Fidelity Government Cash Reserves VS FDIC-Insured Deposit Sweep Program for HSA

Anyone concerned with the dip in the market now? Both brokerage and 401k has taken hit. What are different things you folks are doing??

Senior manager and associate partner at MBBKOW how comfortable are you in dubai? Can you afford a nice house, car and generally (within reason) not worry about money?

Assume wife works as manager in big 4 consulting

Trying to avoid paying an accountant, can I actually write off home office space/mileage if I was just permalancing for 3 months last year? Shouldn’t the 7 months of W2 take care of this 1099 shit?

Hey guys, Can anyone please tell me if there is any restrictions on SPI in mutual funds in MS for employees.

Max out 401k before contributing to taxable brokerage? Roth IRA is already maxed out.

My son will be turning 1 soon and I would like to present a gift and thinking of investing on a watch so that it will hold its value 25 years down the lane, any suggestions would be very much appreciated. Budget is around $7k.

Just had my discovery flight and I’ve been wanting to go for my PPL for a while, just not sure I can justify the 15k or so investment in my current financial situation. Would it be really bad to spread my lesson over a period of a few years?

Accidentally overpaid into my 401k (forgot to account for employer match). How can I correct this without getting double taxed?

How much do you keep in the bank vs brokerage?

Folks that got a prenup. How and where did you get it? We have spoken to a couple of lawyers and it simply seems to be a back and forth they want to do to rack up billable hours/complicate the issue. My SO and I pretty much know what we want. We are doing it mainly to protect my SOs inheritance. Looking for the simplest way to execute this. TIA for any advice.

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

What are some good modern/post-pandemic personal finance books you can recommend?

So Becker was supposed to charge me $600 to update for unlimited access since my account was due to expire in March. I called them in December to make payment. Now 8months later...they reach out to me saying they only charged $35. I just checked my bank statement and they are right but i don't have $600 sitting around...What do i do? Thoughts?

Finally I am a tax payer of India.... After 3.2 years in TCS, will pay tax on 8k😂😜😜😜

LCSW 50k loan repayment- Has anyone been granted a contract through the National Health Service Corps Loan Repayment Program? I’m interested in applying for the 2 years of full time work as an LCSW but my loans are a bit under 50k so I’m wondering if they would only give me what I need to clear my loans or would I still get 50k as long as I complete my contract ?

Which luxe car do you own/ lease? I’m gravitating towards leasing a Mercedes.

Should I get an accountant/tax pro? I’m sick of paying for $200 for turbo tax and still having to do all the work. I’m Buying and selling (mostly just buying) equities through multiple brokerages, maxing 401k and accruing interest on multiple checking / savings accounts. Not rly any tax breaks. Would be willing to pay up to ~$400 for some convenience

New Chase Preferred card received. Any tips on how to meet the minimum spend?

I bought STX at 1.60 and locked it up “stacking” it for six months to earn BTC yield - opens up in October.

Think i lost my money? Lol. In retrospect this wasn’t the wisest decision.

Which is good to join..Publicis sapient or LTI?

What are Key questions asked for Program manager role at Amazon by HR?

Please don't ignore and kindly suggest which company I should join JP Morgan or TIAA (mumbai both) in terms of
1. Work culture, work life balance
2. Compensation
3. Growth
Soon will be receiving offers. Yoe- 5.9, domain - risk / compliance.

Also, i have offer in hand 20 lpa fix+4lpa variable. how much i can expect from both.
Please suggest.

I am so sick and fed up with some of the older clients at my job. I know it's my responsibility to take care of them, but they're just so sexist sometimes.

What’s the difference between FAAS and FDD? Also which one pay better?

Hey Oracle fishes, do oracle accepts counter offer...

Trump for past several weeks: Mail in voting is fraud. Fraud fraud fraud. Massive bigly fraud.

Trump aides: Sir you are losing in Florida, a key battleground state.

Trump today: Mail in voting is perfectly safe and secure and I recommend it, in Florida.

Making the switch from plaintiff to defense L&E in January. Would love any and all tips from people who’ve made the jump (including partners who may have supervised these types of attorneys!)

Any business analyst looking for an exciting career with one of the top consulting firms of canada?

Is it outlandish to think I can find a decent 1B 1B apt w/ in unit washer-dryer and 15-20 min away from center city for under 1300? Have some time to do searching but don’t know if gems at this amount even exist

Make body transformation possible at 31? Used to be athletic, now drink a 6 pack and say ready to party.

