A family member recently passed away and left behind 50k for me. What would you do with this money? Non-fiscally responsible answers are welcome, too, I don't have any debts to pay off or anything pressing to use the money on

Any recommendations for high div stocks with good balance sheets. I’m thinking these could be the best picks in this market with many growth stocks seemingly overvalued

Anyone been able to work from Dubai for a UK/US firm and benefit from no taxes? I know if you are a US citizen you pay taxes where you are globally, but if you are British, then you only pay income tax on UK income - so if you live more than half the year abroad you are classed as non-domicile resident, but wanted to hear if anyone’s done this or heard about it?

Question for my 401k focused advisors out there--what programs are you using that is instrumental to your 401k practice that you simply can't do without? I'm being pitched on Envestnet & im not sold.

Need to urgently find a 500k job. Can't keep up with mortgages with anything less. Any advice?

Is there a home buying group for Seattle area?

Anyone able to get a mortgage with student loans default?

What home security system do you have/recommend? Just bought a house and want to get something installed soon. So many options and very little reliable feedback out there.

Use savings to (partially) pay for business school or invest and fully cover via loans?

I'm being interviewed for Senior Analyst in hsbc. Can anyone help me with the tax saving options available with HSBC? Like self education, communication, meal vouchers etc.

Investor’s Business Daily: worthwhile?

Hi everyone! Looking for some advice on my side hustle. I’m running an e-commerce store selling primarily home decor, and I wanted to get some honest feedback & suggestions on the site to see what I can improve for better conversions. I’ll leave the link in a comment for anyone who would like to take a look.

Is the GSU price while vesting based on the market rate at the time of vesting or is it fixed based on the stock price during hire date/month?

There has to be a point where focusing on minute details generates diminishing marginal returns.

Huge btc short position in market right now, I expect a lot of liquidity issues to come to light soon. Bitcoin should end up below 30k and stay there as new resistance soon. You all doubt my previous posts but all these bumps to 37-39k are fake bounces from retail buying the dip. Defi is gonna unravel. Do you honestly believe the 10-40% defi interest rates were risk free. It’s all paid by stablecoin printing backed by the assumption that crypto prices would keep appreciating

Any good personal finance resources for new grads? How to choose a savings account, how much to invest, etc.

Little worries here guys - not able to transfer to Bittrex. Tried from Polo and Jaxx (cold storage). Transaction looked like it was going thru from Jaxx then seemed like it failed. ETH appeared back in Jaxx account and no changes to trans history...thoughts?

Hi all - I'm on a £100-110k base + bonus at a tier 2 firm. This is in the region where personal allowance for tax starts eroding away..
Wondering what options I have to make this as tax efficient as possible (legally), considering a salary sacrifice pension and student loan.
Also what are you investment recommendations? Stocks and Share ISA? What are the good alternatives?

Hi fishes,

One different question 😅,
Is it possible to live in metro cities with 95k / month of salary (no debt / emi to pay)
For a couple without kids and parents?

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

Happy Independence day Everyone 🇮🇳

Off Topic : Name one of few of the freedom fighters you admire the most.

For me it's
1. Netaji Subhas Chandra Bose
2. Bhagat Singh
3. Masterda Surya Sen
4. Pritilata Waddedar
5. Rani Lakshmi Bai

The list will never end. Huge respect to all of the great warriors for whom we got the independence. Jay Hind 🇮🇳

Where my gays at?

People in NYC/LA: how is Purple PR regarded? Particularly for digital/social work?

Random: is anyone in the same mindset as me that everything has a black or white answer and grey is just created by people that don’t want to make tough decisions? It’s a debate I have going on with my wife and some other outside parties.

To everyone that’s been laid off I just want y’all to know that I’m with you. That is why I’m doing the bare minimum until it’s my time to go.

Hi what all we need to do before joining ? I have taken the print out of all the forms that we need to submit but do we need to mail them to someone or do we need to submit the hard copy of that.

Guys please suggest any good hotel(no need hifi, just for night stay) to stay in kharadi, Pune or near by.
I have 2 days working office in a week. Need for 2-3 days only.
If you have any idea please suggest.

