Hi everyone, just received my Stock Option Agreement and am wondering if having a “Discretionary Nature of Plan” is common. Essentially, it says that the Plan is voluntary by the company and may be modified and suspended by the company at any time, which is very unsettling and weird to me. Anyone here had that experience?

Thanks a lot

Hi All. Have anyone applied for flexi basket declaration in HCL. Kindly tell me if there is any good tax savings or of no use.

Worth getting the Marriott bonvoy credit card with the 100k points bonus? Annual fee is $95. Already have CSR.

Investor’s Business Daily: worthwhile?

I have significant equity in a property (300k+) and maybe another 200k across other properties. I have a decent amount of money in cash and already 200k or so in stocks. Would you consider pulling money through cash out refi and using it? I get nervous for stocks being so high. I have a few properties in pipeline already. How would you suggest using it (if at all).

Hi everyone, any tips for resignation letters, who to meet/tell first, what to do before your last day (i.e. anything adulty like 401K or healthcare)? Any insights would be greatly appreciated!

Hi,

My PF memberId starts with PYKRP, is it same for everyone?

Who here has successfully built a side hustle or startup? Who here is successfully creating additional income? Does anyone have resources [books, podcasts, anything] that have helped them?

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

Little worries here guys - not able to transfer to Bittrex. Tried from Polo and Jaxx (cold storage). Transaction looked like it was going thru from Jaxx then seemed like it failed. ETH appeared back in Jaxx account and no changes to trans history...thoughts?

Applying for Uk visa from overseas- How do I know if I am eligible for IHS loan ( immigration health surcharge) can someone explain this here? Thanks a lot

Do you think house prices in NJ will go down/up? Thinking of buying a house in 9-12 months and saving. What % is a good down payment? (First time home buyer here)

How much are you all paying for yard work and house help in the bay area? New to the city. New house. And no time to take care of these. But also worried about spending too much

Fellow EY 🐟. I left EY recently after two happy years there. How can I get the pension money back? I had around $1500 there and they are not able to help in EY-HELP3.
Can I at least do a rollover to an IRA?

What is the point of a savings account if year-over-year inflation exceeds the APY rate?

What are some good modern/post-pandemic personal finance books you can recommend?

Which is good brokerage account for etf and stocks. Can't use robinhood due to restrictions

Chase Freedom vs Freedom Unlimited for everyday spend?
Plan to transfer points to my CSR.
Non traveling consultant

Has anyone gone to an estate sale in the city?

Has anyone dealt with Peachtree Residential before? They build homes primarily in Atlanta and Charlotte.

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

Hi Fishes

I am applying for a BA role at Globallogic. Can anyone help with a referral?

Hi Fishesh
I have been selected for HCL Tech
as per recruiter’s confirmation I have uploaded required documents
But did not received offer letter yet
Trying to reach recruiter but they are not receiving my calls either from last week.
on Ionboard portal I can see the 50% process has beed completed.
Is this a normal process in HCL ?
what should i do? please suggest

Big birthday coming up in a few months and wanting to do things I have never done before (tattoos, surgery, etc.) What have you done as a result of a mid life crisis?

What does it feel like to live life not always waiting for the other shoe to drop?

Hi Folks..I have joined GDS in last week of June 2021 as Consultant staff
I have got 5% hike recently, I want to know about the appraisal cycle.
Will I be considered in current appraisal cycle.
Also, how much average hike anyone will get after appraisal.

With employee well-being being front and center lately, has anyone asked their benefit providers to create something candidate facing? Or are you just sharing the exact same benefit material you show your employees?

Hey friends. Recently joined a startup with a heavy reliance on outbound sales strategy. Without a phone number... what are some of your best ways to get meetings booked with prospects?

Our product sells itself, but how do you set yourself apart to get the initial meeting booked?
What mediums do you use with cold outreach that you find most effective?
What copy have you found gets the best ppen/reply rate?

I am not a sales PRO, but I'm also not a newbie. Really just looking for a think-tank.

