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Hey! PwC Deloitte Accenture EY KPMG MBA degree (if it really matters) 3 years in a smaller consulting company, 2 years leading Global and National expansion for two companies. 5 years working in banking and wealth management. Currently a Manager leading the wealth management strategy.
Currently in Georgia, open to relocation to Texas or New York if needed but would really appreciate guidance as well as a referral. Looking to make a pivot back into the industry I have a passion for.
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Bowl Leader
If you get a vehicle reimbursement oppose to a fleet car then be sure to stick to the minimum allowed vehicle. You are going to trash the resell value.
Get a credit card that gives you cash back. This way you get compensated for carrying the interest of your employers expenses.
Find a hotel chain and always aim to use them. Same applies for airlines and car rentals. This way you can maximize your rewards.
Join restruant loyalty programs. Landry's has a great one.
You are not gaming a system. You need these offerings and services to do tour job. The merchants need your business and give you motivation to use them.
Gaming the system is a separate conversation.
Do the right thing and long term you’ll be blessed with more vs trying to game the system.
Bowl Leader
Check out r/churning, which would maximize your ROI on credit card spend if you're using it for company expenses. Farming out welcome bonuses is way better than the measly 1-2% return - might require you to do more bookkeeping to make sure your credit score is on point in case you were planning on buying a home
Sorry if that was blunt, I had to stand on my values...I have a better thought, clearly if you’re trying to game the system while you’re at work that means that you’re not getting paid enough. Maybe you could try making money outside of work or trying to replace your job and come with something else so that you don’t have to immorally game the system?
I did not mean for that question to come off as "how can I game the system". My intent was to see if people in similar positions are doing something that I'm not. For example, instead of paying for a hotel reservation with a debit card I have committed to a hotel chain and use their credit card to build points that I can use on my personal time. In reference to my vehicle, instead of driving a truck that gets 19 mpg on the highway I have a vehicle that gets 40 mpg. I don't consider either of these to be immoral and was curious to see if there were similar options out there that I have yet to explore.
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I use my best buy credit card on everything so i gain points. No fancy cars for me. I just drive an older accord cause im too tall for small cars and team no car payments.