Do you rent or own your home? I want to buy property so bad but I'm not sure if I can afford it with my current salary.

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Whats your salary

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Many calculators online for this specific purpose

I own. Hubs and I were approved for $400k in 2021 when we earned around $102k (total house hold income). The current interest rate is what is adding too much money to the monthly payments for people.

Right now, rates are quite high. I want to buy as well, but I am wary because even if I could qualify with my income, the interest rate wouldn't work for me. I would wait until rates come down.

Related Posts

I make $101K base salary as a Consultant/Specialist at Accenture Federal in Washington, DC. My husband is a teacher making $55K. We’re getting by with our mortgage and regular student loan payments, but it’s not enough to do much else. We also want to start a family in a few years. What move could I make to hit $150K base? So many of you are making unbelievable amounts… I don’t know how to keep up.

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Anyone else feel like the markets always conspire against them? I.e. I have a “fun money” day trading account and bought two stocks about a year ago. Sold them because they weren’t doing anything and I found a more attractive investment and then they’re up literally 60% over the next three days after a year of 0 movement.

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I am sick of being a realtor! I've been trying for 5 years and have only sold 3 houses. Where I'm from (small Southern town) nobody is buying. Most people's families already own homes and it's just a bummer to see all these nice houses deteriorating over time.

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Hii sharks 🦈🦈🦈🦈

Can anyone of you please help in calculating how much will be my income tax per month(I am availing the Old tax regime)? Different IT calculators show different figures, not sure which is correct :(

And as for the interest amount in the Savings Account and Fixed Deposits, do both fall under "Income from Interest"? Or under "Other Income"? Or does Interest amount in Savings account fall under "Interest from Deposits - 80TTA"?

The figures are given in the screenshot 👇🏻

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When settling with a title company plaintiff on a subrogation claim, have any foreclosure defense counsel received settlements over and above policy limits? What is your typical settlement range? How has settling on your subrogation claim negatively affected your counterclaims against the mortgage lender if at all?

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I’m looking for a real estate agent in South Florida to help my buy a house. Must be an aggressive negotiator. Any recommendations?

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Anyone have a recommendation for financial/tax advice? Hurting in the 60% tax zone right now (100-125k) and need some help to work through options eg more salary sacrifice, pension etc… thanks!

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I finally decided to invest in cryptocurrency but not sure how and where to start. I am looking to invest from a long term perspective (5-10 years).

Are there any low risk steady increase options or is the whole crypto currency a high risk game?

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Anyone taking profits from UVXY and VXX or still holding?

Shoulda just sold my stocks to pay my taxes instead of holding and using cash 😂🥲. Same result - except now I have to hold longer

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What do you guys think about future of NFTs on smaller chains? Thinking primarily about Avax and SOL. Do you they think will blow as well when people understands there are alternatives to high gas fees on ETH? Or will everyone stay on ETH because there where the mainstream is?

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My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

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Received less salary this month also. (Same amount as last month)
Why is this happening? Too much tax 🥵

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Is BRK-B a buy right now?

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My lease is expiring and a friend wants to buy the car . Anyone do this before ? I guess I would have to buy it and then sell it to them ?

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Kpi reply krta b h is group me
Techm need NPS account from kotak only
How to open a new one.

What should be the approx in hand?
CTC: 14lpa
Fixed: 12.8lpa, Variable: 1.2lpa
80c: 1.5L
Std Deduction: 50K

Apart from this, also let me know how else I can save tax.
Thanks a ton 🙏

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1.2x Amex points to Bonvoy points transfer program. Worth it?

Best way to get a home improvement loan? Any red flags/tricks to know? Is it worth it if o have the cash (would wipe out a lot of savings). Kitchen and removing walls is about $80k

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Why don’t I just own tqqq and spxl? I can’t assume market will go down 33p and wipe me out

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More Posts

looking for a SPM role in honestly any industry, trying to leave pharma. drop a link if you’re hiring!

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Referal required for Amazon - London - Data and Analytics jobs
Could someone please help me?

Also please share the expected salary range and band in Amazon for YOE - 11 YEARS 5 MONTHS
Thanks in advance.

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Need referal for Atlassian

YOE- 11

Tech stack - Full stack lead

Want to move to leadership roles.

PS5 Owner here, looking for my next title until God Of War comes out.

