24 F $80K Salary Paid Biweekly in ATL. My monthly Expenses come out to around $2300. $1000 Rent Food $500 Car Loan $400. Those are the big ticket items. How much should I put into 401k and into savings? I was thinking maxing 401k, but this would have little savings a month. Thoughts?

There’s a debit card that I’ve been using for the past 4 years and it beats out some of the cash back credit cards. It’s the Cash app debit card. I haven’t heard people talk about it in the card community and it could save people a bit of money - 10% cash back. I posted about it on my Instagram HerMillennialMoney if you want to learn my tips and tricks with the care.

Goodbye XRP! Thanks for the awesome gains and good luck hitting that absurd $100B market cap 😁

What is personal independence??
Why Pwc asked me to fill all investment details for me and my dependant.
Can anyone please help me on this ??

@pwc

Does anyone have an idea on the best emerging markets to invest in before the recession hits? Is gold, or any other commodity going to be the safe haven as well? Thanks everyone

Newly minted consultant here looking for financial advice.

So I just moved to consulting after B school, and It's more money than I've made my entire life. After paying for rent and living expenses, I have 6000$ left over every month. My student loan payments are about 1200/month at 7% interest. I still owe another 95K on my loan. I have the option to pay more every month and reduce my overall interest paid.
Currently I put about 3000 towards my loan and 3000 towards my savings. Cont'd...

I’m considering building up my I bonds to eventually replace my 6 month expenses emergency savings account. Any downsides I’m not considering? If I slowly ramp up and ladder, I can partially withdraw any amount if I need to after a year. Even with lower inflation in the future, I’m guessing it’s going to beat a savings account yield. Thoughts?

Hi!! Transitioning to a remote work situation and have decided to leave my Texas roots for the west coat rays! Trying to move around September of this year but would love to chat with anyone also in San Diego! I won’t know many people so even if you wanted to work remote together a day of the year that works too! I have a chocolate lab and love a good HH! maybe will start a group chat?

Under contract for nearly 1.1M. Wife and I are at HHI $315k. Will go up in the future, $400k in 3 years and $500k possible in 5-7 years. We have $300k in non-retirement funds, $260k of which will go towards acquiring the house. We have 2 kids and will probably reduce (not maxing) retirement accounts next 18 months to do this. Anyone have any thoughts or feedback? We’ll have to live on a budget and watch but I feel we’ll get used to it and income will grow.

Does anyone have experience working for a ALSP? How does compensation work (pay and benefits)? Are you an employee or technically an IC? Do you have billable requirements like at a firm? How do you think it prepared you to potentially move in house? I'm currently at a firm but thinking of taking a position with an ALSP but my goal is to go in house.

A first for me, after 1.6 million miles. Thankful for a delay. The delay on the connector saved me a night at ord Hilton after the ludicrous delay on the first leg.t. Truly grateful united

My RB situation is ugly. Recommendations on who I should start?

Need 2; 0.5 ppr

-James Conner @ CIN (I also have Snell in the event Conner is ruled out)
-Jeff Wilson @ DAL
-David Johnson @ IND
-Chase Edmonds vs PHI
-Lynn Bowden vs NE

I can also add Salvon Ahmed (vs NE), Sony Michel (@ MIA), Gus Edwards (vs JAX), Tony Pollard (vs SF), Latavius Murray (vs KC), James White (@ MIA), DeAndre Washington (vs NE), or Giovani Bernard (vs PIT).

My WR/flex is Ridley, Woods, Hilton, Amari Cooper

Ugh I just signed to fix my house’s mortgage interest rate at 2,73% for 2years. Instantly regret it.

I have significant equity in a property (300k+) and maybe another 200k across other properties. I have a decent amount of money in cash and already 200k or so in stocks. Would you consider pulling money through cash out refi and using it? I get nervous for stocks being so high. I have a few properties in pipeline already. How would you suggest using it (if at all).

Norton Rose (DC)- mid-year - Projects. 1. Any general input, 2. Work/life balance (weekend work, typical hours, etc.) 3. WFH ability, 4. Tech, 5. Benefits

Chase Freedom vs Freedom Unlimited for everyday spend?
Plan to transfer points to my CSR.
Non traveling consultant

Alright this bowl has convinced me I need to buy a Rolex. Where do I begin? I know my brother got a Batman GMT after about a year at a jeweler he never purchased from a few years ago, but was he just lucky? Do I need a relationship with an AD in today’s market for a Sub or GMT? Based in Seattle but would prefer to buy in Oregon to avoid taxes

Any commercial account managers in Canada willing to share their compensation & years of experience?

