Good afternoon. Completely new to golfing, I’m looking to buy a box set to start out. Should I invest in a 9 piece set, or 12? Thanks in advance!

Interested in investing in real estate. How to even begin and what apps should I be using?

I have about $45k in a CD that just matured. I’m thinking about placing it probably in index or mutual funds but have only basic finance knowledge and am not sure about which or how to split. Advice??

Talk me out of (or into!) buying a 2000 M Roadster. $14.5k, 111k miles. Mechanically sound with records, cosmetically nothing I can’t repair/replace.

Hi y’all! I’m a financial educator and my job is to help families in need of financial education! I help anyone on learning how money works here in the US & how to get rid of debt! I offer financial products that help you protect and grow your money. I’d love to help you out in reaching your personal financial needs!
I’m also always looking for people to hire!

Other than a Tesla, what make and model has the best acceleration per dollar?

Which one would you prefer b/w local lender v/s establish financial institution when buying a home?
What are the pros and cons of each?

Hi team ,

I have started working from jul2019 and I have filed my tax return for 2020 and 2021 tax years.


However I note that there was withholding of some amount in 2017-2018 and 2019 tax years ( withholding from comission received from insurance commission from lic and United india)

I have not filed 2017, 2018, 2019 return as my total income was less than threshold

Is it possible to file return for 2017 , 2018, 2019( all r in refund) now without paying any penalty?

Any thoughts of investing in gold or gold related instruments?

Why you should stay invested : asset inflation, then normal inflation, low rates forever, trillions in additional stimulus, dollar destruction (on purpose), coronavirus pushed tech ahead a year or two in adoption. STONKS ONLY GO UP!

Living in Van. Previously lived in Toronto. Obviously rent prices are high as is cost of living. Generally go out and spend more often living in a city. Boyfriend and I on good salary but not saving much due to the above. Before we move home to our own country, we’d love to spend a year close to Vancouver where rent is cheaper, temptation is less, to save. A commute to Vancouver 1-2 times a month needs to be possible (his job). That can be a flight if it’s not crazy. Thoughts? Recommendations?

Home appraisal came in 30k too low. Seller is an investment group. House was on the market 40 days before offer. What's the chance they sell at appraised value?

Pro tip: live close to poorer people to feel rich. The feelings of wealth are extremely subjective and is mainly based on comparison

Shoulda just sold my stocks to pay my taxes instead of holding and using cash 😂🥲. Same result - except now I have to hold longer

I’m trying to buy my first house and my wife and I have a few IRAs from previous employers (Roth and non Roth). I read I won’t be penalized if I take out upto 10k from my IRAs for a first time house (except for taxes on the non-Roth accounts). Anyone know how true this is, how the process works, or have any advice? Is it a good idea

Any advice in terms of investment to save the maximum tax?

Got news that my house closing may have to be moved due to a delay in the sale of my home. My partner’s income was excluded in the DI ratio, but if it were included we’d be well under the % threshold and can be approved to close on time regardless of the sale of my house. However our mortgage company’s underwriting team has been painfully slow in confirming if her income qualifies. She’s been at her new job 1 month after a year off. Anyone with underwriting experience have insight?

My SO and me are looking to save for our first home.. we don’t have kids.. any tips from you who may have saved for your first home? Did you aim for 20%? How long did it take? What kind of a home would you recommend buying first?

How can I invest in real estate ? Looking for an additional passive income source

Have a really good relationship with current company, but got an amazing offer and very likely gonna leave (signed the offer, waiting for all the background checks to come back). How do you tell your boss you are leaving the company (if boss is not a dick lol) and not ruin relationship?

Hi SD bowl! My partner and I are both in our late 20s, into surfing & are looking to relocate to SD. With that in mind, what areas should we be looking at that’s aren’t PB? We’ll most likely start with Airbnb for long term renting prior to getting a spot.

New to the industry and wondering what a typical Pharma Copywriter does in their role. A bit concerned about the lack of actual copywriting I'm doing so far.

Anyone subletting this summer?

I did an HCG trigger on 6/26. Took 1 test/day days 11-15, all positives. Now (day 17pt) I’m having cramps and lots of bloating. Is that normal in very early pregnancy? Slightly panicking...

