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If you have cash that you want to invest. Please consider Treasury Series I Savings Bond (Electronic). Interest is 7.12% right now. While it's not guaranteed that the 7.12% will remain until next year, it's still a good deal.
My SO and I just invested 20k (10k max per person even married).
https://www.treasurydirect.gov/indiv/products/prod_ibonds_glance.htm
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Sabse bada rupaiya

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SP500 all in. Highest risk adjusted return you can get, and any fund has low fees. All the fancy stuff just takes your money 💰
Blackrock Lifepath
Look into the three fund portfolio. A very common mix is:
VTSMX 64%
VGTSX 20%
VBMFX 16%
https://www.bogleheads.org/wiki/Three-fund_portfolio