For those in tech, do you actually sell your RSUs? Coming up on a vesting period and can’t decide if I sell to pay off debt at 5-15% or hold and hope the stock runs another ~50% next year

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Guaranteed returns paying down debt is better than uncertainty. Granted low interest loans maybe hold off but if I had something about 8-10% I’d just pay off. Lot more freedom that can come from that and yes maybe one misses big returns but still have long term. Just my own opinion not advice :) with how things are going I would take guarantees. Granted maybe wait to see if student loans go back into payments come January.

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No guarantees that stocks will run 50 percent next year. If anything, chances are that it won’t.

How much debt do you have and what’s the interest rates you are paying on them?

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I mean…. If they’re at Adobe.. it might

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If you’re young then hold

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J a

smartfunny

Planning to sell off a little to rebalance portfolio

I might sell to rebalance

Pretty sure the logic is this. Always sell. If your company does well, e.g., share price is increasing, then you'll get more shares and do well regardless. If your company does not, you have already xahsed out!

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