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Hello, what is working in retail banking like at JPMorgan Chase ? Specially the branch manager role. I’m looking in the Columbus area. How is pay, culture, benefits, sales environment, meetings, etc. How easy is it to transition from retail banking to corporate. I hear the Polaris campus has great opportunities, I was thinking about getting my foot in the door through retail then transferring to corporate ?
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Happy Monday fishes
TCS is the worst company one can be in.
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Age 26.
80k mutual funds + pf (1.3 lakh) + 1lakh saving account.
Total = 3.1 lakh :).
Traveling continuously from last 2 years. Living in different places. Had amazing time of my life. So no regrets. Peace..
Mostly I don't find any issue. I stay in hostels which are cheap as compare to hotels and all have good wifi.
Also I am working as backend developer so i don't have many calls.
Age 30 yrs.
22 lakhs in plot
7 lakhs in epfo
3.5 lakhs in stocks
6 lakhs in mutual fund
7 lakhs in fd
3 lakhs in cash
Own a car(swift), a bike(meteor 350), funded my marriage by myself. Funding my younger brother's education(2.5 lkhs a year). Only earning member of my family.
Where can i learn about investing?
I am 30 year old and able to save only 11.5 lakhs till now. I earn 1lakh per month but 60-70k goes in monthly expenditure. It is a common problem for all who have to take care of their family.
Age 36:
Fixed: 35L
Single person earning for whole family and investing since beginning.
Spouse isn't working.
Around 60 percent of my salary goes into investment, some of which are mentioned below Have
35L in stocks/ mf/ esops /gold bonds
FDs: 30L
Plot Land: 1Cr
PPF: 15L
PPF for spouse: 5L
Parents health insurance: 50K
Health insurance: 60L
Term insurance:1 Cr
No car and flat as of now, planning to buy a 🚗
I worked as a freelancer before I joined Accenture. The decision to join Accenture was post marriage to get WLB
7 lakhs in EPFO
3 lakhs in NPS
25 lakhs in savings
9 lakhs in Equity
Own a car + bike. I am funding my own marriage and save about 1.25 lakh a month. I dont have support from my parents or ancestral properties.
My suggestion is as long as you have zero debt, you are tension free. Try to save and allocate to emergency funds.
Get a health + life insurance of 10 X your annual salary.
As a quote say, "The best time to plant a tree was 20 years ago, the second best time is today."
Itne me 1.25 savings kaise ho jati h?
Doing some side hustle?
I had 23 lacs saved till last year i.e. 33 yrs
Suggest some good us stocks
Age - 24
Savings - 4 Lakhs
WFH
Going for Masters
Chief
Well u will not see any benefit until u want to settle in USA
Think of those who cant even earn that much after working their entire life.
Carry on buddy. Have proper investment plans. Keep saving. You can convert this 20 into 40.
Stay happy always.
I am 26 years old currently saved upto 13 lakhs i am the only earner with my mom looking for good role in devops
Age 36
Land + house: Costed 2.6 cr
Expected sale price: 3.5 cr ( land is 1.9 and house of 5500 sft) in Bangalore
Car: Fiat Linea
MF: 20 lakh
PPF: 5 lakh
Savings balance: 5 lakh
No debt or loan
Take home: 3 lakh pm
Wife's take home: 2 lakh pm
Expected monthly expense : 70-80k
Term insurance : 1cr
5.5k sqft house in bangalore for 1.9cr only? Isn't that a good deal?
Age : 35
Pf: 18l
Marriage: 10l spent
Lands : 30l
Car : 9l
Bikes : two rx since my college days
Total savings as of now : 18+30 = 48
No previous earnings by parents.. everything above only by me.. only person earning
Age: 35
Asset: ₹20 L
Liability: ₹51 L
Net Worth: -₹31 L
I made some mistakes. Now on a path of recovery. Hopefully someday I will be in +ve.
Why would I mind. :)
A few notable ones are:
1. Credit Card (party, mobile, gadgets, travels, ...)
2. Personal loan for marriage
3. Luxury car (beyond need)
4. Stock trading (on tips and not on learning)
5. Not focused on saving
Buddy, You are doing good
My scenario:
Age: 31 years
Experience: ~ 8 years
CCTC: 28L fixed
EPF: 7L
Mutual funds: 1.3L
NPS: 1.5L
Stocks: 3.1L
PPF: 4.4L
Daughters SSY: 92K
Daughters FD: 1L
Plot+home construction: 90L (loan of 65L)
No savings as of now due to ongoing home construction!
Term insurance: 1Cr
Age -33
MF-56L
SGB-2L
FD-2L
Shares-11L
PPF-1.8L
Savings-2L
Also every year I buy gold jewellery of around 1.5L.
All done by me..not inherited a single penny
Age: 34
Savings: 0
Package: 30+ Lakhs
I have no car, no insurance, take no vacations, no kids!
My father is a small business man and ran out of money after taking 5+CR loans.. this was 5years ago!! Every since then just been paying as much as I can .. I try to be happy!
Reading above posts gives me anxiety but I’m trying my best and have only been able to reach here till this point in life
u will succeed for sure
Age 25
working experience 1.4 years
saving don't know exactly but mostly around 20 lakhs.
I'm 36
Savings 2 Lpa
PF 4 lakhs
FD 20 K
Bike 1.50 lpa
Insurance 10 lakhs
House 75 lakhs.
Don't have much savings but, btw can someone tell me what do we need to do for PPF saving how does it help ?
go with VPF.. better interest rates
If you have zero in hand but lot in investment than it's also in hand
Age 27 year, savings 20.8 lakhs, and I used to think that I have very less savings, my CTC was 11.6 lpa but switched to 7.7lpa as it was less toxic and in my hometown.
Age 33
Plot 40
Mf/stock 50
Epf/ppf/nps 15