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My play for next week:
Sell the SPY 200 puts since the market would plummet. Look for opportunities to buy back, probably when the stim bill passes. Would love to hear your thoughts on it

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The only thing I truly care about is money and I’ve tried hard to not be this way but I can’t help it. My parents came from nothing and I refuse to ever “feel poor” again

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Hello fishes, will be really insightful to understand cost of living in Doha for a single person. Rent + food and other expenses manageable at 8-10k QAR/ month?

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Hey Fish Fam! I wanted your advise on where to invest in property? US or India? Can you please help me with pros and cons of both?

Is it worth it to get someone to do your taxes as an associate (vs. using TurboTax, etc.)? Rising fourth year if that changes your thoughts.

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First time participating in ESPP this last period. I received a heads up email that Morgan Stanley will get in touch to open a broker account, but not heard from MS themselves. Anyone in a similar situation?

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Are y’all waiting to do a mega backdoor Roth to see what they do about build back better this year or just moving forward with it?

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I’m looking at investment a portion of my portfolio into alternative investments. Maybe around $30k to start. Anyone have recommendations or experience with Alt investment vehicles? (e.g., crowdfunded startups/real estate, PE, VC ETFs)??

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On a credit file, do multiple credit cards from the same issue count as multiple accounts or is that issuer counted as a single account regardless of how many cards

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Does anyone have any good mortgage broker recommendations that will help find a way to not pay PMI?

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How long does it take to make at least $300k per year if you are in-house?

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Looking for some therapy, frankly. Somehow I've tied my self worth to my salary over the years. About to take a pay cut and having trouble accepting it, though I know extra time and overall balance will be worth it. Help!

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What’s a “true lead” in apartments.com. Im curious if they’re interested in our property or if they’re leads based on preference.

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Best high yield savings products?

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Why do 403b have such I fees? I almost want to stop contributing all together or just minimum 6% to meet the match. Possibly just rely on the pension but what if it’s underfunded when I retire?

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The lease on our existing bmw 430i ends in August. Looking to buy model 3.
1. When should we place the order?
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3. How much should we put down initially?

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

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Has everyone really lost faith in LTC? It seems that nobody is talking about it, and it’s not on anyone’s top holdings list (on FB) 🧐

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Any men’s haircut recommendations in the 14th & U area?

Just got fired.. any opportunities out there in North America.

Strategy consultant, manager level ; experience in consumer markets: I heard technology sector is hiring. Open to relocation

What can I expect from a recruiter call tomorrow? Anybody know the lengths I need to prepare?

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Worked in Financial Services and Wealth Management for 12 years. CFP working in the banking channel and completing my MBA within a few months with a focus in Mergers & Acquisitions. Really can’t take the stress and compliance involved with being an Advisor anymore I’m losing hair everyday. Any suggestions where to go?

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What's the best luxury points hotel in Kyoto? Deciding between the Suiran Kyoto and the Ritz.

Current Titanium member, so considerations are service, hard product quality, location, and elite recognition. TIA!

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Paris hotels… which would you prefer?
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Help! I told my SO I’d let them know before I go to bed tonight. And I have totally procrastinated.

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Anyone with two full time roles run into the issue of having conflicting meetings? What do you do?

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M here. I don’t know what it is genuinely that I’m doing wrong. I get barely matches on dating app; I don’t have the shiny muscles to show off on the apps, a 7 or 8 looks wise, great personality, and can easily to talk to anyone. I don’t know how to take the conversation out of the friendly zone to make a girl realize that I want to be sexual with her. Especially F 🐠s, would love to hear your POV on this as I’m sure you’ve encountered guys like me before. M 🐠s, let me hear your take too.

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Any Insurance Broker Account Managers in Oklahoma (Health/Life/ Employee Benefits)? Would you be willing to share your salary information and any information about your work load/the amount of groups you manage and their size as well as your years of experience? I’m trying to determine if mine is comparable to what others receive. Thanks for any insight!

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Happy Hump Day... now go kick some ass!

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For the noobs - remember if a stock goes up quick, it can go down quick. Good day to buy more!

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Going to join CitiusTech. What we can expect in welcome kit???

Can I join in Nokia R&D unit for java, spring boot backend developer role considering current situation of layoffs in product based companies ?

Exp - 4 years
Tech stack - Java, Spring Boot, Microservices

EPAM Systems Cisco Nokia Dell Deloitte Deloitte USI Deloitte India Infosys Cognizant KPMG EY PwC Verizon Verizon Media Ericsson Huawei Technologies

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Hi all, I am early in my career in Tech. 23 years old but very concerned with CA rising housing cost. I’m based out in the Walnut Creek area but understand that houses go 2Million+ in the Bay. Thoughts on getting whole life insurance and taking a loan out against around age 35? Thinking I can leverage an aggressive savings approach this way and use the FHA loan. Any ideas? Pros/Cons to this?

