35M. Looking for opinions on 401k to Roth conversations.
~650k in tax deferred retirement accounts (about half of it is from an old employer), ~350k in Roth IRA. 24% marginal tax.

Does it make sense to convert my old 401k to Roth now and “fill the tax bracket” to avoid taxes later?
Is there a general ratio of tax deferred vs Roth that you keep? Or do I want until I retire (by 50-55 hopefully) and fill lower tax brackets.

I max my 401k every year so there is naturally more growth there

Thanks!

Anyone here recommend a good laser hair removal device safe for your face? I used to go in every few months to get laser treatments but now looking to do it at home

What are the pros and cons of joining a Captive Organization for Salesforce ?

It is true that in service based consultings the learning curve will be better coz we'll get to work on a lot of projects compared to a captive organisation ?

How should one decide? Can someone list out the pros and cons of both. It would be really helpful for a lot of people.

Thanks in Advance!

Hello Everyone,
Would someone be willing to refer me for a position in Salesforce at Hyderabad ? I am looking at Program Manager roles currently with 9 years of experience.

Many many thanks in advance

Hi! My peloton is arriving tomorrow and it’s motivated me to stick with a routine and eat healthier given how much that thing costs 😅. I’ve never done pre/post workout shakes before. Does anyone have any recommendations on which protein powders to look into and when to drink the shakes? And also like what to mix with it? Thanks in advance!

Best money-tracking app out there? I've heard good things about mint???? 🤔💸🤔💸

Bookish fish! What’s the best book on leadership you’ve read? Particularly creative leadership.

Is it a wise decision to move from big4 to WITCH companies or mid sized product companies like Arrow electronics, Emerson just for the sake of pay rise. In my current company, I don't have any issue but just have a thought that a switch is needed to move up the ladder . Infosys Deloitte Tata Consultancy PwC Cognizant Capgemini

I recently ate my first slice of Benny Fierro's pizza (absolutely massive slice)...I'm fairly confident I could win their "eat a whole pie in 28 minutes" challenge. While I mentally prep, I'd like to try other spots. What are some good pizza shops in/around town?

I have offer of Capgemini, DXC Technologies, Xoriant for noida location.
Not sure which one to join. PLS HELP SHARKS

Is it normal for Managers have to take on roles both as a Senior and a Manger at the same time due to shortage in PA. Im at a midtier and a lot of my jobs don’t have Seniors and Partners don’t want to delay these jobs.

Is there any onsite opportunity in EY GDS for Client Technology line
If yes what's the process.

I have valid H1B petition how can I get it transferred into EY?

Do tcs rehires ex-employees for project specific requirements and recommendation?

What does an Engineering Project Manager with over 6 years experience get paid at GHD consulting ?

For those of you who made your first million in net worth, what did you do next?

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

Given crazy market returns recently, do you still expect the market to rise at 10% over the next 30 years?

For any real estate investors

22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?

Any books? youtubers? etc. How did you all learn about it?

What is a reasonable fat FIRE number for a married couple? Can’t figure out if numbers I see are for one or two peopl

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

Anyone here over 70% in VOO or VTI? Is that a smart move for less-involved investor?

I’m maxing out my 401K, traditional IRA and HSA this year and paying for some house improvements. I have about $750K total investments and very close to $2M net worth, but realize that I am behind on investments if I want to do FIRE. I was focused on paying off huge chunks of my mortgage and managed to whittle it down to $75K left. Would you suggest I go ahead and pay that off this year? Or pause and do a mega back door roth instead? I’m mid 40s. Thanks!

I'm a young professional finishing my first year of my career. Last month I opened a brokerage account & invested $4000 in the stock market. I'm planning to invest at at least $2000/month every month now with the goal of creating a passive income stream. Do any of you have experience with a dividend growth strategy? How did you get started?

Currently 23yo with $65k in cash and $14k in student loan debt. Not sure what the best course of action is. What would you do?

First time investor in the US. Any suggestions on books / blogs to read to get smart. Where do people typically invest given all the client related policies in place for consulting firms?

Is there an app where I can see all the list of credit cards and the balance I owe, where the app doesn’t force me to enter bank log in details like mint

Any good ideas to keep your day job and start a business that allows for enough freedom to take taxable income from 350k to 0?

I’m curious why more non-US citizens interested in FIRE don’t go live in a no/low tax jurisdiction even for a few years e.g. Dubai, some Caribbean islands. I get that some people will have family circumstances (e.g. elderly parents to look after) so it won’t be possible for them, but for a significant proportion it will be an option

Sooo AMC.. who’s in?

😂

I can do the math on SWR’s, but always happy to have the input of this forum, be it positive, constructive, or a really unique perspective. I’ve been lurking on a FIRE journey for a while, and here is where I am:
2.3M in retirement assets (30% have been taxed)
8k a month in expected expenses…continued in comments

Listening to Rich Dad Poor Dad and I keep expecting every story to end “and then everyone clapped” 🙄

I’ve been reading a lot of FIRE books lately and want somewhere to discuss. What are the biggest takeaways from your FIRE journey/ research?

Max out 401k before contributing to taxable brokerage? Roth IRA is already maxed out.