Does Amex Premier Gold make sense if first year fee is waived and points bonus is 50k?

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

Today I lost out on a house because my offer of $90k over the list price was beat out by another bid. Everyone else having an equally crappy Monday?

My partner and I bought our home back in 2020. We got a good deal, low rate. But we want to move into a more spacious SFH. However, as we all know this market is crazy. Everything we want costs $620k+ and bc of rates it makes our mortgage estimates $3500+. We are currently paying $2k. And it looks we need to sell the house simultaneously as look for a new one or our contingency isn’t as attractive. I know it’s based on personal circumstances. But what would you do? - not move, sell and buy?

Hi there can anyone tell me what a day in the life of a health unit coordinator is like and is it a step up from a regular CSR job or lateral move?

How do folks effectively save for a house down payment and max retirement?

How serious are the independence/investment declarations while joining Big4’s in the U.K.
My parents have a couple of minor investments in the stock market. Do I have to include my parents investments even if they are citizens of another country and invest only within that country?

Looking for some advice as I am considering relocating to US. How difficult is for HR professionals to get a work visa? I think from what I read I qualify under eb3 (no master yet) or h1b. How do for do about looking for positions that sponsor your visa? I'm in the defense sector and have previously healthcare and financial services experience. Also worked in global matrix organisations with US teams so know the culture quite well. Any help is greatly appreciated.

VOO. I predominantly use Schwab’s robo advisor and have consistently been 8% below S&P 500. (1) based on the historical performance of VOO, am I better off shifting all of my retirement and brokerage accounts to VOO? (2) how do I do that? How should I go about this? Liquidate all my robo advisors and then buy VOO? Hope you all don’t roast me too hard!

Taking a gamble here. 25 OXY $16Cs for 4/9 and 25 OXY $17Cs for 4/9. $0.20 and $0.08 respectively. Very high risk but have gains on other OXY trade that I don’t mind risking on this.

EY folk - when are bonus amounts announced? Thanks!

Can you choose to pick LIFO or FiFO during crypto tax filing team? Coming up on 1 year of buying my first few hundred eth, but want to ensure that I do FIFO to get the lower long term capital taxes

Hi All, how much should I expect to pay for someone to do my taxes for me? (Ball park)
- fbar
- state
- Federal

Also I moved out from MA in February so not sure if I'd also still need to file in MA?

What's a usual amount of time that you have to stay somewhere in order for your RSUs to vest?

What’s the best credit card for a married couple who shared finances? We were thinking American Express but kind of lost.

Thoughts on Amazon credit card? I’ve been hearing about some good perks, but not sure if I should go with something like AMEX/Chase instead

How to know the GGID for checking final settlement payslip

Do anyone of you subscribe to the motley fool or any other stock advisor tools? Recommendations and thoughts on how useful they are?

what you buying?

Just started IB. Prior to this I was in valuations at deloitte. Today I worked 11 hours and im getting texts from coworkers now. I already feel burnt out. Can someone help guide me and explain to me how people do this?

I’m in FDD… I know I signed up for this but there’s something about the anxiety that comes on a Friday knowing that we still didn’t get access to VDR .. and how that anxiety grows as you enter the long weekend knowing that access can happen at any minute (or not) and you have to tippy-toe on the idea of potentially cancelling on your memorial weekend plans. I know the unpredictability of our job but phew 😮‍💨

Have been having really stressful and vivid dreams since quarantine started. A few dreams have even been insanely disturbing. I’m on Zoloft & Wellbutrin. Therapist thinks it’s not related to the meds. Anyone else experience this and got through it? CONT’D

If I’m right on the cusp of hitting the contribution reductions for a Roth IRA for 2021 (will potentially have a greater than $125k AGI depending on bonus amount, but likely won’t exceed $130k), what should I do? I can fully find the $6k right now to a Roth, fund like $5k and then wait until June when I find out my bonus amount to decide what to do with the rest, or should I just do an IRA->Roth conversion just to be safe?

What’s the general guidance on the order to maximize retirement contributions for tax benefits for an normal individual and for a self employed/small business owner before moving to taxable accounts or alternate vehicles like cash value life policies?
I’ve seen for individual: match trad 401k->match roth 401k->max roth IRA->max trad IRA->max trad 401k->max roth 401k->max HSA
For self employed: max SEP IRA/solo 401k->max roth IRA->max trad IRA->max HSA

Of course situations differ but in general?

Who are worse: Altima drivers or Dodge Journey drivers?

Do you talk about work with your loved ones? Do they resent you for it? I have no idea how to create a work/life separation

Has market correction happened for L7s? What is the avg fixed component for L7 and L8 after market correction.

Talking about D&S and C&I

Hey fishes,

Need referral for data scientist 2 role at mastered

It would be great if anyone can comment on ctc part.

Thanks in advance😊

How is the hike and bonus guys

Anyone else work on Medicaid projects after coming from commercial and amazed at how dysfunctional the operations are?

RSM 11/1 raises post your comp below

1. City/region
2. Level
3. Performance indicator
4. Raise at 8/1? If so how much?
5. Raise at 11/1? If so how much?

Hearing mixed reviews about RSM’s accounting advisory group. Can anyone in the group please share their experience regarding 1. Overall happiness with the group 2. Positives 3. Negatives 4. Hours 5. Anything else 6. Level

Does RSM have a monthly reimbursement for cell phones at the staff 1 level?

Totally disinterested in tax, have 2.5 years experience and masters in accounting. Banking and finance jobs for about 3 years before I got into accounting. I don’t like the stuff that comes along with public, such as time tracking and hours goals. A transfer to audit is low on my priority list (also tough to pull off). Just started actively looking in industry, but fear that if I continue to stay in my current position, I will get pigeonholed into tax only positions in the future. Cont...

When you only stay in accounting to pay off your loans, but hate every single day...

How do you deal with a coworker you just simply don't like as a person?

Have you guys ever joined a client’s townhall?

Any recs on standing desk converters? Already have a desk so looking for a converter to put on top. Firm is allocating budget for wfh equipment.

Lowest paid manager you've heard of? I know a buddy making $99k at D.

Anyone afraid to take vacation in FY18, for fear of missing utilization? 🙋🏼🙋🏼‍♂️

Buying vs. renting a house - How do you decide when is good to buy? By renting I should pay 3-3.5K per months. I am married w/ no kids.

I’m so bored during this pandemic, I’m starting to consider having kids at some point.

What is a great way to make mentors during r WFH period? I’m a new college hire and would like to network and form mentorships in the age of zoom/webex

Need suggestions for Pre made low carb meals while traveling?

Do any of the top consulting firms hire into the Engagement Manager level after an M7 (if they had manager experience elsewhere)? I know MBB probably doesn’t but what about other tier 2 firms after that - and asking for US or Canada

CAIA vs CFA?

I have been tagged for this project that doesn’t start until June 10th. My utilization is going to drop significantly but at the same time the deployment team cannot present me elsewhere. Ugh!

Love the discussions on here especially w the perspective that anonymity gives us the opportunity to voice extreme positions and polarizing disagreements that may not have been said in normal settings

Any book recommendations for the summer vacation season? What's your favorite book over the last year?

EY folk - when are bonus amounts announced? Thanks!

When they say utilization doesn't count for the month of May/June what exactly does that entail? I'm assuming being on the bench for those months will still show on personal utilization reports...

How many close friends would you say you have in your city? (People you’d hang out with every week or two weeks) Name the city too!