Looking for some guidance. Rec’d 14k from previous employer pension fund. So far my rollover investments are in target fund. Should I just this money there or think of some other funds to invest in e.g. VTI, VOO, VXUS etc? Im with Vanguard brokerage house.

like
Posting as :
works at
You are currently posting as works at

Thank you both. Sticking with Target fund

likeuplifting

Target date fund is fine. No need to introduce more funds—the TDF is supposed to be an all-in-one fund.

likehelpful

I agree with COS. The target date fund is fine. If you don’t want international or don’t want any bonds, just use VTI instead of the target date. I would not combine them though

likehelpful

Related Posts

So I had been working as medical interpreter up to the early part of this year. Today, during an interview, the Director with whom I was interviewing genuinely urged me to consider pursuing a career as a PA or even attempt to go to medical school. I had considered it in passing before but today was about the third or fourth time that someone had earnestly nudged me in that direction. Has anyone here made such a career pivot before? I love working in healthcare, there’s nothing like it.

like

Can someone please help me with the reimbursement amount CBA provides for goods transportation?
TIA

like

Is the annual leave balance encased when we leave EY?

like

Any advice for a young investor who is down 32% off principle balance? Got into the market in 2020 and can’t stop beating myself up for putting money into such a high priced market.

like

Good time to buy Austin real estate? Moving to Austin soon and have long term plan there. The housing price is sky rocketing.. i know it can be a bad option right now but I don’t know if it will ever get cheaper?? Considering dramatic increasing in population. 🐠 thoughts?

Hi fishes, please help me out to calculate my in hand salary (kindly refer attached screenshot of salary breakup). Also consider following as well:
80C : fully occupied with Rs.150000
80D : with 50k
House rent is 25k/month (Bangalore)

Post Photo
like

Hi Experts,

Suggest me some debt funds. Looking for investment for 3-5 years.

like

Fishes,

Please suggest a good credit card for regular air travel , airport lounge access with less/annual charges.

Any review on IDFC first select credit card

like

Please help me understand how is the KPMG Lighthouse in terms of wlb, wekeend working and overall employee benefits? Is it worth joining?
I have been selected for Data Engineer role in Mumbai.

What stocks or funds do you invest your IRA contributions in. Just opened up my IRA last week and looking to see where to invest in.

like

Thinking about moving to a big city with the following preferences. I am thinking about Dallas, philly, or Chicago. What’s your experience living in those cities? Is there any other city I am missing?
1. Growing economy and population
2. Great food scene and things to do as a young professional
3. Relative LCOL can’t afford housing in NY, SoCal, etc.
4. Diversity of culture especially a bigger Chinese presence

like

Looking for a position for IAM information Security within Healthcare. Provision, set up access, templates.
SaaS , Sailpoint, Azure . Any ideas ?
Thank you

like

I got a lowball offer from a reputable Fortune 500 for $95k and a 10% sign on bonus for a new role. Benefits are good but I have an opportunity at another company with just as good benefits for $115k plus 5% bonus. What should I do?

like

Best way to transition from healthcare consulting to product?

Has anyone ever started a REIT in Canada or a fund of some sort. For Rea estate investment

like

Rate my offer for a business valuations/litigation & legal disputes support associate role at a boutique firm in Toronto:

- $90k + ~7.5% annual performance bonus
- $5k in clawback reimbursement
- will pay all professional fees throughout term of employment (CPA & CBV)

My background:
- SA1 in assurance
- Master of Accounting
- passed CFE, qualify in about half a year
- enrolled in CBV program of studies
- 24 yrs old

Hello! I recently finished a Master of Public Health from the University of Waterloo and I’m currently working as a Policy Analyst for the federal government. I’m really intrigued by healthcare consulting and would love to learn more about Canadian opportunities for that if anyone is willing to chat! I have over 5 years of experience working in community healthcare (mainly administrative roles). I also have a BSc (Hons) Neuroscience. Just looking for advice on where to start! TIA :)

I’m moving out of the city that I’ve been in for the past 2 years. I have the option to move into a HCOL city with my friends or live at home with my parents in the suburbs. I know I’ll have way more fun & be happier with my friends in the city, but I’m going back to get my MBA in the fall of 2023 (already accepted) & can save >$40k if I live at home for a year and can use that for school. I’m 23 with no debt and $100k TC. Would love to hear some thoughts - is the extra $40k worth it?

like
like

More Posts

I have 6.5 Years of work experience - all relevant, expecting a positive interview result for the role of Information Security Assesor - What should I be expecting in terms of per annual package ?

Best consulting firms for PE work (CDD,Value Creation)? Looking for the best firm for exit ops to PE ops eventually. Thanks!

like

MIT Sloan ($$$) vs. GSB (no $)? Post MBA goal is MBB or FAANG PM.

like

Does anyone have recommendations for admissions consultants? Looking at consultants from MBA mission, fortuna, and stratus.

like

Does anyone have any thought on JD/MBA programs? I really like Kellogg’s shorter 3 year program vs a full four at HBS or some of the other schools but wanted to see if anyone else was in the same boat.

My undergrad degree is in gov but I currently working on consulting for PE right now, with dream goal to end up in VC or PE post-MBA. Practice tests have gone well for both GRE & LSAT but lower GPA from a public Ivy, so not sure what’s feasible.

like

I shower from feet to head

like

Desperately trying to point my career in the right direction, some love would be appreciated 🫡

Post Photo
likefunny

Hello , I have received box from synechron even before joining. Should j be opening it I am not sure if I want to join

funny

Interviewing for BIOLIFE today and looking to gain insight from anyone who works for the company.

