Has anyone tried to improve their credit score with that Chime Card? I keep seeing their commercial and I am wondering if their program works or if it is more scammy?

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Posting as :
works at
You are currently posting as works at

I have and I see improvement

I haven’t heard of this. What is it?

Are you talking about the secured credit card from Chime? I would say that it can increase your credit score, you have to be responsible because one wrong move or late payment and your score drops.

Yes and no. They way it works is when ever you have a direct deposit hit your account some or all automatically goes to that card. You can only use what is on there. As long as you don’t go crazy there is no payment to make monthly as far as a cc payment

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