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You should probably skip frozen meals and start eating fresh food. All frozen dishes are loaded with sodium which could adversely affect your health. Eventually all your money may go to medical bills
It’s called living below/within your means. You’ve realized the things you can and cannot live without. Just as someone above mentioned, as long as you are saving for retirement and are able to pay your bills, then you’re doing good. You don’t need to have all the designer stuff or take lavish expensive vacations. Just live within your means and do what makes you happy and worry less. It’s better to have extra savings on hand for sudden and unexpected expenses then have nothing because the newest hottest item was purchased. But thats just my personal opinion.
What city?
It’s easy to be in that train of thought. As long as you’re not going broke on groceries and laundry (as opposed to gambling, travel, and other frivolous expenses), I don’t think a proper meal and dry clothes are worth cutting back on.
As someone who grew up with a dad who had the Depression Era Mentality I can relate to this for sure. "Why pay someone to fix it if we can figure it out?" "Save those used nails because we can use them later on something else." When you grow up this way it can be hard to spend money.
Save at least 15-20% of salary for retirement, Emergency fund, etc. (More if you want to retire early)
Avoid debt as much as possible (except mortgage is OK) by saving for big purchases so you can pay cash.
Do those things, and then live your life.
As others have said, buy good food. This is so important. It is a big part about why rich people live longer than poor people. (not the only reason) Food impacts everything from physical to mental health.
Skipping the dryer is fine if you are "helping the planet" but not doing much if it is just to save quarters.
I am not saying you should go on a spending spree and buy a bunch of junk, but just live your life and don't skimp on necessities.
Absolutely nothing wrong with eating frozen meals or skipping the dryer. As long as you’re investing for retirement, you’re doing things right. There’s people making less and spending more, there’s also people making more and spending less. There’s no right / wrong way to adulting, what matters is not making yourself miserable
Understandable if in a VHCOL, otherwise I’d evaluate your spending
It just means you are being financially responsible, you are not doing anything wrong. It’s a good trait to have.
However, It doesn’t get any easier, especially if you decide to have a family and kids. Part of being an adult is prioritizing what is important to you and allocate your resources wisely.
Nah, I don’t think you’re doing anything wrong, and you certainly aren’t alone. In this economy, you can’t be too careful—the job market is tough, and layoffs happen every day.
Rising Star
Yes but it’s only because I live in a HCOL. 6 figures is barely anything