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Hi can someone give me an estimate of what a pediatric occupational therapist should be making in a city with a high cost of living. No benefits. Between 30 to 40 billable hours, documentation time unpaid etc. Independent contractor role. Practicing for over 5 years.

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Make 450k as SC at KPMG. SHOULD I EXPECT MORE AT PWC?

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Hi Fishes.. 6 yoe in SAP SD, i got 2 offers one from Wipro14 lpa role tech lead and other from Infosys for 16lpa role consultant.. i feel in Wipro the role is good but package is very less and in Infosys the role less for my experience and package can also be revised.. what can i do.. need your valuable inputs if i can negotiate with anyone of the company or which i can choose.. TIA.

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One thing they don't prepare you for when you're getting into advertising is the extent to which being a cheerleader propels you. I'm not a misanthrope, but I'm definitely not naturally wired for cheerleading and it for sure has had an adverse impact on my career.

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Best happy hour in the Dupont/Logan/Shaw neighborhoods? For a date. Please and thanks.

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Additional Posts in Consulting India

Hi,
Currently working as Tableau Developer with 2.5 yrs of experience with ctc around 4-5 lpa, how much can I ask for my next jobs which am applying for same role?
Any suggestions?

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Anyone looking for referrals - can dm me / comment here.

Has anyone made profit in long run (2+ yrs horizon) by doing FnO?

I am thinking to altogether quit FnO and would invest only in Equity now onwards. I trade sometimes (now almost 4 yrs) but feel that in long run it's a zero sum game if not profit.

I know that seeing technicals and investing accordingly would get me profits but i think that doesnt apply in a longer horizon where emotions and fear outshadow these in real life

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I have only few more weeks to my LWD. I attended interview for 5 companies all cleared, but only 1 offer in hand, which I am not satisfied with. Others never came back with salary negotiation/confirmation. They just ask the expected CTC and never get back with update. It's a painful wait and demotivating. Do they come back or am I just waiting for nothing? My expectation is not out of the box too. Please suggest?

What to do when you have lost complete interest in the job/domain

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Do you think Recruiters and HRs are stressed out due to the current market situation and high attrition rates???🤔😟
I’m just curious to know😋

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Hi Fishes, I have offers as provided below:

1)
Societe Generale - 17.5 fixed + 4 variable + 1.5 JB
2) Quantiphi - 21 fixed + 1.5 variable + 1 JB

YoE - 4 (CCTC - 10.11);Business Analyst role.

Quantiphi offer is way higher but am concerned that it's a fairly new company and don't have much idea about the company.

Could you please provide some insights to make a decision? It would be much helpful!Societe Generale Quantiphi analytics pvt ltd. Société Générale Quantiphi Quantiphi, Inc

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Is it possible to under report your work experience and still clear the BGC? The reason why i am asking is due to my experience(20 years) my profile is not getting shortlisted for interviews.

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How to increase negotiation skills ?

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Hey Fishes / IBMers

How many years it takes to get Band 9 from Band 8 and how much is the hike we get during promotion ?

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I dont know. Im in dilemma to join IBM. Really not sure why. Might be like I dont know anyone who works in IBM. So I'm not aware of work culture and other things. Please provide ur suggestions. I have 5.7 yrs experience. Planning to work in future company for 2 yrs or 1.5 yrs or may be changed based on the project scope and teams. I have offers from Accenture and IBM. Accenture is providing 12.04 fixed and Vp 21% JB- 2lakhs IBM offers 15.2 without gratuity JB- 1lakh

IBM IBM iX Accenture

Hi fishes, Recently I have switched to new company with below offer letter. Can you pls let me know the tax saving ways.

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Hi Fishes,

Kindly do let me know to refer my friend (2018 passed out B.E(CSE)) for any fresher opportunity.

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I had recently joined a big software security company located in Bangalore (I'm working remotely from NCR till October). There is too much work, timing is normally more than 12 hrs, everyone including manager remain online till atleast 11pm. Sometime he pings too.
I'm overwhelmed by such load of work. I became father last month only so life balance seems tripping. I'm supposed to relocate to Bangalore in Oct, what should I do? Need help sharks.

TC 33 LPA, 8.5 yrs

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What max fixed ctc Accenture can offer to 8yoe developer (AM role)

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Looking for a referral at A P Moller Maersk for senior platform product owner warehousing. @maersk

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Hi Fishes..need option..

Current CTC in Tata consultancy sevices 16.
Getting offer Genpact 29.
Gettin offer HCL Technologies 31.
As a retention process from Tata consultancy sevices - getting confirmed UK onsite for a long term Visa on immediate basis. No salary revision.

YOE - 11.

Which one should I prefer?

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