Has anyone relocated for a job and rented out the house they own? I bought a house 2 yrs ago with a 3.5% mortgage. I paid asking price, too. House had a new HVAC top-shelf system installed and roof in 2021, so big scary repair stuff as a landlord isn’t a problem. If so, did you hire a property management company? If so, how did you find them?

I’m in real estate tax group and looking for good books about RE fund/investments/accounting during non busy season. Any recommendations? Thanks!

Best place to get pre-qualified for a mortgage?

I have some collections on my credit report. One from an electric company for $800 (imo they violated terms of contract and sent me to collections in spite of their fuck up), and an apartment for $80~ that charged me a cleaning fee when my apartment was spotless.

Despite these two collections have a 712-720 credit score.

So mortgage lenders care at all about the collections or is it mostly the credit score that matters?

(cont)

Any guesses/predictions on when this housing market gridlock ending? Reasonable prices and reasonable mortgage rates? Umm like a 2017 or a 2018?

Folks that got a prenup. How and where did you get it? We have spoken to a couple of lawyers and it simply seems to be a back and forth they want to do to rack up billable hours/complicate the issue. My SO and I pretty much know what we want. We are doing it mainly to protect my SOs inheritance. Looking for the simplest way to execute this. TIA for any advice.

Does having student loans impact your ability to get a mortgage?

Is it okay to buy a home worth 660K for a couple earning 325K TC together? The HOA and taxes for this home bring the monthly payment up to ~4.8K which is ~32% of our monthly take home after tax…we’re first time home buyers, any advise is appreciated!

I had no income in India and was in US the entire year. Do I need to file IT return with 0 income?

Anyone know a mortgage broker that understands freelance? I’m struggling to get anyone to approve a loan since I started an S-Corp last year. Running into two years of business history / current salary. I’ve been freelancing for years.

From now on can we start saying WHY we think news = 🚀 🚀 🚀. Reason: people lose their minds when they see *bank/big corp + crypto* and forget to ask why the news = higher price.

What would be a reasonable cost of renting for a single expat dude in Singapore living in decent area ? Would sgd 4K suffice ?

Anyone have situational depression? Can’t stop beating myself up over a decision a year ago. Basically missed out on a massive amount of money. I know this seems trite and i never even cared thatt much about money before this year.

So many other good things happened to me this year - got married, got a puppy, moved etc, and yet the one thing i keep returning to is this decision as though i ruined my life. Ironically the only thing ruining my life is my outlook and yet i just can’t stop.

First gen, first year lawyer here. What do you do when you have family members who expect money from me every paycheck. I try to stand my ground but I get guilt tripped, especially when those family members were there for me.

It’s getting hard to save money when there is this expectation that I must give them money every paycheck. It feels like I have nothing for myself.

Why are properties in NYC so damn expensive? At this point should I just move elsewhere?

Anyone start later in life? About to turn 32 and my retirement savings are sad.

What do you all think of fundrise and start engine Real estate Reit ? Any experience? Would you invest here if you didn’t have the time to actually buy and rent properties? Any insight is welcome.
Thanks

Hi y’all! I’m a financial educator and my job is to help families in need of financial education! I help anyone on learning how money works here in the US & how to get rid of debt! I offer financial products that help you protect and grow your money. I’d love to help you out in reaching your personal financial needs!
I’m also always looking for people to hire!

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!

Kpi reply krta b h is group me
Techm need NPS account from kotak only
How to open a new one.

Off the topic.. being in IT field and living in Bangalore, what do you think is best renting a house or opting for a home loan and paying similar emi for 20 years?

Hello UST folks,

Those who don't know we have got the access to "Udemy Business". Earlier it was not allowed, now we can use the Udemy for all learning. I am happy and wanted to share with you all.

I exited to FAANG from big4 and part of me is seriously thinking about getting an mba to go to mbb. Does that make any sense?

Hi Everyone
I need some guidance regarding PM and for the very same reason I would like to connect with someone.
Please do comment with anyone could spare some of their precious time,I would be delighted.
Thank you in Advance:)

Hi All,

I had an offer from CGI for 14lpa two months ago. I rejected it as I received an offer from a product based company for 19lpa+5L stocks. Now I am not able to handle the pressure in this Product company and want to go back to CGI. Can I apply to CGI again? Will they take me? Is there any duration to apply again. Please help.

Yoe - 4.
Tech - Azure, Terraform.

Which firms have dedicated infrastructure consulting roles? I'm taking servers, cloud, networks, etc. Is the pay comparable to other tech consulting areas in the same firm?

What have you guys found to be the best free/low cost PowerPoint and excel add-ins?

Any tips for someone trying to break into consulting in the GCC from the US? Applying blindly hasn't worked out. Head hunter recommendations would be great as well!

