Has anyone used VA mortgage for home purchase instead of normal conforming or jumbo? Any lessons learned? Pros and cons? Context: I am looking to buy a home in a year or so. 0% down sounds great but I also heard sellers don’t look buyers with VA loans favorably when considering offers.

 I heard a commercial on the radio for Verizon that said something to the effect that parents are now learning how to lesson plan. Are any of you off the hook for lesson planning? Just wondering because I’m over here busting my butt!

Made my first few options trades.

first lesson I learned- take profits ASAP! calls went from +100% to -20%.

Anyone else crazy and buying a house right now? Part 2, does anyone have new construction experience and any important lessons learned? Much appreciated!!

Hello! I work in change management and am assigned to an IT POM transformation. I’m still in my fact finding/change readiness analysis phase, but struggling with the senior leadership team. Does anyone have any lesson learned or best practices in eliciting feed back from senior leaders? think SVP and above? I thought about focus groups, but their time is limited. Also, survey response rate tends to be low for these guys. Any ideas???

Hi everyone! I wanted to share an awesome resource. Yoga Foster offers teachers lesson plans on how to use yoga and mindful movement in your classroom. You can also apply for grants for yoga mats!

What are some of your favorite historical fiction books you've incorporated into your lessons? I love The Book Thief!

You just finished teaching a skill / topic in your lesson. Children are now off to work on that skill independently: who are you targeting first to support, your students in the red or your students in the yellow?

What is your favorite library skills lesson or activity to welcome K-2 students back to school?

I've been teaching astronomy and running the school planetarium for 5 years now. Just thought it would be nice to share lessons or planetarium shows with others to generate new ideas

Any recommendations for Tennis lessons here in Austin? North or downtown (but any recommendations works)

What was the hardest lesson you’ve learned as a product designer?

Any suggestions or ideas on working with teachers who are less than enthusiastic about utilizing technology as a means to bring “more” to their lessons?

I’d like to get golf lessons as a gift for my husband. We live 30 mins north-west of Boston. Any suggestions on how I can find a really great golf instructor?…

SOS I’m a first year teacher. I’m at a VERY challenging school district & a different culture than I’ve ever been around before. I cant get through a full day’s lesson! I spend more time disciplining!

We know our students the best, so what’s your best substitute lesson plan?

I am sooooo happy this exists. :) can wait for winter!!!

How many employees does KGS have in total?

Hi! I’m at my first bdr role in tech, the company is small and I think daily kpi are a bit hard. What do you think about 100 e-mails, 25 conversations on the phone (not calls, conversation), 30 connection on LinkedIn, 30 messages on LinkedIn? What are usually kpi in companies like salesforce for example?
Thanks

All of my experience is in supply chain (inventory management). I am looking into pivoting into project management. I have zero experience. What types of roles should I be looking for? Any advice is greatly appreciated. Thanks.

Got ghosted for one of the three interviews I’ve managed to land since covid started. Not even a lame excuse for why they couldn’t make it. Now I’m just bummed out.

One of my frustrations with myself (writing it out here so I can work on it) is that I will print out something that I need, such as a traffic collision report. I will read it without actually reading it. This results in spending time without actually retaining info. Does this happen to anyone else? I’ve found that I can actually focus when I truly force myself, but often this happens after I’ve discovered an error or an important piece of information that I should have noticed earlier.

I just joined 2months back ic3, am I eligible for hike this year, is there minimum number of days to be served for appraisal?

Anyone have a primer on working with children? From a business affairs perspective?

Hi
Any one working in Wipro for UHG - United Health Group client. How is the work environment and technology stack. I might join there as a Architect at C1 band.

Did it happen with someone in the last quarter that although you got nominated by L1 for band progression but the promotion did not happen?

Is a hair and makeup trial really necessary? It seems like such a waste of money.

Hey CGI folks, from where can I see current year holiday list for 2021 in India?

Hi Fishes, Is it possible to process h1b as cap exempt if I had worked on USA in h1b status for few months and if the visa is expired now, once I join a new employer.

Which Bluetooth earphone to purchase for iphone13?

Imagine if there were a union for analysts. How would the game change?

Anyone here over 70% in VOO or VTI? Is that a smart move for less-involved investor?

Question, if you pay off your house isn’t a 100k salary more than enough to sustain a good lifestyle? My goal has always been to payoff my mortgage then find a really easy analyst role to sustain my expenses. Assuming I’m a director/VP by the time my mortgage is paid off I’d probably be able to do an analyst 40hr week in like 10hrs. Esp at some of these low expectation companies. What do y’all think about this plan?

FIRE newbie here. Is it possible to reach FIRE with a special needs kid? Has someone done it? Are there any alternatives to fund therapies beside insurance?

How much have you saved from refinancing your student loan?

Any good ideas to keep your day job and start a business that allows for enough freedom to take taxable income from 350k to 0?

Anyone start later in life? About to turn 32 and my retirement savings are sad.

I’ve been reading a lot of FIRE books lately and want somewhere to discuss. What are the biggest takeaways from your FIRE journey/ research?

Anyone here from NYC? Be cool if there was a meetup.

Anyone know of a good cross-border US/UK financial fiduciary?

Do you count your car as part of your NW on Mint/other trackers?

What’s everyone using instead of Robinhood? I just learned of WeBull recently but am not sure it’s for me.

What is a good read/place to start with FIRE? I’m 28 and have 1k in my bank account and 110k in student debt. Making 65k but have had to spend most of my savings on medical issues recently :( I think that deluge of shit is going to end soon and I can go back to saving, but I don’t know what my next move should be. Any advice would be really appreciated.

Once you hit your FI number, what are your plans? 1 yr? 3-5yrs? beyond?

I’m not bad with money but definitely lots of room to improve overall, due to several personal factors I don’t want to list in full here (numerous unanticipated medical bills, bad boyfriends, etc.) Hence why I only have $3k in savings right now. My first mini goal is to have $5k saved by the end of December. I need motivation and words of encouragement. If I pay off my medical bills, I won’t make my goal. I have to start putting saving money first. Getting depressed about my situation.

What is your savings rate for the year?
I am saving 66% of my take home pay and I’m pretty satisfied with it.

Does anyone pursuing FIRE actually like their current job? Trying to get a grasp of how much of the FIRE movement is driven by escapism from unfulfilling work.

im 27 and could possibly retire if I kept my spending low. However you never know what’s going to happen, do you? How do you deal with the uncertainty?

Turning 28 and hit $300K NW today. Never formally FIRE’d but want to set out a plan for here onwards. What’s some good material / easy reading to start with?

This is gonna sound stupid, but I’m honest - I can’t do math. Calculating a tip is as advanced as I get. Thank god for excel formulas and a math savvy husband. At the end of the day, I pay all the bills (I know- but I’m more organized) and make double his salary, what low stress effort (on my limited math capacity brain) can I do to increase wealth?

I feel like I should be doing more with extra money to help us financially, but I’m scared of having to study stocks and understand the numbers. 😖

Anybody using Marcus high yield savings? 1.9%APY seems like a no brainer, just want to be sure I’m not missing anything.