My favorite genre is action adventure, I particularly loved Horizon 1 + 2, Last of us 1 + 2, God of War, Jedi Fallen Order.

I also enjoy some RPGs, I thought elden ring was okay but have previously enjoyed the fallout games.

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Is Canada visa initiated for anyone in TCS

Is there some specific time when visa will be initiated for Canada

How is Arcesium llc dxc company to work for? Should i join them as. Tech lead frotnend. I have 7 years experience? In adobe i am sde3.Arcesium

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Is CTC of 6 lpa(in hand) ,at 26 and 3 yoe too less?
PS: Ofcourse I am taking opinion for someone else not me 😅

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@GSK can anyone tell me about Haleon? Good company, culture, salary/benefits? Seen some open roles and I’m curious.

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How safe it is to join Amazon (non-AWS) non-tech role right now leaving current relatively stable job?

Amazon Amazon Web Services TD

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How does one decide whether to buy in a normal brokerage account vs. Roth IRA?

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What did you do with your RSU’s after it vested? Did you keep it or was it sold and reinvest to another stock/fund/etf?

2-1 TA Midday update (SPY, CRM, AAPL)

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Had consensus for my counselee today. What is a 3+ and a 2+ rating? Never heard this before. Will it really translate to a quantifiable amount?

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Deloitte 🐠: any insights into reasonable signing bonus expectations? Starting the process with the Government and Public Services group...

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How do you discuss deals that are still in progress (for interviews) without giving away confidential information?
Particularly a buy-side deal, bidding rounds are still in progress

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Current REMOTE employees. What virtual team-building activities has your company done to bring everyone together and keep everyone engaged in a virtual setting?

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Anyone work at or know of firms that have data engineering roles? I discovered the world of design services and they seem to do the general type of work that I think is practical and useful. I'm love to find a firm that works with the public sector and social impact organizations, but can't find any that have data-related roles

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Additional Posts in The Miami Bowl

I’m looking for a real estate agent in South Florida to help my buy a house. Must be an aggressive negotiator. Any recommendations?

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Any run clubs in Miami? Ideally that meet on weekends.

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Come out folks, freehold Miami in wynwood. Packed crowd

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Who’s going to freehold tonight ?

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For all the nerds and anime watches in South Florida, there will be a mini convention this Saturday at the Miami Airport convention center. The major one in south Florida is Super Con which will be July 2023

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Anyone in Data Analytics / Science/ Data Insights in this bowl?

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Does anyone from the northeast regret moving to Miami? I’m from NYC. Mid 30’s, single. Don’t know anyone in Florida except for 1 friend in Orlando. Trying to get a gauge of how things are down there before I move.

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Pizza on deck

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Anyone here work at Publicis as a senior copywriter? Would love to hear your experience. Considering applying to the open role

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Honest question. Why did you guys decide to move to Miami? I really thought people from other cities hated this city.

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Any real estate experts in the house? Thinking of making a move to Miami from Jacksonville. Jacksonville real estate is still pretty inflated and hasn’t really come down much. Is real estate in Miami following the same pattern? Or is it expected to deflate with high interest rates?

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Im a student getting my prerequisites for nursing. Anyone else?🙋🏽‍♀️
I was very content with my choice until ive heard so many nurses leaving their carrers and all the negative connotation attached to being a nurse like working like 🙆🏽‍♀️ and barely being able to pay their bills. Any advice? Pointers?

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Any good office Christmas parties this week to crash in downtown/brickell? (Thinking more of large corporate parties and presumably with open bar).

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anyone supply chain company hiring 👀

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Any art basels recommendations for this Sunday and Monday ?

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I’m outside, here’s the menu, everything free !!

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Looking for a referral to a position in Miami or remote. Know it’s a tough environment but is anyone hiring? Ideally fintech or wealth management but open to anything! Background: analyst in private wealth management, am skilled in business development/project management/client relationship and portfolio management and am fully licensed.

upliftingsmart

Just want to drop by to say that The Sylvester is the best bar in Miami.

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Looking for a roommate in Miami to sign a lease with starting in January or February. Looking to sign a lease for a 2 bedroom/2 bathroom in a luxury building in Brickell, Downtown, Edgewater, or somewhere similar. I am clean, quiet, and respectful. I am a strategy and finance professional in my mid 20s (ex-McKinsey) who will be in the office 5 days a week. 

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