Hello Fishes. 1st time home buyer here. Have a lot of questions so please direct me to the best resources.

This is my first yr having access to an FSA through my wife’s benefits. Trying to decide on an amount to contribute and it’s tough. We may or may not get pregnant this year and that’s a huge. Cont..

I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

Does anyone have a realtor that they love in center city? We’ve outgrown our starter home and looking for a little more space!

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

Received less salary this month also. (Same amount as last month)
Why is this happening? Too much tax 🥵

Great question! And without getting too much into monetary policy.... Fed rates are set by the Federal Reserve which banks use to charge each other to borrow money. A lot of times these rates move together, however, a Fed rate increase does not instantaneously change the rates the bank offers.

Other types of savings account have seen an increase this year such as online savings accounts and fixed annuities.

Other than Airbnb, what is the best way to find month to month rental options?

My dad stole my identity a couple
years back and tanked my credit score
- brought it down to like 400. I've
been working towards fixing it so that
my boyfriend and I can buy a house in
the next year or so. This morning, I
checked my score after not looking at
it for a while and I'm in the mid 600s!
Y'all don't know how happy I am
about this lol

I have an expiring British Airways credit I need to use in January or February. Options are Lisbon, Paris, Rome and Athens. Anyone have thoughts on any of those in the winter/off season?

I'm coming from the US - my flight credit is use-it-or-lose-it so I'm trying not to spend much more than the original credit.

Hey guys, Can anyone please tell me if there is any restrictions on SPI in mutual funds in MS for employees.

Has anyone just taken a break from work without anything lined up? Every offer I’ve gotten wants me to start in a month and with 2 weeks notice that leaves me only 2 weeks to recharge. For my mental health I really think I need an extended break (like 3 months). I have about 60k liquid to sustain myself and pay about $1500 a month in rent.

Thinking of starting and Only Fans account for extra side money. Don’t know what it would be yet though. Sounds wild but my salary barely covers the cost of living and I’ve been living with school debt. Anyone have one on the side? Serious answers only please!

NJ Personal Income tax question:
My wife and I file a joint return. We were part time residents in 2020z unfortunately, we both filed our joint tax return. My wife sent via paper and I sent electronically. Any idea what happens now? Can't get ahold of anyone.
To make matters worse - NJ doesn't have a paper part time resident return - so you file a resident and non resident separately. Ours net to a refund but the resident one shows a large amount due and the non resident shows a large cont...

Off the topic.
Koi help kar sakte to get rent house near Manikonda/7 Tombs.
Budget: 13k

Recommendations for best ways to save for retirement after contributing to 401k up to match and maxing out Roth IRA?

IPOB is up 133% on the year. Would you buy IPOC right now as it’s only up 5%?

Should I take solace in the fact that despite the great tumble I am still in the green (barely)? Hard not to feel like I lost the 50% gains lol

Hi do you interview from time to time just to check what’s your market worth?

Hello fishes, is it a red flag when I'm the ONLY one on my team who's happy with the management, meaning my boss and my boss's boss? Other than the two bosses, we have 6.

Take victories and defeats as equals! Nothing will teach young soldiers more than making mistakes in the heat of battle that almost cost you your life. If you're still breathing, there's something to learn. Listen to it.

Looking for an entry level product analyst/marketing role in ny. I’m doing marketing right now but barely getting any strategizing work.

How to pay 0 tax on 20LPA package?

Any suggestions.

Hi All,

I live with my mom (Property owner) in delhi and pay 16.5k pm as house rent for HRA deduction.

Now, she need some lumsum amount of 5 lakhs and I would like to pay this but also show this as house rent while filing ITR.

2 MAIN QUESTIONS -

1. Can I pay 5 lakh and show as house rent in HRA while filing ITR?
2. Total yearly rent is 16.5 × 12 = 198k. Can I show remaining amount i.e. 302k as Rent for next year?

Thanks in advance.

What are your opinions on prenatal genetic testing? Would you recommend doing it? I’m very hesitant about taking it

Hi All,

I got offer from Fujitsu for C++ developer i feel that it's a good opportunity to learn new skills along with C++.
I already have 9.1LPA + 35K yearly incentive and i got 12LPA Fixed in Fujitsu.

YOE: 3.6 years

I'm in process of making a decision. Please help.

Is Fujitsu good company for career development nd learn new skills?

I have been told by the HR that they have yearly two appraisal policy in Fujitsu, is this correct?

What is the salary range for Enterprise Agility Manager- Technology Strategy & Advisory?

Anyone up for a virtual summer time meal this weekend?

Is EPLI work truly unbearable or is it decent in moderation? Is it worth it to apply to a firm that prioritizes EPLI?

Need hearts for chat..please help.. thanks

Has anyone left their firm at a critical point in the project lifecycle? Were your colleagues professional or hate you now?

There doesnt seem to be any non-awkward moments to exit o my projects

Do tech companies like FAANG hire strategy consultants? Starting at an MBB/T2 next year and curious if tech companies leverage consultants as much as other industries. Part of me wonders if they are in such high growth right now that consultants can’t add as much value, thus maybe a smaller presence. Thoughts?

Any book recommendations for grieving the death of an estranged parent?

Any insight on NYC firms with great work life balance? Doesn’t have to be cravath scale but something relative to the market.

Redesigning my bedroom and eyeing the Vant Panels and the beds with them. Anyone use these upholstered panels? Any feedback?

For those of you in NYC area, what is a reasonable contractor cost range to repaint a 2b2b? 900 sqft. Simple white. Thanks!

Has anyone used Home Depot, Lowe’s, or IKEA cabinets...how long did they last? How did they hold up?

Anyone looking for an Ikea Hovet mirror around the NYC area?

What % of take home salary (post retirement taxes etc) is your mortgage / housing cost?

Any condo owners in NY area, what is the best way to find good contractors for light decoration work, such as repaint the bedroom wall, repaint cabinet, detailed clean (last tenant just moved out), etc. Don’t know if it’s all independent service provider or there are some good vendors. Thanks!

What’s your favorite color for a living room?

need help! Tenant OD'd in kitchen (sad) and now I need to find cabinet listings online (name, product number, pricing, etc) so USAA can approximate value of property damage claim. IKEA and Home Depot are options but are there *any* higher end sites with these details?

Recently put an offer down on a home. Given the market, had to waive the appraisal contingency. The appraiser’s report came back with a significant shortfall. We can cover it but want to push back on the appraiser since there appear to be numerous inconsistencies in the report. Anyone dealt with this experience before? Any tips?

Buying our first home and from a friend, we are both not using realtor. How do you got about doing this, does some have a playbook I can use?