Vanguard Discussions

If one is maxing out (backdoor) Roth IRA and 401k on 165k salary, is it worth trying to mega backdoor more money into retirement accounts or put extra savings into a more liquid personal Vanguard acco… more

Does everyone here consider .3% a high management fee? I have an old 401k I want to roll over to Vanguard, set, and forget 90% of the time, but they have .3% as the management fee. All other funds a… more

Can someone help me choose a 2 fund breakdown for my 401k at Fidelity? I see different funds recommended and some people mentioning to use Vanguard funds at Fidelity instead. I’m thinking 90% in a SPY… more

Any recommendations for investment selection in the Accenture 401k Plan? Im 27, single, and risk taker. Currently have 100% of my portfolio invested in Vanguard Institutional 500 Index Fund which has … more

I do 6k backdoor Roth IRA using Vanguard. Recently came to know that my company supports after tax Roth 401k with limit as 57k... Does this 57k limit includes 6k of Roth IRA?

People who left Deloitte - do you have to roll over your 401k? Can I leave my money in Vanguard without rolling to an IRA?

I’m 23, have a 6 month emergency fund, no debt, maxed out 401k contributions. I have about $20,000 in savings in Ally Bank. I want to move my savings into a mutual fund.. do you have any suggestions w… more

Just opened a ROTH IRA via Fidelity. What are some suggested growth allocation(s) for $6k max? Stocks, MF, ETF? I’m 37F with no debt, maxed out employer 401k, separate brokerage account and Vanguard M… more

I’m a newb and trying to actively learn about how to better invest my $. I have about $15K in robinhood right now and have another $70K or so in my savings account that I would like to invest most of.… more

I’ve been doing the following:
Maxing out my 401K, IRA, and HSA
Investing my HSA funds over $1K
Currently building my Emergency Fund to cover 6-9 months of expenses
Investing some of the rest into a Vanguard ETF account
However… more

I have 80K (not including a rainy day fund) and wondering how best to invest it. Considering either investing in Vanguard Index Funds or buying a property (first time buyer). I currently max out my 40… more

Are Vanguard target funds good options to invest my 401k money in?

My employer 401k and my personal IRA are both managed by Vanguard. I just realized how much my vanguard 2050 retirement 401k plan (VFIFX) is underperforming compared to the SP500 last 10 years.

Is ther… more

I’m a lazy investor and don’t want to think about my money, so I invest my Roth IRA and 401K into a Vanguard target fund (2065). Should I be doing more with my money?

Downside to using the Vanguard Managed Program for 401k investment strategy?

Is there any benefit to opening a brokerage account with the same broker? Currently have 401K through Fidelity but looking into Vanguard ETFs..

On track to save 500k by 30, have all my money that’s not in 401k/IRA in Vanguard mutual funds. Any advice on how to turn this into something? Do I buy a rental property? Currently living in Manhattan… more

Should I transfer my 401k from my old employer to new employer? Or it doesn’t really matter? Old one is Vanguard new one is Alerus.

I need to transfer my funds from my American Century roth ira account to an approved brokerage. Any recommendations? I was thinking Vanguard since my 401k is with them

Is there a brokerage account where you can automate daily purchases of ETFs? Say, if I wanted to invest $50-100/day in ETFs, without having to manually transfer the money from my bank account? I’m new… more

When does Deloitte contribute their 401k match to Vanguard? I’ve heard sometime after year-end.

For Fidelity 401k, is it more advisable to allocate to individual investments like (FBGKX, FXAIX) or do the Vanguard Target investment? I’m currently 24 for reference. TIA!

My vanguard 401k is currently in a Vanguard Tarhet Retirement 2055 fund, does it make sense to move this to something else? Or are the target retirement funds ok for 401ks?

Couple of dumb questions, but thought I’d ask in hopes that I can get back on course. 24M with the following assets: ~$30k HYSA, ~$6,600 Fidelity Roth 401k from old employer, ~$14k Vanguard (60% tradi… more

My company’s 401k program is through Fidelity and auto assigns us the Freedom class of funds. Any pros/cons to switching funds to Vanguard (thinking VINIX) even though my brokerage remains Fidelity?

Moving funds from old 401k to IRA. Thoughts on Fidelity vs. Vanguard?

Still have my old 401k from my last employer (5 years ago). It's at a loss cause covid but should I still rollover into current employer 401k or traditional IRA with Vanguard (don't qualify fo… more

I changed jobs in 2019 and the 401k provider changed from Fidelity to Vanguard with the employers. Ended up contributing 1k more than the yearly limit of 19k. Realized this while preparing the tax ret… more

Changing jobs.
1) How to successfully transfer 401k from Fidelity to Vanguard?
2)Currently having traditional 401k, does it make sense to opt for Roth 401k now?
What would you choose 401 vs Roth 401

Just rolled an old 401k to my Vanguard IRA, which only has VTTSX. Should I use the rollover to buy VOO or VTI?

As VTTSX is just over half Vanguard Total Stock Market Index Fund Investor Shares, CONT

Best brokerages for a Roth IRA and potentially stock trading? Have Fidelity through my 401k but considering diversifying my holdings with Vanguard but open to other recommendations

Currently have 35k in 401k and 22k in Roth with Vanguard through previous employer. New employer uses principal. Should I transfer my Vanguard funds to principal? Thinking of taking loan out cont.

Need Advice: Currently use 2050 for my Vanguard 401k account. I heard that one is okay. Any suggestions on funds please? Thank you🙏

Are Vanguard Admiral share ETFs worth it’s (Ex. International Growth, PRIMECAP, Equity income) since they have higher fees? This is for 401k so would be long term investment

I’m on Vanguard, Betterment, RobinHood and another 401k plan. Do you have advice on how/if I should consolidate?

Can someone explain the mega Backdoor process in terms of transferring after tax funds to Roth IRA? My 401k is with fidelity, do i need to have Roth IRA with them or can I transfer to Vanguard Roth?

Thoughts on the Vanguard Managed Account Program (or similar)? I have my D 401k + IRA with them and ready to invest my first extra 10k. Also considering Betterment.