Vanguard Discussions

I’m trying execute the mega backdoor rollover from post tax 401k at Fidelity to Roth IRA at Vanguard. Has anyone done this before? Could you please walk me through the process? Is it worth opening ano… more

What provider does BDO use for its 401k plan? (Fidelity, Vanguard etc.)

I have a Vanguard 401k 2055 Target Date Fund but seeing it’s performance recently, I’ve decided to split this up and allocate some to a more conservative 2030 Target Date Fund. Also added some Real Es… more

If I roll over an old employer 401k to a Vanguard IRA, can I then roll that over to a brokerage account in order to have access to margin? I’m aware of the risks of margin, just a hypothetical questio… more

Hi Friends! I am a senior graphic designer that was just offered the role of art director for my current company with a 10% increase and bonus. I also am highly considering taking an offer at Vanguard to be… more

Hi EY people…who is the 401k provider for you? Vanguard?

I have to rollover my previous Vanguard 401k to my current employer’s plan with Fidelity. Do I have to pay any taxes or penalties if we do that by getting a check from Vanguard and depositing to Fidel… more

Starting to put money in my 401k account for the first time as I just started my career. Looking for suggestions on where to invest the contribution in? (stocks, bonds, etc.) Vanguard has a lot of options t… more

What is prorata rule for IRAs? I have an IRA at Vanguard that has grown pretty large over last 10 years ( got lucky with tech stocks). I have a separate small Fidelity IRA from a previous employer tha… more

I get really random 7.25 “transactions” marked in my Vanguard 401k that are marked as “Other” (whereas my other transactions are “Contributions”). Anyone know what could be causing this?

First time consultant with tracking and trading obligations. I’m required to move my prior employers 401ks to Vanguard (Deloitte administrator for 401k) or an IRA.

I have no idea where to start this d… more

I’m new to personal finance, my entire 401k is in a Vanguard Target Retirement 20xx Trust Select fund. Is there anything you would do differently?

Does Microsoft use Vanguard for 401k or a different provider?

I miscalculated my 401k contributions this year, anything I can do to make up the difference? It had X% based in my salary but forgot to update the salary in Vanguard to my current salary. I set it an… more

How do you transfer 401k from one company to another. In my case Deloitte to Google? Does Google use Vanguard for 401k?

Should I make all my 401k contributions to Vanguard Instl 500 index trust? Or should I split between the 500 index and Vanguard Ext Mkt Index?

First time changing job, rolled over my 401K to an IRA account. What Vanguard product u recommend?

I'm leaving my company and contribute to a regular and roth 401K that I'd like to transfer out. I have a rollover IRA acct with Vanguard but would like to understand if there's a need to c… more

Seeking advice on 401k: Recently joined PwC and initially was planning to transfer prev 401k into PwC’s so that I have the option to back door/mega in the future but seems like that won’t be an option anymore. Wi… more

Which brokerage for Roth IRA?!
I am looking to open a Roth IRA account. I currently already have a personal investment account with TD Ameritrade and 401k with Schwab. Leaning towards adding it on to T… more

What would be the benefits of a MBD for me? I’m late 50s and already have a Vanguard traditional and Roth IRA from prior employer rollovers. Once I retire/leave have 6 months to rollover funds otherwi… more

This is a 401k and target date fund question. I'm 6-8 years out from retirement and have managed my own 401k to an aggressive growth asset mix for the past 20 years. Now looking to reallocate to protect again… more

Might be dumb but how do you make sure you don’t overcontribute to Roth or 401k for 2021? Will my contributions automatically go towards 2022 when the limits have been hit or do I have to manually cha… more

When switching jobs, do y’all move your retirement accounts (401k, HSA) to your new provider or do you just leave it with your old provider (aka Vanguard, Fidelity, etc)?

Recently moved from Deloitte to Accenture - is there any reason to roll my 401K over from Vanguard to Accenture’s provider?

About to open a Solo 401K for my S-Corp and can't decide between Vanguard and Fidelity. Anyone strongly advise one or the other? Does it really matter much?

Switched jobs from a company that offers Vanguard 401ks to Fidelity. My personal brokerage was also under Vanguard.

I was thinking about consolidating everything under Fidelity but it seems like there … more

Help! I left Deloitte and didn’t roll over my 401k from Vanguard to Accenture. Can I leave the Vanguard 401k and have a separate 401k account as well? Do I need to do anything about it? I’m fine with … more

Vanguard target date fund - can i recreate it with a mix of funds myself or is it better to leave it as is for 401k. Dont plan to actively manage it

Anyone switched from Vanguard to Fidelity or Schwab? Vanguard is fine but the other 2 just offer more benefits for linked accounts and better customer service

For people who have changed companies what is the best company to move your 401k, I am thinking of Vanguard are there any other better options

Hello , need some advice . Have around $150 K in traditional 401k at Vanguard and switching to Accenture who I believe have Fidelity as 401K provider. Have following questions:
1. Do I just leave the money w… more

How did you guys roll over former employer 401k to Deloitte? I had fidelity before and it seems like D has Vanguard, although I dont know if I made an account myself or if D opens one for me to roll o… more

Looking to open a Roth IRA.. Merrill Edge or Vanguard?
My Roth 401k & employee match will be through Merrill Edge, that’s why that’s the debate.

401k question: How do you guys allocate your 401k? Right now I have mine in a Fidelity S&P index fund. New firm uses Vanguard so thinking I'll allocate it all to a Vanguard S&P fund. What do you… more

Vanguard or Fidelity if I want to have all my investments in one portfolio? My 401K is with Fidelity and my Roth IRA + personal brokerage is with Vanguard. Any recs?