Thought on the I bond? Thinking to move some money out of HYSA

At what age did you become 100% financially independent? I.e. not a single thing paid for by parents including things like staying under their insurance

Alteryx stock - thoughts on the company as a longterm investment?

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

What the firms opinion on holding crypto?

Totally, new to cryptos and thing of buying partial BTC. Someone told me BTC sell is hard and different from stocks. Is it easy to sell ? Is there a thing like someone should be there to buy a BTC in order for me to sell? Can anyone pls explain crypto trading?

Is Hubspot a good investment?

By investing 50k/annum in NPS I can save 15k tax per year.. Suggest me I should opt for NPS or not?

Not sure if this has been discussed yet, but do you charge tax on your freelance, 1099 invoices? Trying to accommodate for taxes being taken out and inflation 😪 would love to know if this is common practice - I’m in NYC. Thanks!

Any tips on investing? How did you get over the fear of losing money or making risky investments? Recommendations on personal finance blogs/books/podcast/etc?

Is there a legal way for an international student in the US to earn money on the side?

Question for Sales leaders who’ve said “I did an analysis and concluded we just need more at bats”.

Does it feel like you’re saying something useful? Or are you also writing a book titled “In order to get rich you just need more money”?

How do folks feel about I bonds right now? They’re earning 9+% at the moment.

Hello folks,

How does everyone save tax
I'm aware about 80C, nps and home loan interest.

Anything else?

PPEDs: Just found out that a Partner, who was promoted in 2017, was fired. IDK the circumstances. What can they expect to walk away with besides 401k & normal pension plan?

Asked this in another group and realized this group might have more insight. Which one should I get: Chase Sapphire Preferred or Chase Sapphire Reserve?
I have a 1.5% cash back card from CapitalOne

What all methods to save tax on a 22 LPA salary (fixed including PF both employer and employee) apart from standard 80C, NPS, insurance and home loan, etc

Hi everyone.

Any day trader guru here? Suggest me where I can learn trading methods and knowledge. I won't start trading now until I feel my techniques good.

TIA

What will be in in hand salary at 14.4 CTC? I have education loan as tax saving

Currently on short term disability in CA and trying to figure out what the tax situation is. It looks like they don’t take out taxes, so should I set that aside? I can’t find any info on whether it’s tax-free income but I definitely don’t want to assume incorrectly

HNY all! I have multiple rollover and traditional IRAs, as well as a solo 401k. But (since I started paying attention to this kind of thing) have always been over the income limit to start a Roth IRA. I’ve also not done much contributing in the last few years due to purchasing an apartment and saving for renovations. Cue pandemic joblessness... if married filing separately, would you say it’s a good idea to start a Roth while under the income limit, even in this climate? Any reason not to?

Do managers tend to make a scene while you put your papers?

Best consulting companies with exposure to the blockchain / digital assets space?

Any opening for event managers in Pune ?

Been a great year for games. What was your fave?

Can you leverage RSUs ( has not been vested) to negotiate

Data dog associate salary + bonus/equity? Nyc based

Hey! New here. I’ll be teaching 8th grade ELA this fall and I want to explore a few novel book options that have been successful in your classrooms. What suggestions do you have??? Also, I want to add to my classroom library. What are some good (safe) titles my students will enjoy? Thanks!😊

Planning a trip to Bali with my bf. He’s never been on a long flight like that but we are probably planning a 2week vacation. What areas should we stay at?? we’re beach bums but I also love the forest/Hiking and a big foodie!

Any recs for insightful and well written books on entrepreneurship? Friend is trying to launch his own startup so I’m thinking of sending him a relevant book as part of a thank you gift

Off Topic:

I am staying in rent in bengalore and my house owner has hiked the rent by 70%. Question to People staying on rent, is everyone facing issues like this? What is the ideal rent for a 2bhk in your locality/society?

What is the best way to study for a PHR?

Has anyone taken the SHRM-SCP? Any study suggestions and impressions of the test?

