Are you guys removing some expenses from your rental calculations now they interest rates are so high? I am not able to find any cash flowing deals unless I eliminate factoring in vacancies, capex

How do you effectively plan for retirement?

Does anyone here have a Tesla? Should I do it???...

If I've maxed out my TFSA, should I continue investing through an RRSP or a personal investment account?

For context, I also have a good pension. My main concern is that while the RRSP will be nice to lower my taxable income now, I'm worried when I retire I'll have to withdraw too much from both the RRSP and pension. Thoughts?

Is there any way to get around the coinbase fee when buying crypto?

Hello everyone, I'm trying to get into real estate investing. Some of the books I've read have talked about buying a multi unit property and utilizing investors to get the necessary capital. Does anyone have experience in getting investors? How do you identify investors who may be interested? Are there any sites where you can invest in or post investment opportunities?
Thank you in advance.

How are the areas around white rock lake to buy an investment property? Any suggestions appreciated!

I’m looking for a real estate agent in South Florida to help my buy a house. Must be an aggressive negotiator. Any recommendations?

Anyone trade their personal account actively? How successful have you been?

I have got an offer based in Boblingen, Germany with 60k euro as fixed. Will it be enough for a couple with a 3 year old kid ? My major expense would be accommodation, groceries, kid’s school and transportation. Please do let me know your valuable inputs. TIA

I joined KGS 4 months back. I am taking home loan now. Do I need to inform about my home loan to any one in our company? Any one please help me with this query? Infosys KPMG Tata Consultancy Accenture PwC Wipro EY Cognizant

Good morning! What auto insurance do you recommend at Bay Area? Just moved here and my State Farm premium almost doubled. Thanks!

What is a reasonable monthly budget for single folks living in Manhattan? I eat out rarely - maybe 2x / week and have the usual high 1BR rent + Wi-Fi + electricity and am netting monthly expenses at around 4K. Any other ideas on managing your money better?

I'm new to all this. Is it best to save 10% of my salary all in my company's 401k (with 20% match, increasing by 5% every year)... or saving 5% in 401k and 5% in a Roth IRA?

New to NYC and enrolling in wageworks. Should I do the payperride metro card or commuter card -transit ? Not sure which is most typically used? I will probably take the metro 6 times each work week

Do you think someone who owns 200 ETH is financially independent?

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

Hi Sharks
I am 25 years old with in hand salary of 1L(just from last month) and i want to buy a term insurance plan. My questions are:
1. Is it wise to take 2 plans of term insurance one with return of 60 years and another without return of 80 years of each 1cr.
2. Is it wise to include health riders in insurance plan to claim for 80d or just chose health insu
3. How much one can ideally shell out for insurance per month (both term and health) for self in terms of percentage of monthly income.

Markets in red🔻 Good day to invest?
Current portfolio down by 7%
What is the ideal number of funds to invest in if monthly budget for SIP is 40K?

Should I lump sum $150k into the market or DCA? Just looking to grow the money, no other short term plans.

I have $20k in savings, I owe $6,000 to my 401k loan, that’s the only loan I got. I am debt free otherwise except for my house. Should I use my savings to pay off? Since people are talking about unemployment and being fired, I wanted to make sure I have enough, 👩🏾‍💻... What should I do? I initially took the loan to add to my home equity when I sell my house for a new house then covid hit.

If I’m contributing to my Roth 401k vs pretax 401k and my employer matches 10% of my contributions. My employer match be 10% on my post tax contributions right? Technically meaning I’ll be getting less of my 10% employer match then if I were to do pretax 401k since that match would be on a higher amount?

How much should I negotiate for the salary ?
Role offered - BI Lead
YOE - 5 years, Current CTC - 13.5
What should be the ask as Fixed CTC ?
Do we have variable pay and others benefits on top of fixed ?

What is the band given to people with 13 years of experience in Wipro. And what is the maximum salary range.

I work in tax and feel like I've plateaued technically. Any advice on how to get more technical knowledge besides learning on an engagement?

I’ve been a nursing assistant for 35 yrs I just got a new job as a Lead care manager working from home but this job is not what I expected I want to find a new job working in a hospital or doctors office as a receptionist or administrative assistant or something but I have little experience does anyone have any ideas they can help me with please thank you

Does anyone here work for any public accounting firms in the Charlotte area with a decent work life balance? I am looking to go somewhere where I can focus on a few clients for longer periods of time rather than constantly bouncing around. I find it much less stressful to put in longer hours if it's a client that I have been scheduled on long term.

