Chase Sapphire Reserve vs Chase Sapphire Preferred?

like
Posting as :
works at
You are currently posting as works at

Reserve if you can afford the 550 annual fee and estimate that your savings from the perks offsets this cost. There's lots of benefits such as the 300 travel credit per year, the sign up bonus, 50% bonus if you redeem your points for travel/hotel. Look up the differences between the 2 cards. Good luck!

like

Thanks AD1 :)

Love my Sapphire Preferred

like

Thanks A1! Can I ask why you chose it over the reserve?

Reserve is much better, especially this year

like

Delivery fee waived +$60

Reserve - I’ve called them when the annual fee was due and told them I was going to cancel and they waived the fee so that’s also a possibility

like

Shit bro I just paid it lol. It’s still worth it for me with the DoorDash membership and the fact that grocery counts as travel. Good for you though u got $550 for free

like

Related Posts

Hi folks, Could you please help me with the referral in JPMorgan Chase and Morgan Stanley for below experience and tech stack.

YOE: 5.4 years
Tech stack: Java, Micro service, Azure, Spring boot, Angular, Groovy

TIA !!

Holding H1 stamped visa but haven't travelled yet and expired. Am I eligible for Cap-Exempt from India ?

How long it takes for cap-exempt to be processed these days in normal processing ?

Hi everyone, how much % do you allocate shares for early employees

like

401(k) gurus - If I switched jobs in 2020, does the $19.5k pretax 401(k) contribution limit apply to each plan or is it across plans? Also, does it matter if my spouse (joint filing) is self employed and bootstrapping and is not enrolled in a 401(k) plan?

like

My partner and I are in the process of buying a PHEV that qualifies for the full non-refundable federal tax credit. We will both owe taxes in excess of the current $7,500 cap (will see if that increases with the new budget bill). If we both own the car (i.e. both names on the title), how do we manage filing for the tax credit when filing separately? Do we just pick one of us to file? Is there guidance on splitting the credit across owners? Does it matter what order our names are on the title?

like

I’m seeing lots of posts about really bad losses. If you trade you’re going to lose money - hopefully not all the time, but many positions will be mistakes. But you need a process to find ideas and manage positions. Two books you should read are “The New Trading for a Livinng” and “The Laws of Trading.” Both look at psychology, process, and risk in different ways that can help you work out your own process. The next 18 months will be much harder than the last 18 - time to start learning.

likehelpful

Folks, I think my dad has symptom of depressions. He is no longer willing to participate in things he used to love. Generally lost interest in “life”.
I am thinking to take him to a therapist here in NJ. Any friend here has a suggestion ? He is on a travel visa here but I am willing to spend some $

like

Program Manager Healthcare Foundation $85,000. Worth it? Or too low?

like

Looking for a good personal finance or similar book to read. Any suggestions?

like

Hi everyone, any tips for resignation letters, who to meet/tell first, what to do before your last day (i.e. anything adulty like 401K or healthcare)? Any insights would be greatly appreciated!

like

Anyone know when Ch. 7 BKs must close by? Is this changed by when there are adversary proceedings (alleged fraudulent transfers made to a bank for CC payments)? Asking for my friend who is unfortunately involved bc of his parents, who are the debtors (he isn’t a defendant or a debtor in this, but the payments were made to a CC in his name—a CC he didnt know was opened in his name).

Its in Texas, and the initial BK filing was made about 23 months ago. TIA!

like

Just hit $100k NW today and it’s pretty exciting for me. I was at -$50k (student loans) before graduation in May 2019.
No crazy luck in crypto or investments. Just basic saving, 401k, ESPP and low expenses. Next step is to start investing by myself and taking some risks!!!

TC: $82.5k

Post Photo
likeuplifting

Let's say through a combination of aggressive saving, high income, and savvy investments, I manage to save several million by the time I'm 40.

If at that time I decided to pursue my passion and go to law school so that I can be an affordable attorney for worthy causes, will my age hold me back from getting into law school?

likeupliftinghelpful

What is a good credit card to get for travel?

What is the rejection rate for canada wp this year?
I have been rejected for us visitors visa twice two years back.. so having doubts about canada wp.. would this cause any issues?

like

For those who moved to AUS with big 4, which visa did you got? How long it took to process?

like

What's a usual amount of time that you have to stay somewhere in order for your RSUs to vest?

like

Hi fishes,

Trust everyone is well !
I'm actively looking for a suitable opportunity ( Senior QA Automation Tester) in Singapore which can provide Visa sponsorship as well.
By any chance, does anyone have references in Singapore? I would be available immediately to join the organisation.

References will play an important role in the case of Foreigners in Singapore.
Thanks in advance.

like

Amex Platinum Users - How does “no preset spending limit” get reported to the credit bureaus? Just got approved and 6 months ago my credit was around 580 so this is a huge achievement for me, but I’m also obsessed with maintaining my credit score now. Google has not been helpful; too many answers are no answer. Thank you!

like

Any good CPA recommendations specializing in rental properties and LLCs (for a separate business)? Had a tough time doing my taxes this year. I'm in NYC if it makes a difference, but open to non-local CPAs

More Posts

FINALLY! A bowl I can relate to! Hello my fellow riders! CBR 300 here…any riders in minneapolis?

