Question, photo shows my current 401k investments & balances - should I roll my Vanguard Target 2055 Trust into a Roth IRA? Would there be any advantages to doing that? Or should I roll it into the S&P 500 Index Trust? Both balances are Roth 401k contributions if that helps. My income is also too high to contribute to a Roth IRA. TIA.

When contributing to a 529 plan in PA, in addition to being able to deduct PA state taxes on the contributions, can we also deduct the Philly city tax?

New to options on fishbowl - I have a call itm with Robinhood that expires tomorrow. If I don’t sell it, what happens? Will they exercise or am I better to sell it?

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

What are your goals for retirement in healthcare?

Investment gurus - Appreciate pointers for resources (books, blogs, videos etc.) to read up on investment strategies. Just getting started and could use all the help. 🙏

Newly minted consultant here looking for financial advice.

So I just moved to consulting after B school, and It's more money than I've made my entire life. After paying for rent and living expenses, I have 6000$ left over every month. My student loan payments are about 1200/month at 7% interest. I still owe another 95K on my loan. I have the option to pay more every month and reduce my overall interest paid.
Currently I put about 3000 towards my loan and 3000 towards my savings. Cont'd...

How do you renegotiate your commission rate on TD Ameritrade and it’s platform ThinkOrSwim? Is this requested online or do you have to call in? Does it have a decent success rate? Im at the original .65.

I’m looking to transition from healthcare to healthtech. I’m the head of marketing at my organization but I’m open to non leadership roles- demand gen, brand, communications and product. Please send me your recommendations!

Looking to add 2 members to our team in CT. Asset management based team. Full benefits, pension, and enough leads to make your mind numb!

Do Wipro gives WFH reimbursement? If yes how much does it offers?

Any firms have a focus on Aerospace and Defense industries? Headhunters always reach out about tech and healthcare firms (as well as more generalist ones), which are great but I’m just not that interested. Only find a few with significant A&D exposure.

Has anyone taken part of the education reimbursement program? I’ve been here for 4 years and I’m thinking of obtaining my Master’s in Organizational Leadership, but I feel like with this merger, if I started the program and then there are layoffs or too many new hires, or work just becomes overwhelming, I wouldn’t be able to complete my program. I’m already wearing multiple hats when it comes to work. Does anyone have insight on how it works/what it’s like? Thanks in advance!

Looking for advice and recommendations on starting a non-profit healthcare case management company in my area. The focus population served would be low-income seniors with the primary customers being primary care offices that could obtain contracted case management services based on the practice’s needs/financial constraints.

I have my MSW & nearing completion of my MBA. I have 11 years experience, 6 in healthcare inpatient&outpatient.

What recommendations do you have on starting this process?

Do I need to report my crypto holdings to EY?

How much money do you make and have in your checking and savings? // how many years have you been working post college...

Y’all I want to thank you for the tax discussion/questions we have in this bowl. I've been applying it to my job and it's helping. 😄 Of course, everything should be taken with a grain of salt.

Currently 23yo with $65k in cash and $14k in student loan debt. Not sure what the best course of action is. What would you do?

Not sure if this is the right place to post this but who do you all use for financial management/financial advisors? My stuff is getting a little complex with some real estate and retirement accounts.

Which is good brokerage account for etf and stocks. Can't use robinhood due to restrictions

What stocks are you guy guys buying right now in this market?

Hi!

I currently have a role in Tempe, AZ for a Sr. Manager of Payroll that is hybrid. The big things we are looking for is 10+ years of Payroll experience for a public company, strong ADP experience and people management experience would be nice to have.

If you are interested in Tempe or live in Tempe, AZ feel free to send me a message!

Hi Friends, You’ve all been a great support in 2021, by proving instructions /suggestions and sharing your thoughts. I wish you all HAPPY NEW YEAR 2022 , you all been like a family !! Praying God, to shower all healthiness and happiness to everyone in this bowl.

Should I just quit the legal field?

I have been a paralegal or legal assistant since 2010. I have worked for small and large firms and a TPA. I've worked in L&E, PI, and ID. Billing hours gave me nightmares. Right now I'm in a hybrid paralegal/LA position where I'm responsible for all of the docketing and supporting the managing partner and 1 associate and their 90+ ID caseload. I make a lot of mistakes everywhere I work. I feel so incompetent. Should I just abandon this career path?