So who is thinking about leaving/going back to (academia/medicine/law) after 2 years are up? Not sure I want the PL job even though I think I could make a great manager (elsewhere)

Do any of you work in a different country than your company is based? I would love to eventually work internationally (based in the USA), ideally remote, but I’m not sure how realistic it is for most people

Also unfortunately I don’t code so a programming jobs are out of the question, and I know many of those jobs are easily worked remote/internationally

Hello ZS Fishes,
Can someone refer me to the ongoing recruitment drives at ZS for BTA, BOA or other roles?
YOE -1.6 years
Background- Software engineer
Please DM if you have any leads.
TIA. :)

I’m 30. My friends’ weddings are piling up and I’m just... still very much single. Feel like it’s acceptable in NYC but also sorta depressing. Dating is hard.

Any thoughts on iCapital?

What’s the practical different between Chief Legal Officer and General Counsel?

Accenture seems to be coming out of pandemic on high note. Any alumni considering rebounding? If so, into which business unit?

Has anybody invested in Yamuna gaur city or planning to do so?

Is anyone finding seasonal work for the holidays, even part time? I'm considering it. Would be a blow to my pride but that's becoming less and less important as I slowly spend my savings. Best ways to get over your own ego and take what's on offer?

Going to Italy end of October, planning on visiting the Lamborghini and Ferrari museums. Which Ferrari museum is better? Modena or Maranello? Or is it worth it to visit both?

Can I give notice by email? Or is it truly preferred to call the partners directly? What if they don’t pick up?

Partners - what was the most stressful year of your career? The year before you made partner? Your first year of partnership? The year(s) you or your partner gave birth?

Is this legal?
After being mugged and having my things (including my keys) stolen, I was locked out of my townhome after business hours on a weekend. I was told on the phone when dialing my complex’s after hours number (which is managed by a 3rd party company) that my complex’s policy would let me in for a cost of $100 (as it was after hours). After I was let in, property manager informed me the charge was $200. Is there anything I can do here? This is in Minnesota. Help appreciated!!

Are most new houses being built with induction cooktop? What has everyone experience been like? I personally had non compatible cookware with induction cooktop and wondering if I should just buy a new cooktop (electric, gas etc).. Other reason is that I read that it's also not healthy due to electromagnetic waves?

Got news that my house closing may have to be moved due to a delay in the sale of my home. My partner’s income was excluded in the DI ratio, but if it were included we’d be well under the % threshold and can be approved to close on time regardless of the sale of my house. However our mortgage company’s underwriting team has been painfully slow in confirming if her income qualifies. She’s been at her new job 1 month after a year off. Anyone with underwriting experience have insight?

Anyone ever had the trim on your house painted? 2000 square feet, was quoted $3500. This included the trim, garage door, and front door. Seems reasonable, no?

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

What are the mortgage rates you guys are getting? Best I’ve heard is 2.5% (30year fixed) curious if anyone has heard better?

Does anyone have experience with out of state turnkey real estate investing? Would you recommend any companies? I live in Sacramento where prices for real estate are inflated so I can't buy local.

UK - thinking of a buy to let in either Birmingham, Liverpool, Manchester - any recommendations on either /areas where you can get something under £140k.

Couples without kids, how do you justify buying a house and paying school taxes? Almost all of the good residential areas are with a high school tax. Just curious if childless couples can ever buy and live in nice areas or rent forever

This is the thread to boast about a creative deal that you made by using leverage and/or collateral.

Quoted a 30 year mortgage, 5% down for a ~600k home for 4% interest no points.

Profile: 250k salary, 800 credit score

Is this any good??

Hi - any good books recommendations for getting started on real estate investing?

I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?

What price per sq foot to investors start buying in the north ATX home? My home is on the market and not moving. Trying to understand at what price point does it become attractive to investors

How do I classify my property for tax purposes if I received rental income for exactly 15 days this whole year? Primary?

What are your opinions on financing furniture purchases? Most of the big stores are offering 0% for a few years and I’m wondering if there are reasons I shouldn’t do it

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

How can I invest in real estate ? Looking for an additional passive income source