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Rising Star
19.5K Roth 401k + 6K Roth IRA = 25.5K
But as IBM1 said, the Mega Backdoor after-tax Roth potential above the Roth 401k contrib is 37.5K minus employer match (which goes into Trad 401k category)
Nope Deloitte does not give the option to transfer
:(
Where are you get 25.5K number from? Standard Roth IRA limit is 6k and mega backdoor (if able) gets you up to an additional 37.5k.
Chief
Sounds like the extra amount they are personally trying to save perhaps after maxing out 410K and IRA?