All 🐠 with firms that provide pensions... Best advice for vested pension when leaving your firm? Should you take lump sum or leave it? Manager level but been with firm since college graduation.

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More dets, please? Amount, for e.g.?

Lump sum only if you need the cash immediately and okay losing a bunch to taxes, etc. Keep in or rollover to IRA depending on where you think you’ll have higher ROI (probably rollover)

From what I’ve heard almost everyone takes the lump sum. As D1 said, you’d probably be best off rolling it into an IRA to avoid taxes/penalties.

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