Any idea when hike letters will be rolled out? Also how much percentage of hike at persistent one can expect?

Just received an offer with expected / standard salary for role but no signing or relocation bonus. They know I don’t have any other offers which is why I assume they didn’t offer any signing bonus - do I have any chance of getting one without “leverage”?

the more I want something, the harder it is to achieve. anyone has this feeling also?

Other than a Tesla, what make and model has the best acceleration per dollar?

Anyone looking for referral at optum kindly DM me .

Capgemini Amcat test doubt..

Forgot to click on submit button in Amcat email writing capegmini test. What will be impact. Do we have auto save and submit in Amcat exam?

Why does PwC CMAAS make so much more than the other AAS groups?

Trying to chart my next move and not sure what direction to go. All I know is I’m tired of being always “on” in a client-facing environment.

Any podcasts, books, etc I can read for insight into more internal roles like biz ops, corporate dev/strategy, other??

4 YOE total all in consulting. Currently a SC. Clients/work have been commercial healthcare implementation & public health strategy, risk, process imp etc.

How does your agency use data? Is it only used for tracking and reporting? Is it used for setting strategy and informing creative? For business consulting? Thanks!

First year (ug level hire) and got email from apple recruiter. Would love to exit to FAANG but not sure I'm ready to leave BCG in my first year but maybe after 2-4. What is best practice?

Today we had an agency talent show. Last year I MC’d it while slamming whiskeys between acts. I got great reviews for my on the fly wit. This year I was asked to do it again... (cont.)

Considering switching careers:

I got hired straight out from college 5 years ago from a small CPA firm and have worked in Tax ever since. Lately, I feel like this is not what I'm actually into. What else I can do with my Accounting degree?

My passion is Real Estate and Interior Design, love Managerial Accounting, I can sit for hours analyzing data, I also have a degree in Supply Chain Management.

My passion cannot feed my family but I've been burned out so much after years in Tax. 😞

Any beginning female golfers here?

I just learnt there's such a thing as "Automatic Driver"

For those who didn't grow up golfing - how did you get into it, and where did you start?

Are you a member of a club or do you just play casually?

Playing my first round of the year tomorrow. For those living in places with snow, golf season is finally here!

Anyone recommend a good started set of clubs? Going back to the game after 7-8years, so not sure what’s good these days to restart.

My bad if already asked - would be great if you can redirect. Thanks!

Curious to get some input: looking into a golf getaway for my birthday in late February and really honing in on either Kiawah or Pinehurst.

Been to Kiawah before around that time of year and loved it-- the Ocean Course was my favorite golf experience, but I also feel the urge to try something else. Thoughts? TIA!

Any other golf coaches out there? What are your favorite drills with your players?

Anyone connect me to a good golf instructor in Naperville, IL?

6 months pregnant and shot a 94 over the weekend - I haven’t played that well since high school! Had to share with some folks who might appreciate it - husband shot one of the worst rounds of his life, so I can’t revel in the accomplishment with him. 😆🏌🏻‍♀️

Taking some golf lessons, got a women’s starter set I got to make sure I liked golf first. Instructor mentioned that the driver is like swinging a wet noodle for me lol and I should look into a men’s or one with stiffer flex. I have no idea what to look for. Are the people at Dicks Sporting Goods knowledgeable or worth driving the 40 min to PGA store?

Golf related help - Headed to Pebble Beach over thanksgiving and was trying to get a tee time at MPCC. Any members out there would be willing to call to introduce me so I can play unaccompanied? Supposedly only allow unaccompanied play now with a member introduction.

Played golf for 16 years, 2 hcp, never had a hole in one. What's the secret?

U.S. Open Champ??

Well its been about a year since I picked up the game and went from a 30+ handicap to an 8 handicap. All I can say is, we just scratched the surface! Im totally hooked and love golf so much. Were any of you able to dramatically improve over the pandemic?

Best courses for beginners in North or central NJ?

You get to be a member at 1 country club in the world. For sake of the question, you have easy access to whatever it is and can play the course/use the amenities often.

Which would you choose?

Minneapolis golfers? Anyone? Anyone? I realize now is not the best time of year for us, but we can talk about it and do our best to daydream.

Any Sydney-based golfing fish in the bowl?