Looking to buy an 💍. Might make a trip to India in 6 months. Any advice on helping me make the decision to buy in US vs India?

Now that the holiday season has arrived, what's on the secret wish list for Black professionals in the accounting world?

What are some side gigs people have done that they wouldn't pursue again today? Are there any you'd still go for, but would approach completely differently?

Thinking along the lines of:
- Platforms you'd keep away from
- Gigs that people have missed the boat on by now or instead that have just taken off only now
- Specific hustles that aren't worth the upfront cost/hassle in setting up or that are super hard to hire for
- Policies/attitudes you'd adopt going into things this time around

Where is everybody putting their money right now?

I am already close to maxing my 401K, maxed my IRA, and purchased $10k in I-Bond. The remainder of my investing goes into a taxable brokerage account.

Anything else out there I should be considering in this terrible market? I know the I-Bond is the only thing that’s going to make money this year. 😔

Are Vanguard target funds good options to invest my 401k money in?

Probably a stupid question for most of you, so apologies: if I invest $10k in stocks/bonds combo, make $400 profit, and decide to withdraw 10k after 4 months. Do I pay taxes on that or taxes kick in once I go above the amount of $ I invested?

How to invest in commodities (e.g. wheat)?

My partner and I are in the process of buying a PHEV that qualifies for the full non-refundable federal tax credit. We will both owe taxes in excess of the current $7,500 cap (will see if that increases with the new budget bill). If we both own the car (i.e. both names on the title), how do we manage filing for the tax credit when filing separately? Do we just pick one of us to file? Is there guidance on splitting the credit across owners? Does it matter what order our names are on the title?

So I've been reading about opportunity zones. Is anyone investing in the area? I had some questions I wanted to ask

Does anyone know of any first time homebuyers programs/grants that help with initial costs available in the state of Virginia?
Did a quick Google search but only found one option.

How do folks feel about I bonds right now? They’re earning 9+% at the moment.

Is it financially irresponsible to buy a home that requires you to divert what you’re currently saving / investing monthly to pay the mortgage?

Home owner question. I just bought a house and painted the living room. I got some drops of paint on the hard wood floor and didn’t get them off and they dried. I used a kitchen sponge to scrub the...

Thoughts on vanguard money market funds to replace HYSA in today’s market?

Can I get some real helpful guidance here?

Current finances:
-75k in the market (VTI,QQQ, ETFs and stocks)
-20k in Emergency find /Cash
-30k in Roth(maxing since 2019)
-60k in 401k (maxing since 2019

I don’t got much money expenses and wanted to know where to put my money during this market for the next couple months. Is it smart to DCA? Put limit orders in? Just hold cash?

Additional info:
-minimal rent / expenses (~1000/mo)
- started HSA this year
-130k, 3 YOE
- no debt

QQQ or VGT?

Anyone having experience with opening a brokerage account for an organization (single member llc ideally)? I have a question regarding the set up.

I’m originally from Brazil and most of my investments are allocated there.

Brazilian fixed income products are paying 13.25% returns and I’m wondering if it’s a good idea to secure this return in Brazil or if now it’s a good time to build a portfolio with US equities?

(90% of my money is on my Brazilian portfolio)

My rent is increasing about 10% and the parking is going up even higher. Lease is up in October. Is it too late to look into condos or coops? It’d be right around the same price

Pre-approved for a home but the rate lock expired and now we have to re apply. My husband lets me know his credit score dropped 111 points because of credit card utilization. Even if we get it below 30% ( which we can) not sure it will quickly reflect. I also added him as an authorized user on a high limit credit card I have. Any other suggestions besides trading him in lbs

I have a recurring $30 charge on my credit card that I can’t figure out what it’s related to. The vendor name gives me nothing helpful and going back through emails, I don’t know what it might be - I’m not getting an invoice. It may very well be valid, but at this I just want to stop it and figure out what subscription lapses. How can I do that?

24 years old. Where should I put my 6K in Roth IRA?