Got a tax guy or gal you love? Got laid off, started freelancing full time and moved states (WA) and have been writing random numbers on my quarterly taxes.

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

After 10 years of working as a FTE PM/producer I’ve now been laid off (thanks Covid) and am looking to start freelancing for the first time. What advice do you have for a new freelance PM/producer?
Also, what kind of insurance do you take out as a freelancer?

New Jersey partnership question.

Partnerships need to use market sourcing for purposes of calculating NR withholding tax (though NJ doesn't even call this withholding anymore).

However, for purposes of calculating the NJ distributive share of income, you apply Gross Income Tax (personal income tax) rules, which is 3 factor and includes COP.

If I end up with 0% apportionment under GIT and 10% apportionment under CBT (withholding tax), the partnership pays tax upfront but NRs get 100% refund?

Okay finance gurus, I have an idea and interested in your thoughts. Might be a bad one so be gentle 🙂. I have a 2 yr old and another on the way. Need to start planning for college. I was thinking of buying a condo or 2 in lieu of saving and selling them down the line for tuition. Condos downtown are pretty inexpensive (T3) so it’s financially feasible. But is this a good idea or too risky?

Thoughts on Amazon credit card? I’ve been hearing about some good perks, but not sure if I should go with something like AMEX/Chase instead

Is anyone expecting agency layoffs at the moment?

Laid off, 10 years exp, tired of acct management. Feel so lost. Don't want to go back to agency side. What should I do? I feel like 💩

Is flipping houses worthwhile? I like decorating and renovating, so I'm thinking that maybe I could go into this and try my luck.

Hello fishes, will be really insightful to understand cost of living in Doha for a single person. Rent + food and other expenses manageable at 8-10k QAR/ month?

Is anyone still following/bullish on GIK? Wondering whether to keep holding or sell

Can you explain why you would stake OHM? Seems like you are just buying SHOM by staking (which has actually lost value when it was supposed to be making crazy 8K% APYs). Number of coins doesn’t grow, just their value. What am I missing?

VOO. I predominantly use Schwab’s robo advisor and have consistently been 8% below S&P 500. (1) based on the historical performance of VOO, am I better off shifting all of my retirement and brokerage accounts to VOO? (2) how do I do that? How should I go about this? Liquidate all my robo advisors and then buy VOO? Hope you all don’t roast me too hard!

Hi All,
One of my friends has recently joined capgemini and has following doubts related to tax proof.
Can we edit the tax declarations in HGS portal every month any day?
Does Capgemini asks for rent agreement along with rent receipts as a part of tax proof submission?
Also which proofs needed for,
80c - elss lic
80d - insurance for senior citizen parents
80ccd1b - nps

Chances at CBS with 4 YOE in analytics consulting + impact investing, 3.6 from econ/stats at top 20 UG, solid LOR and ECs, but 160Q/162V? Indian female.

1M net worth, 450k total comp, age 35, just paid off tons of student loans TONS, want to retire at 50. What’s the move?

Do you pay your credit cards in full every month?

I ask because I’ve let my credit spending get a bit lax since moving and adopting a puppy recently, so I haven’t been paying them off in full every month like I used to (though still well above the minimum payment, and keeping utilization at 30% or under). It got me thinking about how many people adhere to this advice.

Today I’m thankful for Bitcoin, Ethereum, and Coinbase. (And this community too)!

Any one have any insight on working at Change Healthcare?

I’m looking to go back to school for my bachelors in health administration but I have 3 kids and a full time job so I’m looking to do online classes, does anyone know if a online degree from SNHU is respected in healthcare at all

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

Anyone from A&M willing to refer me. Will be great to have a conversation. They are hiring for the role I am interested in. TIA

Got an offer fr vmware worried about job security should I join or not as I have heard frequent layoffs happen there specially in india VMwware ,kindly suggest what to do !

Hi everyone! I am working with my HR to improve our maternity/paternity leave policy. Currently I only get 2 weeks fully paid and then an additional 8-12 weeks at 60% pay (short term disability). I need some examples of companies with less than 100 employees and what your maternity/paternity policy is. Please include company name! Thanks!!!

Anyone at Meta willing to help with a referral. Found a req Im interested in and would greatly appreciate the help!

