Seeking portfolio advice. 23 years old- 95k comp, 20k currently in market through the most basic Schwab index funds and Vanguard ETF’s, already max out 401k & IRA. My returns over the past year have been meager. I want to take on more risk and pick more concentrated investments. Whatever I go with, I want to hold them for the long run with no intention to sell. Any advice?

Is anyone planning on trading water futures?

What stocks are you guy guys buying right now in this market?

Do you have a UTMA/UGMA account in addition to a 529? How can I make sure my kid still qualifies for *some* scholarships? (Want them to have some skin in the game..)

Anyone took personal loan from HDFC !!
What are their interest rates and charges ?
Which bank is best for personal loan considering all charges/ interest rates and all ??

I have $20k in savings, I owe $6,000 to my 401k loan, that’s the only loan I got. I am debt free otherwise except for my house. Should I use my savings to pay off? Since people are talking about unemployment and being fired, I wanted to make sure I have enough, 👩🏾‍💻... What should I do? I initially took the loan to add to my home equity when I sell my house for a new house then covid hit.

Can anyone share any examples of outstanding direct to consumer healthcare ads?

Hi all,
I have offer from cerner,should i join or reject.
I am having 11 year exp in .net and healthcare domain and they are offering me 26 lpa. My current org is HCL and salary is 16 lpa.
My major concern is about job security.bcoz i have heard lot about lay off in cerner on the internet.

I have a new prospect. Small business owner that wants to start a 401k for himself and his employees. Who would be the top 2-3 organizations I contact, and what questions should I ask the providers?

How diligent is Mintz background check. When it comes to education? My references, credit, criminal and work experiences will check out. However said I already graduated school when I am in reality a month away from graduating. The company sent over the contract and start date at the same time as the background check.

Hi,
Planning to visit wonderla Bangalore, just wondering where can we get employee benefits. In my last organization there were setnof restaurant, amusement parks which had off on my ID.

Anyone ever travel w/out credit card, to later find out you don't have enough loot? Is there problems expensing using someone else's cc?

Buying our first home and from a friend, we are both not using realtor. How do you got about doing this, does some have a playbook I can use?

Hey habibis expats! The market in Dubai is obscure when it comes to compensation and benefits. I suggest we add clarity by posting salaries, role/position and years of experience here and anything else you want to add such as benefits. I’ll start:

- Industry: tech
- Role: finance manager
- YOE: 5 years
- Comp: 270k aed/year + 5% bonus
- Other benefits: work from Europe/US 1 month/year, 30 vacation days

Hey there! really need a change in pace from being in higher levels of care, and am wanting to go part-time with my company and private practice, but I want to buy a house in the next year and am worried about finances. Can anyone speak to the hardships or successes or a counseling of practice and/or buying a home shortly after starting one? I feel trapped in my current job because I’m worried the timing isn’t right.

Hola. What’s everyone’s ethnicity?

I have an interview with IKEA for Azure DE/ Devops role. Kindly share sample questions and experience?

IBM delhi giving 10,17,000 and wirpo bangalore giving 950000 .
which to choose for job security .
i heard ibm fires sometime? ? does it right? ? ?

Worked with an agent on my first deal, great. Second deal now and I’m getting my license myself. I’d like to use her as a backboard for ideas and don’t mind giving her a “finders fee” or something but would like to capture the commissions myself. What would be the normal way to have this convo?

I'm a Data scientist with 5 years of experience (all experience is in data science). How much CTC can I expect ?

Hi everyone! What are some companies to apply to for an American looking to move to the UK on visa?

I am working as Salesforce developer in wipro.
YOE - 2.8 years
I got a offer from
Salesforce Support - 17LPA
Cognizant Software Developer - 12 LPA
Any advice and suggestions. What to choose ?

any fresher opening in HR for my brother. He is post graduate in MBA HR

Anyone here who made the exit from Big 4/MBB consulting to a VC? If so, I’d love to hear about how the experience is so far. (Not to mention the WLB and comp!) I’m considering a career change but have no one in my network I can go to for insights. Thx! 🙏🏾

How many physicians do we think use stimulants or other things to "get through day"

Anyone with a leased car move from NJ to other states? If yes, could you please help me understand the process to get sales tax refund from NJ? Thanks in advance!