Do you ever find that you talk to people outside of engineering about your job and they have no idea what you're talking about?

I’m struggling to find a full time job right now. I have 16 months of internship experience at a Big4, a 4 month internship at a well known bank and a 12 month internship at a boutique consulting firm.

My gpa is subpar (3.2/4.0) but I have strong extracurriculars and have been working full time while taking full time classes.

Any advice on what I can do to land a solid fu time offer?

Is it too late to get a tech job now if I graduate next semester in may? applied for many software engineer roles in nyc but haven’t heard back

I am working as a Quality professional (medical devices) with 5 years of quality management system experience. Any idea which companies are hiring for the same now?
My expected CTC is 10 LPA.
Kindly suggest.

Ladies: looking for gym recommendations. Me: mid-40s, out of shape mom. I have chronic acid reflux that does get in the way of workouts at times. Prefer strength training over cardio and small group settings. Mixed gender is fine, but I generally prefer a community of folks closer to my age. Does such a place exist?

Location: Tarrytown/ Westlake ideal. Can travel as far north as the Central Market on N Lamar and as far south as the Central Market off of Westgate.

Hi All ,

I am joining Accenture applied AI in Pune as my joining location. Will they ask me to relocate to Bangalore or Mumbai ?

I’m looking into cyro banks to bank my eggs for long term storage. Has anyone had any experience with California Cyrobank, Reprotech, or Fairfax Cyrobank?

Hi 8.1 YOE as a business analyst, 2 offers IQVIA -20lpa and wipro -24 CTC, got 45 days remaining before joining. Should i expect higher offers? Around 30?or stop looking for it?

Am I correct in my assumption that with the new accreditation laws, anyone can pursue a Series 65 unsponsored and earn accredited investor status?

Currently raising a European based firm, potentially looking for one additional partner. Ideally with a strong EU network and direct investment experience (e.g. in VC/CVC, a family office, etc). DM for more info.

how much time it will take to release offer letter after showing evaluted in tcs ibegin?@tcs

A question for VCs: I’m currently a VC analyst. I want to eventually come back to the VC industry and perhaps become a partner (if possible). However, there’s an opportunity to work at an Endowment Fund (Harvard/Yale/Stanford level). Would you recommend me to spend the next 3-4 years doing something that’s not directly VC related? Would it be hard for me to come back to the VC industry with this experience? Why or why not? Thank you so much for your time and help!

Hi all 👋 Looking for some advice. I’m in the latter stages of building my sustainable fashion platform and need investment to get it over the line and complete the product. This investment would be for development and the first batch of paid ads. Would any of the fishbowl community be able to connect me relevant sources/ links/ people?

How hard are the Series 7, 65, or 82 exams? Interested in those because I don’t see myself reaching accredited status via capital alone any time soon.

I am an expert Crypto currency trader, I do Binary/Stocks FX trade using Bitcoin and other Crypto currency and it's very profitable.

If you don't have experience about it i will teach you...

Any investors have insights into what you look for investing in a social media platform? Is this something you do or do not have interest in/why?

Background is development of a social media platform looking for a $100k investment to get off the ground in a great market with tons of opportunity and proof of concept.

Anyone interested in joining my newly launched angel investment network? It’s entirely free and takes less than a minute to sign up. Comment below and I will DM you! Thanks!

Fellow VC analysts/associates: what time do you guys go to bed? I’ve been working until 1-2am, Monday-Sunday in the past few weeks and I’m new to this job. Is this normal?

Making this bowl to share thoughts and experiences about angel investing!

Any angel investors interest in a manufacturing training facility in Michigan?

We are building Immersive Sales Training at Scale using a lifelike Avatar. With the revolutionary tech leveraged have the ability to help sales force improve their sales skills, capabilities and close more deals! We are turning average Joe into top performing sales person. We’re looking for strategic angels to come on board and scale solution globally. Are you or do you know anyone in your network that is interested, we are all ears!

We are building a SaaS product for product owners to make informed decisions on product strategy and improve product roadmap process using data science and NLP. We are looking for pre-seed round.