Got an interview with Deloitte Advisory as a manager. Currently an M1 at EY. What salary should I ask for?

Anyone work at Charles rivers associates? Would love to know about the London environment

like

Best excuse to leave for an interview?

like

Anyone recently hired at Big 4 - are there still signing bonuses and referral bonuses? If so, what firm and how much?

like

When joining a startup, would you consider the title Design Lead, with no other creatives on the team (at the moment), dealing directly with the COO and CEO, a C-level position?

like

Thinking about dropping Amex plat. Don’t see the value of this card at $700 AF.

Is venture x the move? I really liked my CSR, but sign up bonus is only $50K right now.

Primary spend on food, dining etc. Less travel these days since I’ve left consulting, but still looking for a premium credit card…

Options are

1) Keep Amex plat ($550AF with my corp amex)

2) downgrade amex plat to gold ($100AF); get venture x / csr if 100k bonus is back / some other travel card

Anything i’m missing?

like

Been Interested in working at a FAANG for the past 5 years. I am a Certified Scrum Master, Agile Coach, and Product Owner. I never see many roles in those areas at most FAANG companies ?? Can someone help me out ? Is it a different title at those companies and are referrals needed ??

like

For those who pursued MBA or MHA several years after practice, how did you use your degree?

like

What is everyone’s thoughts about Hilton? Just got asked to interview

like

Alright fellow T&E submitters of the DMV, I’ve been dealing with this back and forth since I started in this region. Where do I submit as my location for T&E? I live in one, work in another, and my home office is in another. I always get a different answer. Is there a policy because I haven’t found it?

like

What’s the difference between being an account strategist vs. account manager (ad sales) in terms of responsibility and pay at Google? I’ve been scouring all sorts message boards, indeed reviews, and Glassdoor - can’t seem to find much detail on this. I’ve also noticed people with these titles on LinkedIn with anywhere from 1-7 years of agency experience, so that didn’t help either 🤷‍♂️

like

Additional Posts in Personal Investment Chatter

Anybody get more active in the market after GameStop? Personally I did as I’ve been using robo, etfs, and index funds but until last week I never actually picked stocks. Now, I’m finally trading and into crypto with still a longer term focus.

like

I have 20k to invest. Any recommendations on which ÀRK funds to go far. I am inclined to put in tech but will DCA in it. Which other ARK funds I can consider for lump sump. Planning to split in 4 funds of 5k each. Does that make sense. Any other better funds from other institutions

like

I have 20k sitting in a savings account currently, I don’t have much investing experience and was wondering if anyone can provide some low risk advice on how to invest this money/grow it

like

60k of a 200k mortgage left, for home I got for my parents. found a 1BD for me For 220k chicago west loop. Is it wise to buy? 25k in savings and 32k in 401k. I spend 1700$ a month on rent otherwis

like

Looking for genuine advice. I have a good amt of cash at hand (img below) of which I’m looking to invest ~50%, but lack enough understanding abt the mkt to go in on stocks completely. Would love to get in on real-estate (as I understand tht slightly better) but paranoid bcz of my visa status (H1B).

For cntxt, I’m 30 (IND) & all of the savings are from working in US for 5.7 yrs. Some of the unseen no’s below are - minimal stocks, RSU’s & 401k.

What is the best way to make my money work for me?

Post Photo
likehelpfulfunny

Assuming that capital gains tax is at the all-time the lowest it will ever be again…Is anyone else considering selling this year to pay it now? (And then reinvest?)

like

Hoping to invest long term in a decent dividend ETF, but more research= more confusion. High vs Growth, Qualified vs Unqualified...etc. Can any1 share tips on how 2 decide or share some ETF that......

like

Traditional IRA gained two cents of interest on post-tax dollars contributed while doing backdoor Roth IRA and waiting for funds to settle, what do I do?

like

Is TSLA the new bitcoin at this point?

likefunny

401k upfront or DCA? 2021

like

Is anybody using BlockFi to hold their crypto? Good or bad experience? Seems good? Idk.

like

How do you determine if a stock is a good buy at a given price? Seems like the people that are really good with stocks have a mix of strategy and luck. I have only had luck so far. I would like to incorporate more strategy because I can see myself doing this long term and i’m not going to be so lucky everyday. Any tips?

like

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

like

My new job allows employees to make after-tax (different from Roth) 401k contributions. I understand the benefit of getting more money into a Roth account, but since the earnings are taxed (CONT)

Thoughts on the below quick analysis and putting 💰 into the top 6 that are all >30% off their 52 week high?

Post Photo
like

Is VTSAX still a good vanguard fund if you need the money in 3-5 years?

Should I refinance my student loans now or later? SO is in school another year with ~$100k in federal unsubsidized loans, at an average of 6.5% APR, 10 year term.

likehelpful

Is this market pull back an opportunity to buy tech / FANGS / Nvidia, or is this the beginning of the end for tech stocks??

like

Is NIO a buy? Discuss below!

like

I totally messed up. I had enough for down payment (HYSA), and pumped everything aside from that lump into stocks before the crash. Now houses went WAY up and I have not enough for down payment anymore. Can’t sell stocks at a loss. So I have just been saving my checks as fast as possible but I’m disheartened that’s houses seem to just keep going up. My raise can’t keep up at all.

like