Post Photo
like

Anyone from Huron on the group? I see booming Oracle Cloud things on there, want to know more - Risk and Controls guy from PwC.

like

Anyone talk to a Muslim therapist? Muslim matters because I’d like to talk about marital issues, and not sure others will get the religious context. NYC preferred. TIA!

like
like

Hey all just FYI my psych told me in my appointment that stimulants ordered from Express Scripts often give patients problems...including me. Felt like I was taking something totally different.

Londoners what is your agency pregnancy leave policy? At ours the current procedure for women is: less than 3 years of employment 6 weeks full pay and 12 weeks 50%. 3+ years you get 12 weeks full and

Hi all. I’m looking into potentially transitioning to PE with a background in Finance Transformation consulting @KPMG of 4yrs. Do I stand a chance? Any advice on how to best approach this would be super helpful, thanks.

like

Hello! I’m new here and looking for positions in talent management specifically as a Talent Business Partner or HR Business Partner. Open to relocating but more interested in remote positions or local in Washington DC or Northern Virginia. I have a master’s degree in I/O psychology, SHRM-CP and 7+ years of talent management experience. If anyone is hiring, please let me know!

Any opportunity for a business analyst opening in a prestige firm in reporting analytics space? 8 YOE, having an offer in hand.

Any m or sm can dm.

like

I submitted application for work permit canada and my fitment letter mentioned 1 year so will i get work permit for 1 year only?

like

What is the designation structure and is there any correlation with yoe?

Hello, which is more beneficial Master’s in Human Resources or PHR Certification?

like

Anyone use the WHOOP strap? I created a team for traveling consultants - DM me your user name and I’ll add you to the team!

I’m interested in investing in a pair of cycling shoes that clip in for studio classes - any reviews of Tiem brand?

likehelpful

How much protein do I need it intake to grow muscle? I rather not gain fat. I am 200lb.

like

Just began studying for the CFE exam. I have access to past editions of the ACFE Fraud Examiners Manual. Does anyone have recommendations on where to get good practice questions? I’d like to avoid spending a fortune on the ACFE kit.

like

Any boutique firms hiring?

My brother is about to graduate from Notre Dame and is looking to get into Consulting.

From what he's told me, he seems more interested in smaller/boutique firms.

Strong GPA, Tableau, SQL, and R experience.

like

Additional Posts in The Worklife Bowl

Do any of you live in the US but work for companies that are primarily in Europe? How do you navigate the time difference and do you find yourself working more hours because of it?

like

Sometimes I love my job, other days I really feel like an employee.

What does your boss do to remind you you’re an employee?

like

Employer gave me some money to spend on headphones. Should I get Airpod Pros? I have the Jabra Elite 65ts that are great for working out and block out a lot of noise. Not a fan of the regular airpods, but the in-ear/noise cancelling of the pros intrigues me

like

What’s your favorite WFH footwear? Any recommended brands for a chilly home office?

like

Where are you traveling to when it’s finally safe to do so?

like

Where’s the prettiest place you’ve ever been and your favorite memory of where you went? Post a picture of it! I’m missing being able to see what else is out there beyond the walls of my apartment.
Mine is Thailand. My favorite memory is standing in the water and watching the sun set over Railay Beach.

Post Photo
likeuplifting

Let's say through a combination of aggressive saving, high income, and savvy investments, I manage to save several million by the time I'm 40.

If at that time I decided to pursue my passion and go to law school so that I can be an affordable attorney for worthy causes, will my age hold me back from getting into law school?

likeupliftinghelpful
likeuplifting

Any books/self help materials for someone who is constantly worrying (and waste a lot of unnecessary time)? E.g. No matter if i pass or fail an interview, there is always something to worry about. The worrying/anxiety multiplies when I proceeded further in the interview stages. Now that I signed the offer and is pending background checks, my anxiety is off the roof as it itches closer to my starting date.

like

My son lost his summer job. So I gave him the honey do list @ $15/hr. It’s a long list...

like

I have to work pretty late tonight. Tips on staying awake and focused? Coffee/espresso/energy drinks won't do the trick.

like

Standing desk people: do you get a mat or anything for your feet?

like

I was complaining about wfh initially since it was right in the middle of busy season. But now since things have slowed down and I'm working 40 hour weeks, I don't want to go back 😫

like

Anyone else burnt out from work not because of the hours/stress but because of the actual work itself? I’ve reached new peaks of hating my job.

like

Folks! Quick question related to email etiquette. What's your favorite sign off?

like

What social media platforms are you using? General age would be helpful too.

like

Just learned that we (family account) have still been paying for Netflix's DVD service, in addition to the streaming service. Last DVD rental? 2015.

🤦‍♂️

funnylike

I’m currently signed on a contract for my first house for new construction that has gas heating. I have not lived in a house with this before and this entire time have been battling the anxiety of it even with detector. The house, location, and price is all everything I could dream of. Any advice on what to do in this situation?

like

Might be a little rebellious tonight and door dash some fast food 🥴 tell me what I should get

likefunnysmart

I wonder if this Russian vaccine will cause mutation which will give people super powers🧐

Post Photo
likefunny

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal