Credit card debt.. Anyone? How bad? Give $$ amount, level, years post grad.

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Posting as :
works at
You are currently posting as works at

"I actually have a credit score of 800. How you doin?"

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0, M, masters. Veteran... I've heard so many stories of people bragging to me about their quarter of a million in student debt and 80k in CC debt. No thanks. 0 on both. You'd think I'd be a chick magnet... But I can't exactly open with that can I? 😁

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$0 - Like, really... math is not that hard. You out of money? Stop spending.

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Zero on both. Never cc debt, and paid off student loans first year out of school, Who carries debt? Math is not hard folks.

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$0, just graduated, 6 credit cards including chase sapphire. I don't understand how anyone accrues credit card debt. Just spend it like its a debit card, the interest rates are ridiculous to allow yourself any debt

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Credit card debt is for retards. Unless it's from some extraordinary spending like medical exp.

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Only if it's 0%. I've got about two weeks net pay on 0% deals because I'm doing house projects and like cheap money. Otherwise, absolutely no revolving a balance. It gives me the ability to say "oh, fuck this shit" at any moment and leave a bad gig.

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$$0... If you have any debt that isn't supported by a zero interest rate you're doing something wrong... Really wrong...

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Damn. You peeps got it together. About $18k here, 8 years out of school. I've admittedly done a pretty terrible job keeping my spending in check. Bought my finances engagement ring on my CC last year and paying for a lot of wedding stuff this year. Trying to reign it in asap

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0 credit card debt, senior associate, done with my masters 3 years ago and then joined my first full time job as a consultant. And yes, any educated person should never have a credit card debt unless it's 0% apr, or for some emergency. There are better ways to borrow and save money than using a credit card at insane apr. D1 and A2 said it right. I've 8 credit cards, got guest one about 5 years ago and never paid a penny on interest.

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Way to keep it real EY3

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Lol, I think in some bars, certainly when I know they are full of consultant hotties that might actually be funny enough to work. Thanks, 808, but who's counting

Any credit card debt*^

$0, consultant. No major debt (beside car loan). :)

@veteran, pretty easy to not have student debt once the government has paid for undergrad and grad school... Thanks for your service...

$0, analyst, 1 year post grad.

... Welcome ...

210 dollars current balance 4 years out

$300. 5 years out from masters degree. I just use the cc for big expenses so that I can earn points and redeem for cash into my checking account. I usually pay off the entire balance every month.

$0, SA, 2

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