Every day isn’t a win, but if you can control your losses with stops and have a good hedge, it can help balance a down day.

Maxed out Roth IRA contributions when I wasn't eligible for 2021 (got a salary bump mid year). Do I need to recharacterize? It's a very small account that's been open for only two years. That's the only IRA account I own. Do I need to open a traditional IRA and roll over 6k + realized gains into that account and keep the Roth IRA. So confused how this works and got conflicting information from Merrill.

Is anyone planning on trading water futures?

Decided to payoff my mortgage.

Do you think there will be another housing bubble burst in the near future due to COVID? Assuming relative job security, would that be an opportune time to invest in Manhattan real estate?

What is the most difficult part of buying a home for the first time?

Can someone explain the LTA policy? What happens if I don't claim any travel bills? Can I claim it as a taxable component monthly?

I consolidated grad loans in ‘15, kept federal separate from private (w SoFi @6.75%). Can I refinance w SoFi or w Earnest? Should I combine the federal and lose the protections for better %?

My wife wants to move out of state. I'm in my 6th year...500 clients and finally starting to make some money. How bad of an idea is it to sell my book and buy a book in a new state?

Question about what to do next. I’ve maxed out everything—401k, HSA, IRA, backdoor Roth 401k. My bills are all paid. I’ll probably make about 16,500 more this year to do stuff with (ie money that isn’t going to taxes or insurance or anything). What should I do with it? Crypto? Set it on fire? Get a hair transplant?

Does 401k company contribution % change as you get promoted?

Planning to move to NYC in the upcoming months and want to prepare myself for the competitive apartment market. Is there a need or benefit to having a guarantor if I meet the 40x salary and credit score requirements?
Also would love any other suggestions or tips!

I recently was let go (in lieu of accepting my two weeks) and I should have received my March expense check by the end of April per the employment agreement (submitted the report April 1, let go before mid April). I have emailed HR but haven't heard anything. I've got a feeling someone at the top is putting a hold on it.

How do I get my money from them? It's a few hundred dollars

Sorry if this isn't the right bowl for this question - I've checked a few.

Tax loss harvesting question- I have a few underperforming investments (stocks and ETFs) that I’m looking to offload at a loss. If I sell them I would be incurring a loss of around 3-5k. Contd.

I’m looking at investment a portion of my portfolio into alternative investments. Maybe around $30k to start. Anyone have recommendations or experience with Alt investment vehicles? (e.g., crowdfunded startups/real estate, PE, VC ETFs)??

I've heard from multiple people about how inflated the assets are and high the P/E ratio is, hence not a good time to invest in the market. Long term investors, how do you deal with this argument? P.s. I understand the time in the market>time the market.

Any advice on ESPP plans? Should a maximize my contribution? It would be 15% of my salary and purchased twice a year

Does anyone have a Wealthfront account? I can’t tell if it is allowed. It’s not restricted and pre clear seems to go through but it’s not a participating broker in the reporting program.

I racked up about $20k in credit card debt due to a confluence of things happening at once (move, school expenses , etc ). I have a fair amount of paper assets but not a much free cash. Assets are down a decent amount with the current market cycle and I’d prefer not to sell them to cover the debt , although they easily could. Any suggestions how to handle the credit card debt without racking up tons of ongoing card interest?

Not legal-related but: thoughts on A Jazzman’s Blues? I loved it. Been a while since a movie has stayed on my mind long after it ended, like this one has. Shocking Tyler Perry wrote it. “Paper Airplanes” is a hauntingly beautiful song.

What are the FinTech Marketing Manager salaries in the states?
Location: Remote
YoE: 3+

Hi fishes. I am having 4 years of experience in Rpa UiPath. Coforge is paying me 21 lpa and 1.05 lpa variable and Ey GDS is paying 17 lpa fixed. Which one is better?

Any experienced hire who recently joined and is questioning their decision?

I have an interview with each MBB in 3 weeks. Anyone willing to give me a really hard case?

I just left my job where I managed a community of 20-somethings and am about to start managing a community of people in their 40s. How different will it be?

