Any recommendations for good home inspectors in central/north NJ that can inspect a new construction that I am buying?

Has anyone set up an NY 529 for their kids? Know there’s a 10k tax exemption for NY state taxes, but does anyone know if that per child, or across all children?

Looking to buy a home in 1-1.5 years. What are some good neighborhoods inside the beltway for 500-650k range?

Has anyone gone to an estate sale in the city?

If you had to guess when oncycle will be, what would you say? I’ve heard funds were disappointed by participation rates and quality last time, so I’m curious to see if they can show enough discipline to wait this year.

Hi guys; looking to expand my portfolio and invest more heavily into crypto. Any tips/suggestions would be much appreciated. Thank you!

Does anyone have a Wealthfront account? I can’t tell if it is allowed. It’s not restricted and pre clear seems to go through but it’s not a participating broker in the reporting program.

I don’t get it: Why would anyone invest, for example, in a 6% dividend yield etf with a 0.50% ER (ie EMHY) instead of a 9% dividend yield etf with a 2.5 ER (ie YYY)? Wouldn’t you still be getting better results with the expensive one?

What’s your target retirement number and at what age do you plan to retire?
Of course I know it depends on a wide range of factors, but I’m curious to get a sample from this group.
Mine is $5M at 55.

Anyone know of a good cross-border US/UK financial fiduciary?

Is it mandatory to submit previous employment declaration while submitting Income tax declaration. Or we can just skip this. Since this is my 2 nd company not aware of this much. What happens at the end of financial year if we don't declare previous employment declaration. Seniors kindly help🙏

Hey Team

I'm on a H1B so I am supposed to pay Medicare and SS taxes, but my employer has not withheld anything- my hnr block advisor caught that but she just completed my returns assuming I don't have to pay those taxes

What is the right protocol in this case? Do I owe SS and fica taxes?

Renting a car vs buying, which is better in India?

Cons of moving 75% of my savings to an Intermediate US Treasury ETF (SCHR)? I wouldn’t mind losing 4-5% if the market rallies, but would rather put cash to work if the market keeps tanking

Who wants to be a millionaire?

Decided to payoff my mortgage.

What is the difference in subscription to notified and subscription to approved mutual funds?

For those of you who got out at 10, do you wish that you rode it out to 20? I’m at a crossroad and I’m not sure what to do. Have some active/reserve time, wrapping up graduate school, and am now considering either a) come back to the business world or b) go active and retire before 50 and live off a nice pension. Obviously there are draws to both. I’m an officer for what it’s worth so I can realistically retire at O-5, MAYBE O-6.

Hi All

Looking to purchase a 2019 Genesis G70 for 35k. Applied for Auto finance and got it approved from DCU at 4.5%.

I know the rates have increased recently but I think this is still high.

Any suggestions where I could get better rates with a good credit score and history?

Laaa laaaaaaa lala wait till i get my money right (just accepted a PE offer woo)

Does the IRS allow LIFO/Specific ID tax lot methods for selling crypto? And if so, do I somehow need to specify my choice of method at the time of sale, or just down the road when filing taxes? I use CB Pro and don’t see any settings for selecting methods like in my traditional brokerage account.

Anyone a Senior SE/ Solution Advisor at SAP and know what to expect for all in comp? Is Glassdoor pretty accurate?

Looking for 2 male flatmates for a flat in Kharadi. Fully furnished, rent is 50k.

Okay, I feel like if a QE in India needs to email me, an SE, to just press the 'resolve' button on a user story that was created after a bug report was issued and fixed, then maybe... Just MAYBE... There might be a bureaucracy problem. 😒

How do real estate lenders take cash flow into consideration? For example, typically I would probably only be approved for a $500k loan ($125k comp and $100k for down payment), but if I’m buying a multi-family home and planning to live in a unit and rent the others, will lenders approve a bigger loan?

I have a background in ops consulting, would it be possible to break into Corp dev?

How many days can we expect to get any confirmation on the offer ? My HR round is done and salary discussion is also done but after that nothing from their side..

For better salary transparency - Any calibration folks care to share their industries/positions/salaries/locations? I’ll start: 9 YOE - current position is calibration technician for a medium sized biomed company in the Northeastern US. Roughly 130k total comp.

What is an average salary of senior BA?

Monaco GP 2021 PSA: Marriott Le Meridien hotel in Monaco just opened up rooms on points for the Grand Prix weekend.

