boyfriend as an IB analyst, most people who are in a relationship started dating since college. Really don't want to be single when I'm 30•••

For those in financial services strategy, I’d love to gain some more insight in what’s going on in the industry.
- What kind of projects are you working on?
- What problems are you solving for your clients?
- What challenges do you see coming up in the next 12 months on the client side?

My girlfriend is willing to break off our entire relationship because she found out my mom doesn't approve of her. We have no issues between each other but she said she can't be with someone who's family doesn't like her.

How long would it take for my PERM to get approved if it was filed today? I did go on the website and check processing times. Realistically speaking can anyone share how long your PERM took to get approved if it was filed this year??

Follow up on Rich Dad Poor Dad...General consensus is to buy real estate...So for those of you who have read the book, have you bought any real estate lol?

Any tips or tricks for a first time home buyer saving for mortgage trying to avoid pmi? Any advice appreciated. Cont.

Is there any website to get a template for decent/basic contracts (i.e. leases, purchase agreements, partnership agreements)? I want a base to start, without having to sign up for a free trial and then get hit with a bill when I forget to cancel...

Getting about $2200 back from Federal and $1300 back from NY State. Claimed 2 for both last year and having 2nd kid this year. Should I bump to 3 or keep as is?

Investing newbie here: pros cons of getting a rental property vs investing in stocks?

Big legends Guide to Three-Fund Portfolio. Yay or nay? Additionally, please share personal finance books that you recommend to newbies! Thank you and happy holidays!!✨

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

How do people increase their credit score? Mine’s only around 790/770 for transunion/equifax respectively and its been like that for a while now. I have 100% payment rate, only 3% credit utilization, and 0 hard inquiries for the past 6 months or so. So far I only have credit cards, no loans yet. Thanks in advanced!

$530k HHI, $250k cash on hand, $1.2M investments/retirement. Plan to buy $800-900k house as our first home, but thinking of the best approach given rates today. My thinking is that we (i) put $200k+ down and get a 5/1 ARM. (ii) put everything we save moving forward toward paying down the principal (after maximizing retirement accounts). Should be able to do $100k per year. (iii) If rates go down below 4.5ish % for 15 year fixed, refinance and stop aggressive payment. Thoughts on this approach?

Fishes honest opinion needed. Me and My so presently live in Arkansas, living in our first home with a child 4 year, both of us recently changed our jobs and have HHI ~ 420K, current mortgage 1600/month. We are looking to move to Dallas and thinking of buying a house ~996K with a 15% down. Questions -
1. Should we go for house of that budget? We can afford, but asking based on market.
2. Should we down 15% or just 5% ? Or go for 20% ?
*Getting a rate lock 4.25% 🤞🏼

I’m a Bitcoin bull, and believe it will eventually be a hedge against inflation...

But right now this thing moves in line with the market :(
Beta > 1

I’m looking at investment a portion of my portfolio into alternative investments. Maybe around $30k to start. Anyone have recommendations or experience with Alt investment vehicles? (e.g., crowdfunded startups/real estate, PE, VC ETFs)??

Dead cat bounce

After I max out my:

1.) 401k for the year
2.) My HSA for the year
3.) ROTH IRA for the year

What do people invest in after that? Whats the most tax advantaged way to save once you have maxed all of the above out?

What finance podcast/show/guru do you prefer? Do you have go to finance books you recommend?

What did you do with your RSU’s after it vested? Did you keep it or was it sold and reinvest to another stock/fund/etf?

I’m gonna short the shit the out of Peloton, hopefully will get rich enough to buy one

Any accountant recommendations in NYC? Looking for someone who understands the travel situation of consultants, etc. TIA!

Does anyone else think that IBKR’s customer service is kinda shitty compared to other brokerages?

What’s a good target annual earning % for interest and dividends relative to portfolio size? I am new to investing and am generally just invested in the SP500 and total stock market via index funds