Hello fishes, recently I have applied for the role of pre-sale consultant in TCS. I have 2.5 YOE of IT pre-sales. My current CTC is 3LPA what should be my expected salary. If someone can let me know the salary bracket for the same role.

Hi All,

I have a confusion to join cognizant,bcoz lot of controversies heard about cognizant,but i have no way,Since i had only one offer letter,also my DOJ is on November first week.Can you guys provide the view on joining to CTS.

Apple Ops Supply Chain, looking to get into Google. Does Google care about Apple working experience or everyone is treated "equally"?

Hello guys,
I have heard that most legacy systems specifically mainframes are being replaced and new technologies taking over for similar purpose.
How about employee like us who just started in this mainframe tech . Where will we end up if you stay in this.
Many of onsite leads tells that move of it as they are migrating larger part of it to new platforms but BU heads says it is going to stay for a long long time don't get panicked.
Can anyone let me know the real scenario.??

How is the Change Management Analyst L2 work, role and responsibilities?

I have 10 YoE in the Customer Support field, making 68k currently as a lead agent. I applied for a supervisor role, above my current role, and didn't get it.

Any recommendations on how I can leverage my YoE in the future for this role if I've never been in a supervisor role?

Considering going into Finance Technology roles within big4. I have have >3 years background from deloitte doing Tax Technology. Can anyone speak to these finance technology role &/or give referral?
PS left deloitte about a year ago and have done finance related work for <1 year

Any particular segment of sales good for ex-finance? Currently 3 years in at fortune 100 bank on business development side (on commercial loan originations team but no commission/targets at the associate level, basically do credit analysis and build pitch books for the producers) This role has been great as I have gotten both analytical experience and tasted sales experience (I say taste bc I’m not the producer) but would potentially like to transition to a sales role that is less analytical

LA folks, how do you meet people in this city? Just moved here and have some friends but am eager to meet more. Any tips?

Where you fish getting ad industry news? I can’t bring myself to pay for publications like AdAge, Campaign or AdWeek, but I want to know which accounts and teams are moving around.

My boss hasn't been teaching me anything new and I've been left out of meetings with agency partners. Is it possible that she's not helping me grow on purpose?

What programs, sites, etc does your agency use to track time? I work at a small agency and looking to implement tracking on my team across client/project level.

How do you create the visual direction of a print campaign for example? Is it generally just about creating a mood board that sets the look and feel? Should it be specific (as in drawing or illustrating) with the pose and the framing?

Cause my thinking is more of the former where you give the photographer their own take of the idea. Curious to know how you do it.

Been asked to present my current client’s plan and PCA in second interview for a role. Am I being over cautious by not feeling comfortable with this?

Honest question, can fishbowl actually help resolve and navigate the challenges, frustrations and realizations we face as an industry? Or more just a place to vent?

Thank you all for existing on Fishbowl and for being such a supportive community. It’s been a difficult year, but at the end of the day, I’m glad to have people to commiserate/celebrate with ❤️🙂❤️

Best time sheet system you’ve ever tried in a job?

Anyone else feel like as you move up, you have to work even harder to justify your value to your company as you grow “out of the weeds”? Especially with the fear of layoffs looming over everyone’s heads.

Serious question: why work in advertising if you’re not a creative? I know plenty of smart account people, strategists, data analysts etc. who would almost certainly make more money and enjoy more autonomy in a different field, or at least in-house. What’s the allure if you don’t represent the product?

Do all accounts people have a lot of anxiety/nervous energy?

Worst email accidentally sent to the wrong person? Yours or anecdotal...

Most exotic work travel destination you've ever gone to and for what brand or client?

Asking for a friend - average yearly salary for an Account Supervisor in NYC?

What agencies are doing the funniest work and what is it? Daddy gotta know

Why are Americans so big on smiling and small talk?

Surprise and delight. I can’t help but not feel the sexual undertones when I read or say it.

Do you guys touch type? How long did it take you to learn? lol

Getting pushed to do account work as a PM is making me want to scream. And the bullshit let's align on PM expectations meetings when I'm doing my job is driving me up the wall. I'm doing my job....YOU aren't.