Not in IB or ER, but I have to ask (per CFA study), how common is it to run in to troublesome pension accounting issues? It seems like most companies have/are going the way of DC plans and away frm DB
Which assets do you invest your pension into?
Does anyone else have a literal count down going for when you can retire? I’m at 851 days.
About to retire and planing to downsize. My home is now worth ~4m and its outrageous to think that realtors would charge me 6% in fees ~$240k. Should I list by owner? Can I negotiate down realtor fees?
Just joined a smaller company and my 401k deposits are taking ages to be processed. For example, my withholding from my 11/30 paycheck still has not been processed. Are there guidelines on this?
I'm a 35 year old Officer in Indian Navy with 14+ years of experience(good job security). I'm planning to switch to corporate world due to mundane job profile. I've developed many niche software for Navy and am good with Python, Java, JSP, SQL. For perspective - TCS quoted 20 cr for similar s/w that I've singularly designed & developed. Plz help me make a decision- Quit Navy and lookout for a job right away or Stay in the current role for another 7 yrs(will be 42 by then) for pension eligibility
I’m sorry if this was previously answered. My wife and I just filed our taxes and made almost quadruple what we paid in the past. Granted; more money more problems, wanted to see if there was any way we can reduce this going forward. I am going to contribute an additional 200 a paycheck on top of what is already deducted from my paycheck. Also changed from filing jointly to married filing separately as well. 401k contribution is 6%, no HSA contribution as of now. TIA!
can I contribute 19K pre tax to 401k, and contribute roth to the same account at any amount?
Has anyone considered ‘employing’ their own parents instead of a nanny? I pay my nanny 100k/year and both of my parents still work but would love to look after the children if they were able to retire. I like the idea but interested to hear what others think!
How much do you think you’ll spend a year upon FIRE (or annual spending amount to determine portfolio value that can allow you to retire). About $150k a year for me “retiring” 15 years from now.
With ~50k saved and 4.6k take home a month (after Roth 401k) would you take a middle income lottery 1bdr apt in city for 2.3k a month or move home with parents and start hyper saving for a down payment on a house? If it wasn’t a lottery apt I probably couldn’t justify paying that much instead of becoming roomies with the folks but now genuinely not sure what to do. For context before this I was living with SO but we recently broke up.
If i’m struggling with finances this month, can I take out of my Roth or 401k a portion of this year’s contributions, penalty free? Any suggestions?
Does anyone else front load their 401k ? Do you think it’s better cuz it’s longer in the market? Meaning from one years perspective, it’s in the market longer if you contribute to it in Jan/Feb/Mar vs Nov/Dec
I know investing in 401k is a long term investment but damn, seeing my wealth go down so much in a day is scary....
If I make 115k, 30k in a hysa (saving for down payment), 1k in emergency fund, contribute 10% to 401k, and max out my HSA- how do I save more/ start investing / find a way to grow this? Monthly contd
Does Deloitte allow after tax 401k contributions? May receive an offer and the ability to mega backdoor is a material factor as I can do it at my current job.
Just saw the elderly guardian episode of dirty money on Netflix and I feel very depressed. Can’t even imagine what it’s like to work hard, retire, and have all assets and freedom be taken away
I do 6k backdoor Roth IRA using Vanguard. Recently came to know that my company supports after tax Roth 401k with limit as 57k... Does this 57k limit includes 6k of Roth IRA?
Any finance wizards? Paying for grad school - Should I, Roll 401k into IRA and then take education distribution (full pay with this). This method incurs income tax but no penalty. Or Pay with cash and then the rest with 401k/IRA rollover and educ distribution Or Max out loans? I was thinking of loans given the interest rate is like 4-5% and you can always pay them off with the other methods in the future if you want... and you may not always have the opportunity to take on debt.
Where is a new build???
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How many first year analysts here started as interns? What did you guys do to get those jobs?
How great would office emojis be in this app?
test on 1.1.5!
Maybe we should implement something like automatic posts refresh? I got a notification about "someone like mypost" but it isn't displaying at the post title...
Post for tests 2
Testing at 9am EST
Just got on the bench and I’m really considering trying to transfer to AFS. I have a puppy and my last role was remote so it was easy to be with him but I don’t want to get on a traveling project...
Thoughts on lite coin?
As an Afghanistani male, I hate having to list 'Asian' on MBA applications. Given my name they probably think I'm Indian and the Afghani community is heavily underrepresented in business/tech/Finance
Picking up a puppy this weekend and I’m nervous. My partner and I have talked about getting a dog for a couple years and we both want it, but I’m nervous about the responsibility, about the length of commitment, what if I’m not a good dog parent, and worried if we will feel that dog ownership isn’t for us. I had a dog growing up but it’ll be my partners first dog. Any advice from anyone who’s been in my shoes before?
At what point/YOE did you feel you were working on cool/impactful projects? Feel like I’m counting beans on a spreadsheet while others are building self driving AI
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