For startup founders/people with a successful side project: How did you get the idea/inspiration for your business? I’m currently working at a Series B startup and my end goal has always been to found my own startup, but I graduated from college 2.5 years ago and I still have not had any great ideas cross my mind. I do spend a fair amount of time brainstorming. I don’t want to continue working here forever, but I’m struggling to generate that “this is it” idea to build a company for. Any advice?

Hi - I’m working on a podcast to showcase real stories of ageism, racism, and sexism in the ad industry. You will remain anonymous if you wish. If you’re interested PM me and if you have ideas on how

Best jobs to transfer to from consulting? With remote options perhaps? Or good levels of freedom?

How long we need to stay on the joining date at Wipro? Can i leave after 2 PM on joining day? What n all action will be required from our end? Can every action will be done by phone, if I am joining from phone?

Hi all,

Have an offer from PWC for 22l (fixed). Yoe-7
For senior product manager role in S&P global Market Intelligence, how much can I ask for with current offer in hand? Does S&P provide entire fixed or there is a variable component?

Also will help, if you can share details about WLB, average yearly appraisals etc..this will help me decide!
Thanks in advance !!

Let's do it!

Alright everyone — I’ve put out posts about initiating a happy hour for everyone in this bowl. It’s time and I will give it a shot.

Monday 1/14 @ BARO (34W 32nd St.) in Ktown NYC.

Do you need an engineering degree to go into product management? I have a bachelors degree and a Masters degree in Digital Transformation, and I work as a C (soon to be SC) im Tech Strategy and Transformation. What are the next steps I should to to pivot into PM? (certifications, types of projects, etc)

hi, I recently joined a strategy group and have only worked at IBM. I am curious how the strategy planning process works in other technology companies to compare to my own experience. wondering what is similar vs diff for this line of profession across the industry. can anyone share their company’s general process, timing, duration, who’s involved? thanks!

Erm, very politely, why was I added to this bowl?

If anyone has problems with leaks or anything facade related I work in facade restoration, preservation, rehabilitation, retrofitting in NYC. I’d be happy to discuss potential solutions.

Is it okay to buy a home worth 660K for a couple earning 325K TC together? The HOA and taxes for this home bring the monthly payment up to ~4.8K which is ~32% of our monthly take home after tax…we’re first time home buyers, any advise is appreciated!

Who is still in denial about a housing correction? The Fed just made another .75% increase. Powell said they won’t stop until inflation is 2%. He also said a recession would be better than the consequences of unchecked inflation. He announced he will bring rates to a “restrictive level” until “the job is done”. He said that labor demand needs to soften (ie: layoffs). He very explicitly said he wants to slash demand and that housing needs a “correction”.

Finally got an offer accepted on a home I love! (In DC) Spent months searching. Next thing is getting to the closing date.

Now I feel super anxious about everything going thru and getting the keys. How difficult is that process of getting to close, have heard the underwriting portion could be a headache?

What do you all think of fundrise and start engine Real estate Reit ? Any experience? Would you invest here if you didn’t have the time to actually buy and rent properties? Any insight is welcome.
Thanks

Any one knows what’s the easiest way to order a radon test for new construction?

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!

Our appraisal came through exactly as the offer price we put. Apparently by lenders 3rd party. Isnt that a bit fishy? If it came in lower our contract has the option to negotiate a bit with seller. Is lender just trying to push this along faster? I'm pretty sure in this crazy market the home is not valued at what we offered. Why would seller put a much lower asking price then? Make no sense. Please advise!

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Hi all - any advice for a first time real estate investor looking to make their first purchase at the end of 2021.

I plan on saving $50K, for a $350-400K property in the Long Island, NY area for my first property. Does this sound reasonable? And does anyone have any experience & advice investing in the LI area?

Id like to rent it out for some positive cash flow that I can then start using to save for my 2nd property (sounds easy when I type it).

Thanks all for your input - stay safe!

Can I get a commercial loan without 25% down?

Question for folks with second homes: Considering buying a vacation home but would be primarily for family use. We currently have a primary residence with a mortgage balance of ~640K, so my understanding is I could only deduct the mortgage interest on 110K of the second mortgage to stay under the 750K cap. If I were to buy the second home through an LLC, would that allow me to exceed that 750K since the expenses of the second home would be pass through expenses/income?

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

Better mortgage vs. Rocket mortgage - anyone shopped with both and what swing your decision?

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

(1/2) People who work in the Bay Arae peninsula (Menlo Park) and live in the east bay- which is a good place to buy a house, upcoming, easy to rent or Airbnb in case I have to move back to my country! Prefer single family home as young as possible.
1- brentwood
2- Pleasanton
3- Dublin (expensive)
4- San Ramon (very expensive)
5- what else?

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

Anyone know the average annual rent increase for 1200 sqft 2 bedrooms? I’m renting and want to know what to expect in a few weeks