Has anyone else noticed they’re stressed without “feeling” stressed? I don’t feel as stressed as when I was in college. However, I’m still on the job hunt and I think stress is manifesting itself without me realizing it. My skin is showing really bad acne, I feel unmotivated even to fill out job applications; I’m having trouble falling asleep at night and even though I sleep past noon sometimes I still feel tired during the day... Is it stress or burnout?

Anyone know if I can fly DXB > LHR > USA (leaving this open ended) as a visa holder? With a National interest exception to the presidential proclamation.

Guys...how to follow up with HR without sounding desperate?

I’m an aspiring musician in the greater Boston area looking to make connections outside of my sporadic work schedule. Are there any recommendations one could share aside from open mic nights? I’m looking for some different ideas

Which demat accounts can a Citi employee hold ?
Is only Kotak securities allowed ? Are there any exceptions ?

Have you ever been put on a PIP and survived?

Starting at Microsoft soon as a new grad. Heard that there’s this thing called HiPo, so wondering what it actually is and what it takes to be considered one?

Offer included temporary housing and moving expense reimbursement…it’s been a month since I began working and 2 months since I started moving but still no reimbursement…should I escalate this? How long is too long?

I am currently going through an interview process and one of the seven interviews is with someone I may be managing if I get this job. I actually love this idea and I look forward to learning from him/her. Has anyone gone through a similar interview before? What kind of questions were you asked? I’m assuming it’s more of a meet and greet with a mix of leadership related questions.

Does anyone have any insights on Juno/LeverEdge for student loans?

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

accountant said he needs my IRS pin to e-file. Can anyone confirm this is legit?

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

What does 401k mean?

What's the best 529plan? Heard Vanguard Nevada plan is popular due to low fee, or NY state one gives tax benefits upto $10k (but not sure if it matters for NJ residents working in NYC). What's the criteria for deciding 529?

Best ETF to invest in? I’m 24 looking to invest about $50k and don’t know where to put it. Nothing that’s super high cost or risky please

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

Need advice. Have some credit card debt that I’ve been working to pay off. Have made progress but want to lower it quickly. We have dual income, with a house (~$300k in equity), 1 kid and 1 on the way. I’ve looked into debt consolidation via HELOC but also have ~$80k in vested equity in my company that I haven’t touched. Get equity refreshes every year. Would it be smarter to cash out $15k-$20k of that to pay debt vs. a HELOC at ~5% given that will still require mthly payments

I spent the last 3 months "growing up" & now I'm ready to go. 1st thing is for me to get my own place. I'd like to buy instead of rent because I don't want to pay someone else's mortgage.

I'm thinking of selling my car & cash out some of my 401k to buy a house. My thought is to put down 3.5% for a FHA loan then make a big payment towards the principal to reduce long-term interest.

Anything wrong with this thinking or anything else I should consider?

Any good wedding ring sources aside from Blue Nile?

Have about 5k to invest - should I do FXAIX or FSKAX?

Seeking feedback on GAP insurance. I had a family member who purchased a car in June or July. They were in an accident last week and it sounds like the car will be declared a total loss. Never dealt with this before, so wanted to ask if anyone has ever had an instance where the insurance didn't cover the outstanding balance of the loan and the insured then owed money? Car was $35k, $7k down, finance $28k. Gap insurance is through lender, not auto insurer.

What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

For those of you that currently pay 30% of gross income towards rent, do you still have money to save? I’m moving to NYC and am used to paying only 15%. Pay is now 125k base so I’m looking for apartments around 2800-3k

Why do 403b have such I fees? I almost want to stop contributing all together or just minimum 6% to meet the match. Possibly just rely on the pension but what if it’s underfunded when I retire?

Paid off my account debt!

Newly minted consultant here looking for financial advice.

So I just moved to consulting after B school, and It's more money than I've made my entire life. After paying for rent and living expenses, I have 6000$ left over every month. My student loan payments are about 1200/month at 7% interest. I still owe another 95K on my loan. I have the option to pay more every month and reduce my overall interest paid.
Currently I put about 3000 towards my loan and 3000 towards my savings. Cont'd...

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

In your opinion which is the best target fund to choose in IRA Roth?