Hi fellow fish need some advice.

I'm planning a wedding and wondering if I should apply for new credit cards to maximize on points. If so, wondering what your recommendations are and or if there are new cards out there I haven't heard of yet. For context I probably have another 20k+ in expenses to pay still and my current cards are:

CSP
Marriott Bonvoy Boundless
Citi double cash
Random card (used to be uber)

What is cost of leaving near Bagmane TECH park Bengaluru?
1BHK house rent?
#Bengaluru

For 🐠 who got your CISSP, about how much study time did it take you? E.g. how many weeks/months did you study for, and how many hrs/week? It's a goal of mine to get certified, just trying to (cont.)

I am looking to make a career change to HR. I currently make 75K as a sales and development coach. I had a recent offer for a state government position in a talent acquisition role but I’d be taking a $25K pay cut. I am extremely over qualified for the position but it could possibly be a stepping stone and gives me the time to acquire SHRM certifications and possibly start taking classes to get my MBA. My question is those currently in an HR role, would this move make sense to you?

What gyms or fitness classes do you guys go to? I’m looking for something in CC. I think convenience to actually get there is more important than what the actual class is 😂

Anyone familiar with Ephesoft Transact that would let me pick their brain?

Vail or Park City?

Wondering if legal tech is legit or all hype

I have a promising interview at a relatively large law firm in my area (+100 attorneys) next week. The position is for a transactional role in their real estate practice group, and they are seeking someone with at least 2 YOE. I have a bit over 7 YOE with a strong real estate/commercial lit. background. Over the past two years in my current position, I've been doing a lot more transactional work. The split is around 50% transactional and 50% lit.

(Continued below)

How can I invest in real estate ? Looking for an additional passive income source

When selling a home have been able to negotiate lower commission with your broker if the buyer is not represented by a realtor (eg, 3% in this situation versus still paying the full 6%)?

What price per sq foot to investors start buying in the north ATX home? My home is on the market and not moving. Trying to understand at what price point does it become attractive to investors

What are the mortgage rates you guys are getting? Best I’ve heard is 2.5% (30year fixed) curious if anyone has heard better?

Is it better to have SFH for monthly cash flow or passive MF deals through a private syndicate? Friend told me that you need to have $1.5m invested in MF to generate 60k a year approx but it’s much better than dealing with tenants and maintenance. Just wanted to get peoples thoughts on becoming financially free through these two real estate methods

I saw this townhouse in a prime location in my city for $350k (cheap for the area). The floors are all messed up though but the buyer said they’ll either lower the house price or give a credit for closing cost. There’s also a lot of nicks here and there (some locks missing from door, dents, scratches, stains, and some things are loose). But overall, the house’s architecture and design is so beautiful. Would it be worth it to get it and fix it up? Or find a newer house with less maintenance?

I have a rental property and my tenant is asking me to change the fridge light burb. I live out of state and don’t have property manager locally. Is it bad if I ask them to change the fridge light burb themselves?

I’m pretty responsive for things they need help with like laundry machine got broken or pantry doors fell off. So I had sent people to fix those maintenance and repair issues.

But light burbs? Srlsy? They are grown up people (fresh out of college girls)

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

Anyone have any luck selling a condo in chicago using Redfin? The 1% fee for listing is attractive compared to the standard 6% with an agent. Are there extra fees with RedFin that I should be aware of? Looking to sell as quickly as possible so weighing the options and just starting to interview agents and look around for the best way to get my place listed.

We are renovating a condo and the previous owner had two Crane toilets (not sure how old, but functioning although seals are old according to our contractor). Back outlet flour mount ones are the only options for the building, and one toilet can cost $300-$500.

We are redoing all the bathroom tiles and walls and debating what we should do with the two toilets. Would resealing the toilets extend the use life? Or should we just replace the toilets? Any other recommendations? TIA!!

If u have a house under my name if i move it to an llc what happens? Do i refinance to prevent a due on sale clause?

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

Is a sloped floor of 1/2” over 10’ noticeable? I have to make room for conduit and cannot trench in my current place

Planning to call the bank today, but wanted to ask this here to see if anyone has experience with something similar.

I found a 6 unit property ( 5 apt + 1 coach house) that I’d like to buy and convert to a 4 apt unit. Is there any way to qualify for an FHA 203k loan since it will be a 4 apt unit after renovations?

Thanks!

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?