Went to a severe non-target for undergrad. Most of my colleagues have 3 degrees from elite institutions. Is it worth it to get an MBA from H/S/W for some added credibility? McK will likely pay but $350K in forgone salary seems enormous. 740 GMAT

Hello all,
I have applied to deloitte usi on their job portal but have not heard back from them since 2 weeks now.
What should I do?

Anyone tried the new Sanctions Certificate (CGSS) offered by ACAMS? Trying to see how difficult it is considering I don't have a lot of experience with sanctions compliance. I have CAMS & work in AML

hi fishes,

does anyone have the consulting corporate travel policy of their big 4 firm handy? can you please share? i want to switch from EY to others and looking for where I can be at more comfort with the extensive travel.

Taking the patent bar in a week and it’s been so tough studying while working. I’m so behind in my hours this month, and my firm (midlaw, IP only) was pretty clear that they expect my hours to stay on track this month regardless of the exam. I don’t know how I’m going to get through this week and then make it through 6 hours of testing. Please tell me the afternoon session is easier than the morning session, like some others have said 🙏🏽

Are you investing today?

Fishes honest opinion needed. Me and My so presently live in Arkansas, living in our first home with a child 4 year, both of us recently changed our jobs and have HHI ~ 420K, current mortgage 1600/month. We are looking to move to Dallas and thinking of buying a house ~996K with a 15% down. Questions -
1. Should we go for house of that budget? We can afford, but asking based on market.
2. Should we down 15% or just 5% ? Or go for 20% ?
*Getting a rate lock 4.25% 🤞🏼

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

New to investing. Looking for any/ all tips... book recommendations, YouTube videos on how to get started

Has anyone here ever gifted a stock? Do you know the process? (Especially on Robinhood or Fidelity)

What’s the max umbrella policy coverage y’all have seen offered by insurance providers? Looking to get one for the first time. Anything I should consider/ask the insurance company?

Have about 100k in cash, wanted to get into market. Any recommendations on One time buy vs dollar cost average? If DCA, what’s recommended schedule- weekly or monthly?

After I max out my:

1.) 401k for the year
2.) My HSA for the year
3.) ROTH IRA for the year

What do people invest in after that? Whats the most tax advantaged way to save once you have maxed all of the above out?

I paid for my kid’s college fee this year and last year thinking I will use 529 in future for second kid but now I am having second thoughts as I need little more money to buy an investment prop cntd

After figuring out FI/RE I am less motivated.

I’m gonna short the shit the out of Peloton, hopefully will get rich enough to buy one

I started a small LLC on the side. My company is getting it's first client this month.

Wondering if any 🐟 have recommended resources on setting up initial consulting business thru an LLC.

Books, websites, tax strategies etc.

My LLC is already incorporated, but looking for guidance with the next steps (creating contracts, invoices, etc)

Want to start saving/investing from this year. Got £11K and will have £2K a month to invest - any recommendations? I don’t want to take crazy risks, somewhere where this is steady long term growth. Have already maxed out pension and I assume next step is maxing out ISA? After that, what is best? (From UK)

Anyone have experience with or recs for a good moving / shipping company? Trying to gauge typical cost, have about 5 furniture items to ship between states (7h driving distance) and would like them to load / unload. Thanks!

If I have two 401ks (current job and previous job), does the 19k limit apply to both of them together or 19k each?

If I were to rollover a pension lump sum into one of those 401ks, is counted towards the $19k limit? Or is rollover classified differently and I could still continue to contribute to my current 401k?

Need help on how to invest. We are positioned to pay off our house later this year. Expect to work for another ~20 years. 401k fully funded and have some company stock investments maturing over the next few years, but no investments outside of that. Kids have a prepaid college plan for certain schools. Emergency fund is solid. Where should I look to start investing? I have fidelity for my 401k, would they be good to open a taxable investment account with, or are there better options?

Any accountant recommendations in NYC? Looking for someone who understands the travel situation of consultants, etc. TIA!

Does anyone else think that IBKR’s customer service is kinda shitty compared to other brokerages?

Given the hot sellers market, do you guys think I should plan to sell my house on my own (private) vs get an agent? Want to minimize closing costs/fees. Thanks!

If you invest ur HSA funds into stocks, do they get taxed upon selling? I know they grow tax free. But if I sell them and not make any withdrawals, wud I be taxed?