What are the bonus thresholds and percentages at your firm?

Hii everyone,

My self Dr Neha, PharmD graduate seeking for job opportunity in clinical research field.

I'm really getting depressed day by day because I'm not getting any response from the recruiters.

I got passed out in the year 2021 and had worked in a CRO for 5 months only

Please help me out with the job opportunity, it will be really helpful for me.

Thank you

I’m happy with my relationship but the thing is I never really have a spark with the girl. Can someone relate or explain? I’m not sure if I should keep doing this. Maybe I’m just in an comfort zone now?

Anyone play fantasy football? Would anyone be interested in a bowl / mini league? I’m guessing there are some good data analysis skills being put to good use out there.

I will resign in coming few days. I want my notice period to be reduced from 60 day to say 30days. I am not occupied in client project currently. My question is to whom should I talk to get my notice period reduced? What is the process?

Hey All, EY GDS has nominated my wife for raising L1B. Does anybody know what are the chances for this to actually become a reality ?

Is there a filtering process internally in EY before it is actually filed ?

Also, what is the average approval rate for L1B when raised from india ?

Which is best company Among following to join after 6.5 year of experience considering wlb and culture

TIAA
Wipro
Predikly
Infostretch

Thanks in advance

Anyone who joined EY recently and received the welcome kit?

Do you ever regret leaving agency life?

Welcome! Wanted to create a place for triangle-specific whining/musing/connections.

In how much time, does background check at jpmc India gets completed, will they notify once it is completed

We recently sleep trained our 7 month son. He went from waking up multiple times during night and taking only 30 minute naps 3 times during day (most cases nursed to sleep or rocked to sleep or took a drive) to sleeping 12 hours at night without interruption and two 2 hour naps and one 45 minutes nap during day. We both love that he is getting enough sleep and well rested on one hand. On the other hand, we are now wondering if he is sleeping way too much.. contd…

Chase Freedom vs Freedom Unlimited for everyday spend?
Plan to transfer points to my CSR.
Non traveling consultant

Any insider knowledge of EY modifying the frequent traveler program policy now that most travel will be reduced?

What is everyone’s outlook on crypto? I have some litecoin from awhile ago and wondering if I should indefinitely hold it. Thanks!

I'm planning to purchase a home in the next 1-2 years as a first home buyer. My parents are currently refinancing their home and because they are close to retirement and have a smaller income, I'm planning to take out the mortgage under my name (won't be listed as the property owner). Would I still be able to get the benefits of being a first home buyer when that time comes? Or will the mortgage disqualify me? I recognize this isa unique situation, so it's been hard to find a clear answer online

Has anyone used fundrise? What are your thoughts? Is it worth checking out?

Does anyone else think that IBKR’s customer service is kinda shitty compared to other brokerages?

Any any one here created irrevocable trust? If so what are the annual expenses of maintaining the trust? How hard is IRS paper work

After figuring out FI/RE I am less motivated.

My company matches 3%. Is that low or on par?

Just checked my credit score and it’s an 835. Is it possible to ever get an 850? If so how? (Know it’s not impacting any of my loans, just curious)

My wife reads nearly an entire book per day just in her spare time after work, no exaggeration. I’m amazed by her and wondering what ideas are out there to monetize her skill? Book editing maybe?

Thoughts on buying into Wells Fargo now, at their 52 week low basically.. Bank too big to fail of course and their imposed caps on grown expire in a year or 2 I believe with regards to how much $$$ they can lend out or take in...

What are the best prep materials to prepare for the CFA Level 1? Looking for some recommendations.

How do you earn $500k and still feel average?

Question on after-tax contributions. I’ve recently upped my contributions to after tax through payroll (already maxing our 401k+contributing to traditional Ira to be converted to a Roth shortly contd

Fidelity or Vanguard for opening a Roth IRA? I’m new to investments, still learning, and I’m more of a buy & hold / hands-off type!

Investor’s Business Daily: worthwhile?

How much will someone get from a $5,000 referral bonus after taxes? Is there any way to minimize the amount it’s taxed? Work in VA and live in DC.

Futures are crashing....with the fed slashing rates, I thought that would have the opposite outcome? I don’t fully understand the impact of that but I thought the market would be positive to that.

Best HYSA with a good account opening bonus?

How is everyone feeling about the market today? Buy? Sell? Wait?

Any good ETFs to invest Roth into?