Can you request a credit increase for the CSR online/in app or do I have to call? Don’t see the option anywhere.

What's a good balance between types of investments for an average risk person (e.g. % real estate, % stocks/market, %government bonds, etc)?

I’m seeing lots of posts about really bad losses. If you trade you’re going to lose money - hopefully not all the time, but many positions will be mistakes. But you need a process to find ideas and manage positions. Two books you should read are “The New Trading for a Livinng” and “The Laws of Trading.” Both look at psychology, process, and risk in different ways that can help you work out your own process. The next 18 months will be much harder than the last 18 - time to start learning.

Dyscalculia-c here, so request no judgement on question. If I have 10k in 401kA and 20kin 401k2 , will I make more in growth if I combine them into a single 401k? A friend was trying to push this logic but it’s beyond me.

Anyone used first home line of credit to put down payment for second home?

Which bank account is better for salary account?

HDFC
Axis

I only have Reg left. I failed it once before. For those who have passed Reg what were some of things you focused on? Also if you have any study tips I would really appreciate it, tax has never come naturally to me.

SO and I have finally saved $500k. Should we buy a house or a green card (Indian born on H1 in the US, I-140s approved)

Anyone do the 15 nights mandatory quarantine in Taiwan? I need to go back for visa reasons and looking up which hotel to stay at. Thinking of staying in Marriott for the points but would love any recs! Can I use someone’s Marriott Bonvoy Ambassador Elite contact or something? Overwhelmed with this whole process 🥲

What does an exit from Salesforce consulting look like? I’m in a technical role leading a small team so my understanding is a technical/solution architect or a development team lead at either Salesforce or an end user like Amazon/Amex.

I have bounced around a couple consulting companies so would prefer not to do it again. Total 4 YOE.

I don’t think I have enough YOE to go for a program architect role at SF otherwise I’d be interested.

What do you all think of fundrise and start engine Real estate Reit ? Any experience? Would you invest here if you didn’t have the time to actually buy and rent properties? Any insight is welcome.
Thanks

What would not having a second stimulus mean for stocks 6-12 months from now? I’m assuming it hurts stocks but increases the value of USD?

Need genuine advise. Got a call from Oasis Resource management pvt ltd. They said that they can help in conducting interviews in canada or UK. Total 5 interviews. They will charge 72k for this and 2k for profile investigation. They claim that under work permit, accomodation, travel cost, meal will be borne by employer for whole work visa tenure along with salary as per profile and market standard.
Are they legit ?
Should i proceed with them ?
Any chance of them being fraud ?
I m ca 7+ yoe 32ctc.

First house is currently valued at 900k (bought at 500k 7 years ago). We are considering a move to a LCOL city to try it out.

Should we rent it out for $3800/month to make money while keeping it as rental properties or sell it so we can buy a new home property and then invest the rest? Looks like getting financing for second home is pretty tough.

House is in Arlington VA if it matters.

Looking to buy a model Y. Test drive it yesterday. Feels a bit sporty (not luxury comfy). Debating:
(1) lease vs. buy. Thoughts?
(2) is the $10K investment in FSD even worth it? I think no.

How do you invest and save for your children? I’m thinking about setting them up with custodial brokerage accounts but don’t want them to have a heyday at 18. Did you create irrevocable trusts or?? They are too young for earned income and I don’t own a business so no IRA investing opportunities here.

Is it true that some* debt is good debt. I’m referring to student loans, interest is ranging from 2% - 5% (all federal loans). Total is 20k, is it smarter to pay it off immediately and ASAP or just stretch and put the extra money into investing? Note I just graduated this year, thank you guys :)

Have 20k, what’s a good small business to start with this fund? Serious question here

This years Google year review video will probably have a bill withers song as background music, have some Inspirational Kobe quote at the end, lots of zoom screens. What else am I missing?

Looking to date someone cute!
Dm if you are younger than 24 and in live in Toronto.
Looking for females btw lol

For the last month I’ve been contemplating life. It hasn’t been so much if, but more so when. A director on my team in a different vertical has been pushing me to the brink with extreme emotional abuse and now sabotaging my livelihood; job security (health insurance, financial stability, place to live etc) following months of initiating a flirtatious relationship they finalized a divorce. Just months ago this was someone I saw spending my life with, growing old besides …

Hi, Can someone guide me which product based companies are good for a linux administrator with 4+ years experience. It will be helpful to move forward with clarity.

What’s so good about the Georgia Tech OMSC and OMSA? Is it just the cost? Seems to be recommended by most of reddit

Anyone from FCB?

How is the Job security in atos? My friend joined in April, 3month have passed but he is still on bench. He was hired for SharePoint tech stack, but now his manager is saying "They have very less projects for sharepoint, so please prepare for Azure". He is worried looking at the current market slowdown.

I want to be a client instead of an investment banker. Where do I sign up?

