Decided its time for me to live alone after living with roommates for years, and want to move in a few months.

I live in a HCOL city and am not in a financial position to purchase a home here just yet. There’s the possibility of moving to buy somewhere LCOL short-term as an investment property, but I am hesitant to leave the city. I could also just sign a solo lease and continue for another two years to afford in my area. Thoughts?

28M 150K salary + ~60k assets (mostly stock)

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Go with your gut and don't leave your hcol city. I think you have to think ahead to the next couple years and what you ultimately want. If it is to buy your own home, then can you rough it with roommates for another year or two to accelerate your savings? If you go ahead and rent on your own, it will really slow down saving for your down payment and/or your next money move.

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Dude you have plenty to buy a starter home in a HCOL

Yeah unless I want to buy a trailer 2 hours out, most starter homes are around $1m

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