Guys — any suggestions on durable loafers in the $500 price range ?

What skills are going to be on top in coming years into data engineering.
Currently spark is mandatory for data engineers.
How's the scope of Snowflake in future.

Are any of the firms hiring for part time/primarily remote tax professionals? Is anyone aware of industry positions like this? I moved to industry a year ago but am realizing I’d really like to be 20-25 hours per week and WFH as frequently as possible. 10 years experience in primarily federal income tax/asc 740

Asking for my brother. Please don't ignore.

If your company has any openings for Fresher. kindly provide referral.

Skillset: HTML, CSS, JavaScript, ReactJS, Python, SQL

He has trained in above skills. If any developer position is open in your company. Kindly let me know.

Just paid off student debt, have around 7K in savings - any tips on what to do ? Should I save up more till i hit 25-30K (do have a wedding potentially coming up in 2 years) or start dumping all money into stocks and btc? Currently putting 10% to Roth and make 100K pre tax income if that’s any help

This might be the wrong place to ask but is getting a car worth it?

I think it’ll somewhat improve QOL but with parking, insurance, gas and financing costs I’m not sure spending almost 1K/month is a good idea at 22.

The other problem is that used cars are so damn expensive right now so I can’t just buy a used mx5 for 5-10K

If I have a six year old and 150k in a 529, can I say I’m done?

Anyone using roofstock? Model seems really interesting. Would love to talk to someone using it.

Has anyone taken up the Personal Capital investment management service that they offer?

They say they will manage my 401k but to do that they will require my credentials that I use to log into fidelity. Is that normal? Has anyone here done that before? Any feedback or experiences of using them?

My company uses ADP for retirement. It has a contribution allocation for just 401k and roth 401k. If I wanted to contribute to a traditional IRA does it need to be through ADP and if so how is that done?

I know there is no black & white answer, but what’s your thought process in deciding when to sell and keep the profit?

Curios to see how you guys log your down payment and remaining loan amount ( home , Auto etc ) in apps tracking net worth ?

Recently put 20% down cash for house which brought down the cash component of net worth but wondering how to balance this . Home equity ?

I want to setup monthly recurring investments in index funds with a long term return perspective. Looking to diversify into 7-8 funds - Any recommendations?

I really want to move out of my parents place for social reasons etc. I still hangout with friends a lot but it’s just a hassle having to drive a hour or so to kick it with them. So my dilemma is I enjoy saving $ on rent (yes I know can’t have both) but the main reason for me moving back home is so that I can save and buy a house. On the flip side with how expensive houses are right now it’s hard to even buy. I’m in CA btw SoCal. If anyone has any suggestion of places to live for a 26 YO TIA!

If I’m right on the cusp of hitting the contribution reductions for a Roth IRA for 2021 (will potentially have a greater than $125k AGI depending on bonus amount, but likely won’t exceed $130k), what should I do? I can fully find the $6k right now to a Roth, fund like $5k and then wait until June when I find out my bonus amount to decide what to do with the rest, or should I just do an IRA->Roth conversion just to be safe?

Who / what do you list as your contingent beneficiary when your spouse is your primary, you don’t have children, and you don’t have anyone in your family you trust with your finances if something were to happen?

Recently sold a house and made $200k profits. As the market is going down any suggestions for 2022 to park the money for short term, potentially long term?
Already have a nice 401k and emergency fund so want these home proceed funds to collect returns and work towards an early retirement.

Thoughts on buying into Wells Fargo now, at their 52 week low basically.. Bank too big to fail of course and their imposed caps on grown expire in a year or 2 I believe with regards to how much $$$ they can lend out or take in...

What’s the best credit card for a married couple who shared finances? We were thinking American Express but kind of lost.

For couples who are not married yet - Do you guys talk about net worth, income, or anything even finance related? I know my SO earns more given his current industry, but thinks it’s rude to talk about those things. But I’m wondering… isn’t it normal for couples who live together or are married share those info? For example - How am I going to know what to pay for our child’s education in the future etc?

Okay finance gurus, I have an idea and interested in your thoughts. Might be a bad one so be gentle 🙂. I have a 2 yr old and another on the way. Need to start planning for college. I was thinking of buying a condo or 2 in lieu of saving and selling them down the line for tuition. Condos downtown are pretty inexpensive (T3) so it’s financially feasible. But is this a good idea or too risky?

Would you buy a brand new car in cash?

If I have access to both to buy through Fidelity, any reason to choose IVV vs VOO? Why do you pick one over the other?