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Your allocation should be beast on your life circumstances and risk tolerance Z asking people this question is like asking everyone what their pant size and then buying that size, it might not fit you.
Lastly look at things like lifecycle funds, you pick your target retirement date and that gives you an investment plan, IBM we time as you get older the fund becomes more conservative. You can find one and copy it, assuming that it meets your needs.
I max mine out. I have done this for the last 6 years. I also have enough to invest heavily outside. But I make it a priority.