Any recommended Vanguard Index funds you guys have invested in? Super confused.

like
Posting as :
works at
You are currently posting as works at

If you have a shorter investment horizon, your risk tolerance should probably be lower unless you're already rich and this is just fun money. In that case, you can buy the retirement fund that corresponds to your investment horizon.

like

VFINX, VTSAX

like

If you're super confused, I recommend a "target retirement" fund. Very cheap and it will invest in an appropriate mix of funds, becoming more conservative automatically as you near retirement.

I understand that but that would be an extremely long term strategy. Im not necessarily looking for short term gains but don't want it to be a retirement thing as well.

Invested in small and mid cap growth, emerging markets, and all world small cap

VB.

Related Posts

All my investment is in real estate - 1 primary and 2 rental. Total 3.7 M value and 1.7 mortgage pending. About 400k in cash. I’ve 0 RRSP. Is my investment strategy terrible?

like

25 and a year into having a brokerage account. How does one build a strong portfolio? I’m currently doing well based on stock picks but understand that it’s really just luck based on this rollercoaster year. Holding for the LT

like

Will be starting a new Job with Visa (credit card) in western Europe soon as Business Dev Director - I am worried about job security as I have family, mortgage .. how stable is the payments industry

like

At what point would/do you plan to pay off your student loans in full? Say you have $30k in student loans. Would you wait until you have $30k in savings? Or $40k to have a $10k emergency savings buffer? And so on. This is assuming you make the monthly payments until you pay in full of course. I understand this will vary based on your financial strategy but would love to hear some insight on what you chose/will choose and why!

like

Can anyone give me a rough breakup of expenses in Dubai please for a single person. Is 12-15k AED reasonable every month?

likesmart

I just got a FAANG offer with 290k TC (8 YOE), so I am trying to rent out my place as I need to relocate, but I am not able to find someone to cover my full rent and I am depressed because I am so not investment savvy and I can NEVER EVER accept losing money in ANY SITUATION. Am I being insane?

likefunny

When my portfolio was going nuts 🚀💰 made over $100k profit last year and on same process this year.

Post Photo
like

Hi all, I am trying to DCA bi-weekly into Vanguard ETFs, (VO, VTI etc). It seems like Fidelity does not support auto buying of non-Fidelity ETFs. So I was wondering which of these options you think is best?

1. Open a Vanguard Invest account
2. Look for Fidelity ETFs that are similar to Vanguard ETFs
3. Use smaller brokerages like SoFi l, Robinhood etc.

I really do not want to manage nor be active. My goal is to log-in like once every 6 months.

Thank you all.

like

ELI5: back door Roth and mega back door Roth. What are they, who do they benefit, how to realize?

like

If you had to guess when oncycle will be, what would you say? I’ve heard funds were disappointed by participation rates and quality last time, so I’m curious to see if they can show enough discipline to wait this year.

like

If I had a traditional IRA before being employed in a 401k eligible role, can / must I roll that IRA into the 401k or can I leave the accounts separate without deleterious tax consequences?

like

Quick question: Can we ask HR to revise pf contribution to minimum which is 1800/month

likehelpful

Noob investor here. I messed up and need some advice. Invested in Alibaba (BABA) around $245 average cost because I believed in the business but now I’m significantly down…what should I do? I have half investment in my individual brokerage and half in my Roth IRA (I know, pretty stupid of me). Am I screwed long term?

likesmart

Looking to put 10k into ibonds (maybe another 10k next year but not sure yet). Is treasury site easy enough to use? I initially stayed away because I heard it's awful but if set up is doable then I'll reconsider.

Also, should you have a separate emergency fund until you can withdraw your ibonds? Can't withdraw if you have an emergency in the next 12 months.

like

Can I afford a $1.5M primary residence with a ~$9,000 monthly payment after 20% down if my household monthly take home is ~$25,000 (with another $50k in annual bonus)? No debt other than monthly credit card bills. Am I being irresponsible? Will I struggle month to month?

like

What’s going on with the stock market today?

like

Laaa laaaaaaa lala wait till i get my money right (just accepted a PE offer woo)

likefunnyuplifting

Best place to get pre-qualified for a mortgage?

I have some collections on my credit report. One from an electric company for $800 (imo they violated terms of contract and sent me to collections in spite of their fuck up), and an apartment for $80~ that charged me a cleaning fee when my apartment was spotless.

Despite these two collections have a 712-720 credit score.

So mortgage lenders care at all about the collections or is it mostly the credit score that matters?

(cont)

like

If I’m selling stock to make the down payment for my primary residence house, is there any way I can limit or avoid some capital gain tax?

like

I am sure this is a question with an obvious answer, but does anyone else just feel absolutely trapped in a job they hate because of their student loans? I’m three years out of law school and I still have $160K in student debt despite making aggressive payments. I work in a larger firm (not big law per se, but 250+ attorneys and big for the market). I am pretty unhappy with my job the vast majority of the time, but I feel like I have no options. $160k at 6% and 7% interest cannot be ignored.

like

More Posts

Hi Guys,

I need some advice. I am currently working as Manager in PWC with 14+ years of experience. I recently received an offer from CGI which states 36 lakhs as Fixed and overall 40 lakhs CTC including Share purchase and Bonus.