*Client looks at resources' rates* ... "Your price is way too high you need to Cut it! Cut it, cut it, cut it 🎶"

Asking for a friend but also have concerns myself - What’s the consulting recruiting thoughts on a second, or third degree from campus recruiting? For example someone went to a big state U for undergrad but got a master (non-mba) or phd from a lvy?

Having an animal friend with cancer is not something easy. This year I have already had 24 animals that went to sleep in order to stop suffering. This is not easy for their families at all. It seems to me that the cancer stats in domestic animals are increasing, is this just me?

Regarding these interviews: I’ve smoked pot exactly once, about 15 years ago. Do no other drugs. If I disclose that when I ask, is that a problem?

Curious of the retirement benefits at your firm...go!

Deloitte: 1.5% salary match paid out once a year, fully vested after 4 years. Defined benefit pension plan, fully vested after 3 years

What are your thoughts on lending money to family when asked? (Cont)

What are the mortgage rates you guys are getting? Best I’ve heard is 2.5% (30year fixed) curious if anyone has heard better?

Really trying not to spiral, and my practice group leader has been openly hostile to and dismissive of me lately. I haven’t mentioned my depression/anxiety to him because we’re not exactly getting along swimmingly, but I don’t know who else to talk to about my MH. Fighting with my wife hasn’t helped either. Really not sure how to handle it aside from counseling but that isn’t getting me anywhere fast. Thoughts?

Any one anyone who got their over bite corrected in their late 20s or early 30s? Any good / affordable orthodontist in the DC area? Looking for recommendations

Any M&A tax practices out there that will allow remote/mostly remote work in the future? Where?

Hi everyone, I'm eager to get some B.A or Project experience, having recently achieved my certification in Agile Project Management and I’m looking for new opportunities as a Project Administrator or Coordinator. I am experienced in project administration, sales, and PA work. I'm especially interested if anyone has any roles (remote or hybrid) in the U.K. Thanks in advance!

What are some most common guesstimates asked from PM's?

Completed onsite interviews for the TAM role and recruiter gave me feedback that my technical depth wasn’t up to par for the role but my googleness/leadership and GCA interview feedback was stellar so they plan to propose me for Cloud PM roles instead. Does this happen? Or are they just being nice? What’s the probability that they’ll match me to another role?

Mint users: why are my linked accounts broken every time I log into mint? Every one, every time

Has anyone used fundrise? What are your thoughts? Is it worth checking out?

Opened a Roth IRA account last year and put away a portion of $ each month to eventually reach $6000. This year thinking of plopping all $6000 there in Jan. What method do you all follow?

Anyone looking at airline stocks or ETF play?

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

I've heard from multiple people about how inflated the assets are and high the P/E ratio is, hence not a good time to invest in the market. Long term investors, how do you deal with this argument? P.s. I understand the time in the market>time the market.

Brand new to investing! Husband and I are 37, don’t have any investments other than the home we currently own. Sitting on atleast 100g worth of cash....

Random question - My dad took a whole life insurance policy for me when I was 15. Although the policy relates to me, the name of the policyholder is my dad and I would like to change it to me but keep the same beneficiaries. Is it possible to transfer from him to me? (This policy relates to my death btw)

Hello everyone, I'm trying to get into real estate investing. Some of the books I've read have talked about buying a multi unit property and utilizing investors to get the necessary capital. Does anyone have experience in getting investors? How do you identify investors who may be interested? Are there any sites where you can invest in or post investment opportunities?
Thank you in advance.

Can my current lender refuse to accept the payment from refinance lender because they want to make more money from me? How do I sue them ?

Question on after-tax contributions. I’ve recently upped my contributions to after tax through payroll (already maxing our 401k+contributing to traditional Ira to be converted to a Roth shortly contd

Can someone share a Charles Schwab referral link?

Fidelity or Vanguard for opening a Roth IRA? I’m new to investments, still learning, and I’m more of a buy & hold / hands-off type!

What are the best platforms for investing in startups as a non-accredited investor? (E.g., pursuant to the JOBS Act and CF regulation)

How do people increase their credit score? Mine’s only around 790/770 for transunion/equifax respectively and its been like that for a while now. I have 100% payment rate, only 3% credit utilization, and 0 hard inquiries for the past 6 months or so. So far I only have credit cards, no loans yet. Thanks in advanced!

What stocks are on your watchlist? Please share what level you'd be looking to buy it!

Adding my watchlist in comments.

Used car prices starting to come down?

Any any one here created irrevocable trust? If so what are the annual expenses of maintaining the trust? How hard is IRS paper work