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Has anybody transferred 401k to RRSP?
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I'm wanting to know what people think is better. Kaiser or ucla health for working as an admin staff. Ucla seems to have good pay from what I see on the job descriptions but kaiser only shows pay grade. Ucla has pension and a raise it seems every year. But I was alao told kaiser offers a dollar each year as a raise. I want a place I can grown and stsy Long term. Any one have any insight on kaiser and what they offered.UCLA Health Kaiser Permanente
Rising Star
What is Op Transfer Pricing
Hi fishes, good day to everyone
Need your inputs about the company Redington india ltd.
Position offered is cloud solution architect on AWS.
Please let me know how is the company in terms of job security, work culture, hikes etc.
Your inputs would help me understand more abour the company.
Thanks in advance
Redington India Limited
$1000 says this didn’t happen. 🤣 😂
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Rising Star
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Chief
Spoken like someone who has enough money to do what they want
Rising Star
I agree mck1. There comes a point at like ~150k base where you can afford a decent lifestyle and do what you want when you want. Anything above that is really diminishing returns. I have really come to this opinion through the pandemic and valuing what really matters
I didn’t grow up with money either and I’m paying for it now with student debt. Everyone thinks I have it like that just because I went to a top school and work in consulting. It’s not that simple. I’ll be glad to take your money.
401k is not your now. It is your later. People who don’t plan accordingly for their future are selfish, as they are more likely to become a burden on someone.
So I get what your saying, but keep an eye on that 401k. If you don’t need the raise or the promotional increase, bonus. Take the extra, and put half away for later, and donate the rest to a meaningful charity.
Yeah I think I know what you mean. When I first landed a big job it was all exciting - hotels, restaurants, clothes, etc. Now a year or two later, just this weekend I was thinking of what I could blow some stacks on and literally nothing exciting came up...It seems I need to spend more and more to get the same kick. I used to get a kick out of just some rando $100-$500 stupid purchase, then I got into like $2-5K furniture or weekend vacations....now I want like 10K or like 50k to renovate the house and well its boring when you need to save up a bit for things.
But in terms of happiness - totally agree - I don’t get the same emotional rush. For happiness I’m looking at health, personal growth, and giving back as a source vs buying some stupid overpriced French wine. I’ve been thinking a lot about sustainability and how I might be able to help. It’s honestly more rewarding. Either that or sharing/helping others.
Money is shallow and it’s not going to full the void...
So why don't you give it all away?
Its a sideffect of a weaker dollar too.
There just isn't much need to work in today's society.
We give money away, or lend it at low rates, and then inflate our Portfolios.
We say 'oh you're lucky. you have enough money to do what you want'
So do a lot of suburbanites. They have much cheaper houses, they live more modest lives with lower incomes. But the vast majority of America has a roof over their heads, a steady income, and gets by.
Once you have that small lil house in the burb, and free education through HS for your kid, and a job that covers some healthcare for you and fam, what more do you really want to work for?
Personally, I want to work so I can retire quicker. And technically public school isn't free for everyone. Depending on where you live you're paying for it through taxes.
I’ve been feeling that way too but that’s probably also the pandemic talking (you have a job that hasn’t been affected by the pandemic so you’re financially secure, but you don’t have many of the “perks” you would normally enjoy with a higher salary so it doesn’t matter to you right now)
That “relatively more money” is keeping away from sadness my friend
Pro
I grew up with enough to buy for myself and for my parents. Yet, I worry about how I will survive after 70.
I could take most of it
Google hedonic treadmill
Diminishing marginal utility
Chief
You’re getting yourself security. What if you lost your job tomorrow? The more you have, the more security you have, unless you’re rich rich, which it doesn’t sound like you are.
I need to earn that much first to feel that way
Seeing family and friends get cancer in their 40s and 50s.. you realize that working yourself to death at the expense of spending time with loved ones and experiences for more 💰 is not worth it. I’ll keep my low maintenance lifestyle, thanks.
Rising Star
You literally are experiencing in real time the established wisdom that researchers into this area have settled on. There exists an income point for most people in which the marginal increase of happiness associated with more wealth/income is negligible (or for some people actually declines).
So long as you’re able to avoid the aforementioned hedonic treadmill, you’re in a great place and can focus your efforts on other life priorities. Be grateful though, a lot of people never get to this point in their lives, either due to ever-increasing “needs” or flat out don’t make enough.