Skills - Agile Leader.

Role offered in CGI - Manager Consulting Expert

Location - Bangalore

BU which I am getting hired is Energy and Utilities.

How's the work culture, job security and work life balance

Please advice

like

Any recommended books to read prior to beginning a summer associate position? Transactional/ Corporate & Finance

like

Partners and seniors, what elements are you considering when you pick up which mid/junior to staff?
Corporate (if that matters).

likesmart

How do you properly vet a law firm? I feel the associates I speak with talk up the firm and aren’t always candid.

like

Got an offer fr vmware worried about job security should I join or not as I have heard frequent layoffs happen there specially in india VMwware ,kindly suggest what to do !

like

What makes you want to learn yet another programming framework / library / language besides the stack at work?

like

Just got an offer at Microsoft. Anyone here I can chat with?

like

Have offer at company. On the fence, but saw an alumni from my school works there in a tangentially related group. Is it ok if I reach out to them on LinkedIn to chat?

like

Plan to go to B-school in 3 years (1 year out of UG now). Long term goal is entrepreneurship. Have offers at a MBB firm for a generalist consultant role and at FAANG for a strategy role. FAANG offer is slightly higher (though both are a 50+% bump on my current comp). Both would have me reset to entry level. Which one should I take?

like

What is the lower bound % salary increase at which you would consider switching jobs for?

like

How common are credit checks for roles in accounting or finance positions? Will high utilization on credit card balances and low credit score be a deal breaker? I’ve been irresponsible and made mistakes, but wondering if I can switch jobs now or if I’m best off waiting 1-2 years and cleaning up my credit first.

like

Got an interview for a SOX revenue analyst position at a public company any tips?

like

Happy New Year Everyone! And remember to write 2 instead of 1. Have a Great New Year. Stay safe.

likehelpfulupliftingfunny

Are there any tax benefits from working from home?

like

Hi those from Amazon - just got an interview for start development manager position in London. Anybody been through the process? My first FAANG/MANGA interview! TIA

like

I lateraled into a niche practice group in Sept 2021. I also have a 1 year old and have been mostly remote since I started - but have been keeping busy tracking towards 2400-2500 hours. That said getting to know people only remote has been kind of awkward at times (email only can be tough to decipher) although as a working mom the pros vastly outweigh the cons. Yesterday my main partner asked me to come in Thursday bc he will be there and set a time to meet. Is this good/bad?? kind of nervous!

like

Hi All,
I am a software developer with 9 years of experience working in Java based backend technologies. I am looking for WFH opportunities. Any help would be appreciated Thanks

like

Hi Fishes,

I am 3.6 years experienced QA Test Analyst looking for referrals and job change with good compensation
Please help with refferal and openings
Thanks everyone

like
like

Dear fishes, Can someone please refer me for SAP SD. YOE- 3.9 years. Please drop a comment, will share details with you.

like

Additional Posts in Consulting

Dear passive aggressive wife shouting "I'm sure they'll switch so we can sit together." No sweetie, we're on a 6 am to get our asses to our clients.

like

Got contacted by Alvarez & Marsal for healthcare director role but know nothing about this firm. Any insights would be great.

like

It’s Monday and I’m already burnt out…is this normal

like

United: Lemme tell you about how I had the worst unforced PR error this week. Sean Spicer: Hold My Beer.

like

I miss when I was an intern and got paid for ORT

like

Just fired my therapist. Feels better than it should

like

Anyone else want to see the Zoom servers utilization superimposed on top of the COVID infection rate? Assuming they are eerily similar.

like

CFA or CAIA?

People with family money / large inheritances - why do you subject yourselves to the 70 hour workweeks that is consulting?

like

Does anyone else laugh when you see LaQuinta commercials advertising to business travelers?

like

If I had a traditional IRA before being employed in a 401k eligible role, can / must I roll that IRA into the 401k or can I leave the accounts separate without deleterious tax consequences?

like

Got a random email from a supposed Amazon recruiter for a SDE position (which is not at all a fit). The email is amazon.com domain and there are no red flags in the body but it doesn't feel like an Amazon recruiter due to the tacky signature, etc. Has anyone seen this kind of cold-calling from FAANG recruiter?

like

Anyone here left ACN for KPMG? What group did you move from and to what group within KPMG?

like

My office chair stinks even though I wash it with carpet cleaner every few weeks. Fellow 24/7 WFH workers, how do you keep your office chair clean?

likefunny

Any advice on how to switch from big 4 to tier 1 consulting firms like BCG and MCK?

like

Anyone have any recommendations for home office ergonomic desk chairs?

like

Top consulting firms right there!!

Post Photo
funnylike

Top consulting firms for building mobile apps - IOS or Android?

like

Make Our Planet Great Again.

like

When you are based in TX, worked one week in 2016 in NY, and TurboTax tries to say you owe $5,200 in NY state tax...

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal