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The past 24 hours

Is congizant doing layoffs?
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Sooo let’s use this as a teachable lesson. What did we learn from giving a child an expensive model of iPhone without insurance?
You could let your daughter figure out how to replace her phone rather than bail her out
Why are you on a payment plan for a phone at Guidehouse?
Some companies give corporate phones. The people who leave, the phone is lying around. I got an almost new IPhone 15Pro from my own company for $300 (12 months old). Check it out it might work ! Ask your friends to ask in their IT department
Chief
Refurbished one from Back Market. I got a really cheap iPhone from there a few years back to have client instances of Teams and Outlook.
Pro
Yes, bought an XR for $160 now. I really liked my old XR.
Tough being stuck like that. Understand you've probably already hear all of the condescending or self-righteous comments but recognize you're prpbably just seeking solutions from the experienced.
If you have cash/credit line, go refurbished and unlocked: If you're in a large metro area, check local phone fix shops. If you're looking for a shipment options, Amazon, Backmarket, Reebelo, Gazelle, RefurbMe, CellMarkt, EBay, also check with your service provider, sometimes they have certifies refurbished at attractive prices. BTW: Apple sells certifies refurbished direct. More expensive, but you can get those insured.
If you don't have spare change but can open another line of service with the same provider, get another phone which is financed with a new line. Once the phone arrives, activate it and then switch it over to the other old line and switch the old phone to the new line. Put the new line on extended "vacation" hold so you're only charged for the phone finance cost and data/voice plan cost is reduced or eliminated for the duration. Last I heard, max period for vacation hold is 6 mos. This is just a cashflow play since over the course of the payments it would cost you more in total.
Repair option: there are some reputable certified repair outfits based in the TX area. You can find their info and criteria for shipment and repair within Amazon and EBay. Pay for the repair service which includes the return shipping fee. You pay the ship to them fee. Turn around is fairly quick.
For youth, get the insurance, durable case and screen protector. Can make sense to obtain an older model.
Breakage reduction can also be had when youth when they are required to earn the cost of the expense they would like to undertake.
Good luck!
Pro
Thanks! Really appreciate the thorough response.
Swappa dot com
Do you have Apple care on the phone?
Rising Star
Is it just the screen or is it more that's broken? My son's screen only cost $149 to fix it without the insurance.
Pro
We replaced the screen but still not working. My wife did it and not sure she chose an authorized replacement.
Apple care
You could buy a gently used phone. Recommend a site like swappa (though there are a couple of sites like it).
Go to store or order online (response commensurate with question)
Pro
Phone fixed! On its own. Back to normal.