If I get laid off, I have a previous colleague that started a cybersecurity company. I would love to get involved on the business side of it. Any pointers on skills that are attractive in this realm for a startup? Would be mostly (if not all) federal defense contracting clients. I’m currently in Deloitte’s cyber risk practice but my background and passion is in accounting and finance, and business operations. Graduated in 2017 so still early career.

Thinking of dipping my toes into real estate and wanted to see if anyone has any books/ podcasts/ courses or even any tips or advice that you wish you had when you got started?

Goal is to diversify my investments past the stock market. Any help is appreciated!

Thinking about going through the interview process at Accenture for a Consultant - Data Scientist. I have 9 yoe and I am currently a Senior Consultant Data Scientist at Deloitte making $113k. The Accenture recruiter said the most she could get for me, if all goes well is $145k and a Manager level is not on the table/no openings. The compensation growth is nice but I’m hesitant I’d be shooting my self in the foot with title/level. Is this something I should pursue? Any advice?

My dad stole my identity a couple
years back and tanked my credit score
- brought it down to like 400. I've
been working towards fixing it so that
my boyfriend and I can buy a house in
the next year or so. This morning, I
checked my score after not looking at
it for a while and I'm in the mid 600s!
Y'all don't know how happy I am
about this lol

I am joining JPM as a VP. Which brokerage accounts are permitted at JP for personal trading?

How do you deal with making mistakes at work? I’ve been doing good work lately but there’s one partner who thinks I’m mistake prone and I just made a mistake on something he asked me to do, but I corrected it quickly. However, there is public record of my mistake.

What’s does “fill the gap” mean??

Hi, What's the average salary for a Intermediate Software Developer in Canada?

Looking for advice: would you stay in partner pipeline at Big 4 or move to one of the MBBs as a principal? I am hearing that with Big 4 getting into strategy more, MBBs will be obsolete soon thoughts?

only buy VIX if you think the market plumbing systems are clogged.

Otherwise your sinuses will become increasingly VIX allocated over time.

Maybe that's ok.

Dipped my toes in some dumbass hype stock - 60 shares of FMCI, planning to sell within 2 weeks

My play for next week:
Sell the SPY 200 puts since the market would plummet. Look for opportunities to buy back, probably when the stim bill passes. Would love to hear your thoughts on it

Anyone else hammering AEO puts?

$CS look past the noise on this one. Could be a huge price turnaround on a 2-3 year life time considering this is a on-off event that has now been priced in. I am going to scale into LEAPS. Small position starting today. Looking for 200-300% in 3 years on this. Was best quarter in years without the archegos debacle and lots of opportunity for rates to rise.

Have a 2/15 call on ghiv. Tanking today, drop it?

Been lurking on this group for a while. I’ve only traded stocks ever. What’s the best way to start with options? Any great video tutorials or websites that can help me understand the basics. I only have theoretical knowledge of options thanks to a derivatives class I did at college.

Everyone’s so focused on Airbnb and Doordash lol. Nobody’s talking about C3.ai though 👀

Noob question on selling puts- I just sold a weekly put that I WANT to get assigned. The stock fluctuate a few dollars a day so I’m looking for a specific price to own the shares at vs entering a limit order. The stock has already gone below my selected strike price by a 30 cents today but I haven’t been assigned the shares 🤔. Is it only by expiration day or am I missing something?

I don’t play with options much, but I happened to buy VERU calls for 2/19 a little while ago and now it’s skyrocketing, it’s up over $1k for me- will it keep going up? Should I just take the profits now and be happy?

Thoughts on buying TWLO under 320 vs. SQ under 240 or neither?

Up 75% on UVXY puts expiring 7/26...sell or is it going to continue to go down?

How long should you leave your money in a manager before pulling for poor performance (I/O is aggressive and horizon is shorter term 1-3 years)? This hedge fund manager I’m using is supposed to be “cutting edge”, but after 4 months my return is 1.4%.

Potential opp on the short side for TSLA?
- X

What are some good healthcare/pharmaceutical etfs that you would recommend?

Are warrants still available on IPOE? I'm having trouble finding the ticker on TD Ameritrade

5/28 Thread (General):

Thoughts on SNAP puts ? I feel like Snapchat is the least utilized social media platform behind IG, tik Tok and Facebook. Yet it’s basically at a 52 week high