For the CSR: is the $4k in first 3 months of account opening for any purchases totaling $4k or does it have to be spent on travel/dining?

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Any $4k will do.

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@Consultant 1: the CSR will outperform pretty much any airline card (I keep my AA card for the lounge access). For hotel cards, you'll have to do math. My Hilton Amex with the $95/year fee will outperform the CSR as long as I'm a Hilton Diamond.

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Correct! Travel credit goes towards everything- flights, Uber, Lyft, etc. You will start to see the automatic repayment of those things until your $300 is capped.

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Correct - comes off as you spend.

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Anything. We put our wedding venue down payment on my (now) wife's.

Is it worth it if you already use hotel / airline cards that cover biggest expenses weekly

@wm2 I’ll look into this more then Ty!

And the $300 annual travel credit is if any travel purchase (no restrictions) is made on that card?

So the $300 is by crediting each line item that is charged in the travel category up to $300? It’s not a one time $300 credit at the end of the year

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