How is dubai first bank project in wipro and how is morgan stanley project in wipro please tell 🙏🙏🙏

Guys, how is optum for testers? Is it a good company if we compare it with Deloitte?

Hello! I am interviewing for a Data Analytics Consultant role at Accenture under Applied Intelligence. Anyone have any insights into the role aside from what I have heard during interviews? How is the WLB? Culture? What’s up with travel, is it coming back ?

If you could change anything to increase minority representation in marketing, what would you change? I think I'd want at least 2-3 minority employees in creative leadership positions to make sure things like colorism in ads less likely to pass the final edit.

What is the difference between HCl technology and HCl iomc?

Does Citi provide wfh for special cases ( personal needs) for new joiners?

PTO payouts when you voluntarily leave [insert massive firm here] - how do they work? I.e. how much would one get for 100 hours of unused PTO?

Which HCL office is better to go out of Magarpatta office and Quadra office in Pune.
Have a choice to join any of these two. Please suggest.

If I have access to both to buy through Fidelity, any reason to choose IVV vs VOO? Why do you pick one over the other?

Are we allowed to trade crypto on TD Ameritrade?

Microsoft vs Apple vs Amazon, please suggest

Better to Airbnb out a rental or find a 12month lease tenant?

If planning to buy my first home in next 1-2 years, what should I be doing now leading up to the purchase e.g. things to boost credit score?

I am starting personal investment now- please tell me if this plan looks good:
- Already have a 401k plan with max matching form my employer
- invest in 5000$ in S&P ETF
- invest 5000$ each in AAPL, AMZN, GOOGL,MSFT
- invest 1000$ each in Netflix, ADP and Home Depot
- invest 500$ each in Intel, Nike,Walmart and T-Mobile
- small amounts 100-500 in Merck, GE, Coca Cola , Altria and Samsung.

Thoughts? I plan to invest a little bit each month (200$) in ETF. Any suggestions?

Not sure if this is the right bowl but hoping to get some insight. I have a lot of student debt, and am considering refinancing with First Republic bank to get a (marginally) lower interest rate. However, their version of refinancing student loans has changed in the last couple years so now they offer you a personal line of credit. Is it a bad idea to refinance with a line of credit vs a regular student loan refinancing?

I had a baby almost a year ago. I should start a 529 account for my child but I am originally from France which also makes her a French citizen and she could easily go to college in France for not much money. It’s pretty much free there, I have 0 Student loan debt. With that in mind, a 529 would not be super helpful if we go that route. Should I consider other options? Do you have suggestions? Thanks so much!

Remember how you didn’t buy the dip when Covid started in March 2020 and always regretted it?

Well… chances are that you won’t buy into this dip either. I guess that’s just how we are…

I’d like some independent views please, on a financial decision my wife and I are about to make. We’re looking to buy our first/dream home and the property is valued at $1.25m. We have savings of $250k and our HHI is c$350k, with no debt. We will probably exhaust our savings on the deposit and closing costs. A $1m with mortgage at 6% with property taxes is c$8k/month. We net about $14k, we think it’s just about manageable, however keen to get your views please? More context in comment below.

2021 roth ira limit is 7k? Or am I reading it wrong

What should I do with my cash in this environment? Have quite a bit sitting in savings which is obviously not ideal with inflation running high. Are ETFs still the play?

Is there a calculator that I can put in all my investments and see how it works out in 50 years? I know each brokerage has their own projection thing, but just wondering if there are any other tools where i could combine everything?

Sell or keep my old condo? Condo worth around 450k and still 310k balance to pay off. Mortgage is 2200 (adding HOA) and monthly rental is 2300-2400. It's an old condo so maintenance has already ate 50-60k over the course of 3 past years. Should I keep it or ditch it given that the cash flow is so minimal & upcoming maintenance might take me another hit?

Who / what do you list as your contingent beneficiary when your spouse is your primary, you don’t have children, and you don’t have anyone in your family you trust with your finances if something were to happen?

How much of your income do you all target to save, invest, and use for expenses, respectively? I’m currently at 40% investing, 10% saving, 50% expenses but hoping to bring expenses down soon.

I started a small LLC on the side. My company is getting it's first client this month.

Wondering if any 🐟 have recommended resources on setting up initial consulting business thru an LLC.

Books, websites, tax strategies etc.

My LLC is already incorporated, but looking for guidance with the next steps (creating contracts, invoices, etc)

People selling risky assets at the lows just to pile into safe heavens that barely appreciate seems like an logical investment strategy. Please stop. Invest in broad indexes and throw away the keys. If anything buy more as everyone sells. This is not rocket science, but as we know investing in difficult times brings out animal spirits. And animals are dumb…Good luck all

What's your number for retirement?

How do you choose 529 college plans. Currently in MD but will move to TX or GA in next couple of years. Any plans that avoids locking into specific state and allow to use funds for private or public colleges.